up add sms

.env

@@ -7,6 +7,12 @@ VITE_INQUIRE_AES_KEY=ff83609b2b24fc73196aac3d3dfb874f
 
 VITE_WECHAT_APP_ID=wx442ee1ac1ee75917
 
+# 阿里云滑块验证码配置
+# 从阿里云验证码控制台获取 SceneId
+VITE_ALIYUN_CAPTCHA_SCENE_ID=wynt39to
+# 是否启用加密模式（true/false），需要在阿里云控制台开启加密模式
+# 注意：根据代码逻辑，设置为 true 表示禁用加密，设置为 false 表示启用加密
+VITE_ALIYUN_CAPTCHA_ENCRYPTED=true
 
 VITE_CHAT_AES_KEY=qw5w6SFE2D1jmxyd
 VITE_CHAT_AES_IV=345GDFED433223DF

index.html

@@ -109,6 +109,12 @@
             delete window.wx;
         </script>
 
+        <!-- 阿里云滑块验证码 -->
+        <script>
+            window.AliyunCaptchaConfig = { region: "cn", prefix: "12zxnj" };
+        </script>
+        <script type="text/javascript" src="https://o.alicdn.com/captcha-frontend/aliyunCaptcha/AliyunCaptcha.js"></script>
+
         <!-- 预加载关键资源 -->
         <link rel="preconnect" href="https://www.zhinengcha.cn" />
         <link rel="preconnect" href="https://res.wx.qq.com" />
@@ -207,6 +213,8 @@
             <div class="loading-text">加载中</div>
         </div>
         <div id="app"></div>
+        <!-- 阿里云验证码容器 -->
+        <div id="captcha-element"></div>
 
         <script type="module" src="/src/main.js"></script>
     </body>

src/auto-imports.d.ts

@@ -119,6 +119,7 @@ declare global {
   const useActiveElement: typeof import('@vueuse/core')['useActiveElement']
   const useAgent: typeof import('./composables/useAgent.js')['useAgent']
   const useAgentStore: typeof import('./stores/agentStore.js')['useAgentStore']
+  const useAliyunCaptcha: typeof import('./composables/useAliyunCaptcha.js')['useAliyunCaptcha']
   const useAnimate: typeof import('@vueuse/core')['useAnimate']
   const useApiFetch: typeof import('./composables/useApiFetch.js')['default']
   const useAppStore: typeof import('./stores/appStore.js')['useAppStore']

src/components/BaseReport.vue

@@ -703,6 +703,7 @@ const featureMap = {
         name: "谛听多维报告",
         component: defineAsyncComponent(() => import("@/ui/CDWBG8B4D/index.vue")),
     },
+    
     // 谛听多维报告拆分模块
     DWBG8B4D_Overview: {
         name: "报告概览",

src/components/InquireForm.vue

@@ -133,6 +133,7 @@ import { useUserStore } from "@/stores/userStore";
 import { useDialogStore } from "@/stores/dialogStore";
 import { useEnv } from "@/composables/useEnv";
 import { showConfirmDialog } from "vant";
+import { useAliyunCaptcha } from "@/composables/useAliyunCaptcha";
 
 import Payment from "@/components/Payment.vue";
 import BindPhoneOnlyDialog from "@/components/BindPhoneOnlyDialog.vue";
@@ -200,6 +201,7 @@ const dialogStore = useDialogStore();
 const userStore = useUserStore();
 const { isWeChat } = useEnv();
 const appStore = useAppStore();
+const { runWithCaptcha } = useAliyunCaptcha();
 
 // 响应式数据
 const showPayment = ref(false);
@@ -440,22 +442,27 @@ async function sendVerificationCode() {
         return;
     }
 
-    const { data, error } = await useApiFetch("/auth/sendSms")
-        .post({ mobile: formData.mobile, actionType: "query" })
-        .json();
-
-    if (!error.value && data.value.code === 200) {
-        showToast({ message: "验证码发送成功", type: "success" });
-        startCountdown();
-        nextTick(() => {
-            const verificationCodeInput = document.getElementById('verificationCode');
-            if (verificationCodeInput) {
-                verificationCodeInput.focus();
+    // 使用阿里云滑块验证码保护发送短信接口
+    runWithCaptcha(
+        (captchaVerifyParam) => useApiFetch("/auth/sendSms")
+            .post({ mobile: formData.mobile, actionType: "query", captchaVerifyParam })
+            .json(),
+        (result) => {
+            const { data, error } = result
+            if (!error.value && data.value?.code === 200) {
+                showToast({ message: "验证码发送成功", type: "success" });
+                startCountdown();
+                nextTick(() => {
+                    const verificationCodeInput = document.getElementById('verificationCode');
+                    if (verificationCodeInput) {
+                        verificationCodeInput.focus();
+                    }
+                });
+            } else {
+                showToast({ message: data.value?.msg || "验证码发送失败，请重试" });
             }
-        });
-    } else {
-        showToast({ message: "验证码发送失败，请重试" });
-    }
+        }
+    );
 }
 
 let timer = null;

src/composables/useAliyunCaptcha.js

@@ -0,0 +1,221 @@
+import { showToast, showLoadingToast, closeToast } from 'vant'
+import useApiFetch from '@/composables/useApiFetch'
+
+// 阿里云验证码场景ID（从环境变量读取）
+const ALIYUN_CAPTCHA_SCENE_ID = import.meta.env.VITE_ALIYUN_CAPTCHA_SCENE_ID || 'wynt39to'
+
+// 是否启用加密模式（通过环境变量控制，非加密模式时前端不调用后端获取 EncryptedSceneId）
+const ENABLE_ENCRYPTED = import.meta.env.VITE_ALIYUN_CAPTCHA_ENCRYPTED === 'false'
+
+let captchaInitialized = false
+/** 首次初始化后，SDK 会异步调用 getInstance，用此 Promise 在实例就绪后再 show */
+let captchaReadyPromise = null
+let captchaReadyResolve = null
+
+async function ensureCaptchaInit() {
+    console.log('[AliyunCaptcha] ====== ensureCaptchaInit 开始执行 ======');
+    
+    // 1. 检查是否已经初始化或非浏览器环境
+    if (captchaInitialized) {
+        console.log('[AliyunCaptcha] 已初始化，直接返回');
+        return;
+    }
+    if (typeof window === 'undefined') {
+        console.log('[AliyunCaptcha] 非浏览器环境，直接返回');
+        return;
+    }
+
+    // 2. 检查 SDK 是否存在
+    if (typeof window.initAliyunCaptcha !== 'function') {
+        console.error('[AliyunCaptcha] ❌ initAliyunCaptcha 不存在，SDK 可能未加载！请检查是否引入 captcha.js');
+        return;
+    }
+    console.log('[AliyunCaptcha] ✅ initAliyunCaptcha 函数存在，SDK 已加载');
+
+    // 3. 设置初始化状态
+    captchaInitialized = true;
+    window.captcha = null;
+    window.__lastBizResponse = null;
+    window.__onCaptchaBizSuccess = null;
+    captchaReadyPromise = new Promise((resolve) => {
+        captchaReadyResolve = resolve;
+    });
+    console.log('[AliyunCaptcha] 初始化状态已设置，创建 captchaReadyPromise');
+
+    // 4. 构建配置对象
+    const initConfig = {
+        SceneId: ALIYUN_CAPTCHA_SCENE_ID,
+        mode: 'popup',
+        element: '#captcha-element',
+
+        getInstance(instance) {
+            console.log('[AliyunCaptcha] 🎯 getInstance 被调用，实例已创建:', instance);
+            window.captcha = instance;
+            if (typeof captchaReadyResolve === 'function') {
+                console.log('[AliyunCaptcha] ✅ 调用 captchaReadyResolve()，通知实例就绪');
+                captchaReadyResolve();
+                captchaReadyResolve = null;
+            } else {
+                console.warn('[AliyunCaptcha] ⚠️ captchaReadyResolve 不是函数，可能已被调用');
+            }
+        },
+
+        captchaVerifyCallback(param) {
+            console.log('[AliyunCaptcha] 📞 captchaVerifyCallback 被调用，参数:', JSON.stringify(param, null, 2));
+            const result = typeof window.__captchaVerifyCallback === 'function'
+                ? window.__captchaVerifyCallback(param)
+                : Promise.resolve({ captchaResult: false, bizResult: false });
+
+            console.log('[AliyunCaptcha] 📤 captchaVerifyCallback 返回值:', result);
+            return result;
+        },
+
+        onBizResultCallback(bizResult) {
+            console.log('[AliyunCaptcha] 📬 onBizResultCallback 被调用，bizResult:', bizResult);
+            if (typeof window.__onBizResultCallback === 'function') {
+                window.__onBizResultCallback(bizResult);
+            } else {
+                console.warn('[AliyunCaptcha] ⚠️ __onBizResultCallback 不是函数');
+            }
+            window.__lastBizResponse = null;
+            window.__onCaptchaBizSuccess = null;
+        },
+
+        slideStyle: { width: 360, height: 40 },
+        language: 'cn',
+    };
+
+    console.log('[AliyunCaptcha] 📋 构建的 initConfig:', JSON.stringify(initConfig, null, 2));
+
+    // 5. 判断加密模式
+    if (!ENABLE_ENCRYPTED) {
+        console.log('[AliyunCaptcha] 🔓 使用非加密模式（ENABLE_ENCRYPTED = false）');
+        console.log('[AliyunCaptcha] 📤 调用 window.initAliyunCaptcha(initConfig)');
+        try {
+            window.initAliyunCaptcha(initConfig);
+            console.log('[AliyunCaptcha] ✅ initAliyunCaptcha 调用完成（非加密模式）');
+        } catch (err) {
+            console.error('[AliyunCaptcha] ❌ initAliyunCaptcha 调用失败（非加密模式）:', err);
+        }
+        return;
+    }
+
+    // 6. 加密模式：获取 encryptedSceneId
+    console.log('[AliyunCaptcha] 🔐 使用加密模式（ENABLE_ENCRYPTED = true）');
+    console.log('[AliyunCaptcha] 📡 请求后端接口获取 encryptedSceneId: /captcha/encryptedSceneId');
+    
+    let resp, encryptedSceneId;
+    try {
+        const { data, error } = await useApiFetch('/captcha/encryptedSceneId')
+            .post()
+            .json();
+        
+        console.log('[AliyunCaptcha] 📥 后端接口响应:', { data: data?.value, error: error?.value });
+        
+        resp = data?.value;
+        encryptedSceneId = resp?.data?.encryptedSceneId;
+
+        if (error?.value) {
+            console.error('[AliyunCaptcha] ❌ 后端接口请求失败:', error.value);
+        }
+        if (!encryptedSceneId) {
+            console.error('[AliyunCaptcha] ❌ encryptedSceneId 为空，响应数据:', resp);
+        }
+    } catch (err) {
+        console.error('[AliyunCaptcha] ❌ 请求 encryptedSceneId 时发生异常:', err);
+        resp = null;
+        encryptedSceneId = null;
+    }
+
+    if (error?.value || !encryptedSceneId) {
+        console.error('[AliyunCaptcha] ❌ 获取 encryptedSceneId 失败，error:', error?.value, 'encryptedSceneId:', encryptedSceneId);
+        showToast({ message: '获取验证码参数失败，请稍后重试' });
+        captchaInitialized = false;
+        captchaReadyPromise = null;
+        captchaReadyResolve = null;
+        console.log('[AliyunCaptcha] 🔄 重置初始化状态，等待下次重试');
+        return;
+    }
+
+    console.log('[AliyunCaptcha] ✅ 成功获取 encryptedSceneId:', encryptedSceneId);
+    initConfig.EncryptedSceneId = encryptedSceneId;
+    console.log('[AliyunCaptcha] 📤 调用 window.initAliyunCaptcha(initConfig)（加密模式）');
+    
+    try {
+        console.log('[AliyunCaptcha] 开始调用 window.initAliyunCaptcha(initConfig)（加密模式）')
+        window.initAliyunCaptcha(initConfig)
+        console.log('[AliyunCaptcha] ✅ window.initAliyunCaptcha 调用完成（加密模式）')
+    } catch (err) {
+        console.error('[AliyunCaptcha] ❌ window.initAliyunCaptcha 调用失败（加密模式）:', err)
+    }
+
+}
+
+/**
+ * 阿里云滑块验证码通用封装。
+ * 依赖 index.html 中已加载的 AliyunCaptcha.js；初始化在首次调起时执行。
+ *
+ * @param { (captchaVerifyParam: string) => Promise<{ data: Ref, error: Ref }> } bizVerify - 业务请求函数，接收滑块参数，返回 useApiFetch 的 { data, error }
+ * @param { (res: any) => void } [onSuccess] - 业务成功回调（code===200 时调用，传入接口返回的 data.value）
+ */
+export function useAliyunCaptcha() {
+    /**
+     * 先弹出滑块，通过后执行 bizVerify(captchaVerifyParam)，再根据结果调用 onSuccess。
+     */
+    async function runWithCaptcha(bizVerify, onSuccess) {
+        if (typeof window === 'undefined') {
+            showToast({ message: '验证码仅支持浏览器环境' })
+            return
+        }
+
+        showLoadingToast({
+            message: '安全验证加载中...',
+            forbidClick: true,
+            duration: 0,
+            loadingType: 'spinner',
+        })
+
+        try {
+            window.__captchaVerifyCallback = async (captchaVerifyParam) => {
+                window.__lastBizResponse = null
+                const { data, error } = await bizVerify(captchaVerifyParam)
+                const result = data?.value ?? data
+                if (error?.value || !result) {
+                    return { captchaResult: false, bizResult: false }
+                }
+                window.__lastBizResponse = result
+                const captchaOk = result.captchaVerifyResult !== false
+                const bizOk = result.code === 200
+                return { captchaResult: captchaOk, bizResult: bizOk }
+            }
+
+            window.__onBizResultCallback = (bizResult) => {
+                if (
+                    bizResult === true &&
+                    window.__lastBizResponse &&
+                    typeof window.__onCaptchaBizSuccess === 'function'
+                ) {
+                    window.__onCaptchaBizSuccess(window.__lastBizResponse)
+                }
+            }
+
+            await ensureCaptchaInit()
+
+            // 首次初始化时 SDK 会异步调用 getInstance，需等待实例就绪后再 show
+            if (captchaReadyPromise) {
+                await captchaReadyPromise
+                captchaReadyPromise = null
+            }
+            if (!window.captcha) {
+                showToast({ message: '验证码未加载，请刷新页面重试' })
+                return
+            }
+            window.__onCaptchaBizSuccess = onSuccess
+            window.captcha.show()
+        } finally {
+            closeToast()
+        }
+    }
+
+    return { runWithCaptcha }
+}

src/views/AgentPromoteDetails.vue

@@ -18,6 +18,10 @@
                         </span>
                     </div>
                 </div>
+                <!-- 税后收入 -->
+                <div v-if="item.status !== 3" class="text-xs text-red-500 mt-1">
+                    税后收入：{{ (item.amount * 0.94).toFixed(2) }}
+                </div>
                 <div class="flex items-center justify-between mb-2">
                     <span class="inline-flex items-center px-2 py-1 rounded-full text-xs font-medium"
                         :class="getReportTypeStyle(item.product_name)">

src/views/AgentRewardsDetails.vue

@@ -24,6 +24,10 @@
                         </span>
                     </div>
                 </div>
+                <!-- 税后收入 -->
+                <div v-if="item.status !== 3" class="text-xs text-red-500 mt-1">
+                    税后收入：{{ (item.amount * 0.94).toFixed(2) }}
+                </div>
                 <!-- 推广返佣显示返佣类型 tag -->
                 <!-- <div class="flex items-center mb-2" v-if="activeTab === 'promote' && item.rebate_type">
                     <span class="inline-flex items-center px-2 py-1 rounded-full text-xs font-medium"

src/views/Login.vue

@@ -6,11 +6,13 @@ import { useUserStore } from '@/stores/userStore'
 import { useRouter, useRoute } from 'vue-router'
 import { mobileCodeLogin } from '@/api/user'
 import useApiFetch from '@/composables/useApiFetch'
+import { useAliyunCaptcha } from '@/composables/useAliyunCaptcha'
 
 const router = useRouter()
 const route = useRoute()
 const agentStore = useAgentStore()
 const userStore = useUserStore()
+const { runWithCaptcha } = useAliyunCaptcha()
 
 const phoneNumber = ref('')
 const verificationCode = ref('')
@@ -34,25 +36,28 @@ async function sendVerificationCode() {
         return
     }
 
-    const { data, error } = await useApiFetch('auth/sendSms')
-        .post({ mobile: phoneNumber.value, actionType: 'login' })
-        .json()
-
-    if (data.value && !error.value) {
-        if (data.value.code === 200) {
-            showToast({ message: "获取成功" });
-            startCountdown()
-            // 聚焦到验证码输入框
-            nextTick(() => {
-                const verificationCodeInput = document.getElementById('verificationCode');
-                if (verificationCodeInput) {
-                    verificationCodeInput.focus();
-                }
-            });
-        } else {
-            showToast(data.value.msg)
+    // 使用阿里云滑块验证码保护发送短信接口
+    runWithCaptcha(
+        (captchaVerifyParam) => useApiFetch('auth/sendSms')
+            .post({ mobile: phoneNumber.value, actionType: 'login', captchaVerifyParam })
+            .json(),
+        (result) => {
+            // result 已经是解包后的响应数据（data.value）
+            if (result && result.code === 200) {
+                showToast({ message: "获取成功" });
+                startCountdown()
+                // 聚焦到验证码输入框
+                nextTick(() => {
+                    const verificationCodeInput = document.getElementById('verificationCode');
+                    if (verificationCodeInput) {
+                        verificationCodeInput.focus();
+                    }
+                });
+            } else if (result) {
+                showToast(result.msg || "发送失败")
+            }
         }
-    }
+    )
 }
 
 function startCountdown() {

src/views/Me.vue

@@ -55,13 +55,13 @@
                         </div>
                         <!-- 右侧资产信息（仅代理显示） -->
                         <div v-if="isAgent" class="text-right">
-                            <div class="text-sm mb-1" style="color: var(--van-text-color-2);">余额</div>
+                            <div class="text-sm mb-1" style="color: var(--van-text-color-2);">税后收入</div>
                             <div class="text-2xl font-bold"
-                                :style="(revenueData?.balance || 0) < 0 ? 'color: #ef4444;' : 'color: var(--van-theme-primary);'">
-                                ¥ {{ (revenueData?.balance || 0).toFixed(2) }}
+                                :style="afterTax(revenueData?.balance) < 0 ? 'color: #ef4444;' : 'color: var(--van-theme-primary);'">
+                                ¥ {{ afterTax(revenueData?.balance).toFixed(2) }}
                             </div>
                             <!-- 负数余额提示 -->
-                            <div v-if="(revenueData?.balance || 0) < 0" class="text-xs mt-1" style="color: #ef4444;">
+                            <div v-if="afterTax(revenueData?.balance) < 0" class="text-xs mt-1" style="color: #ef4444;">
                                 账户存在欠款，需补足后才能提现
                             </div>
                         </div>
@@ -71,21 +71,21 @@
                         <div class="grid grid-cols-3 gap-3 mb-4 pt-4 border-t"
                             style="border-color: var(--van-border-color);">
                             <div class="text-center">
-                                <div class="text-sm mb-1" style="color: var(--van-text-color-2);">累计收益</div>
+                                <div class="text-sm mb-1" style="color: var(--van-text-color-2);">累计收益（税后）</div>
                                 <div class="text-base font-semibold" style="color: var(--van-text-color);">
-                                    ¥ {{ (revenueData?.total_earnings || 0).toFixed(2) }}
+                                    ¥ {{ afterTax(revenueData?.total_earnings).toFixed(2) }}
                                 </div>
                             </div>
                             <div class="text-center">
                                 <div class="text-sm mb-1" style="color: var(--van-text-color-2);">风险保障金</div>
                                 <div class="text-base font-semibold" style="color: var(--van-text-color);">
-                                    ¥ {{ (revenueData?.frozen_balance || 0).toFixed(2) }}
+                                    ¥ {{ afterTax(revenueData?.frozen_balance || 0).toFixed(2) }}
                                 </div>
                             </div>
                             <div class="text-center">
                                 <div class="text-sm mb-1" style="color: var(--van-text-color-2);">累计提现</div>
                                 <div class="text-base font-semibold" style="color: var(--van-text-color);">
-                                    ¥ {{ (revenueData?.withdrawn_amount || 0).toFixed(2) }}
+                                    ¥ {{ afterTax(revenueData?.withdrawn_amount).toFixed(2) }}
                                 </div>
                             </div>
                         </div>
@@ -116,12 +116,12 @@
                             <div class="flex items-center">
                                 <van-icon name="balance-list" class="text-lg mr-2"
                                     style="color: var(--color-warning);" />
-                                <span class="text-base font-bold" style="color: var(--van-text-color);">我的推广收益</span>
+                                <span class="text-base font-bold" style="color: var(--van-text-color);">我的推广收益（税后）</span>
                             </div>
                         </div>
                         <div class="text-center mb-3">
                             <div class="text-xl font-bold" style="color: var(--color-warning);">
-                                ¥ {{ (revenueData?.commission_total || 0).toFixed(2) }}
+                                ¥ {{ afterTax(revenueData?.commission_total).toFixed(2) }}
                             </div>
                             <div class="text-sm mt-0.5" style="color: var(--van-text-color-2);">累计总收益</div>
                         </div>
@@ -129,13 +129,13 @@
                             <div class="text-center">
                                 <div class="text-sm mb-1" style="color: var(--van-text-color-2);">今日</div>
                                 <div class="text-base font-semibold" style="color: var(--color-warning);">
-                                    ¥ {{ (revenueData?.commission_today || 0).toFixed(2) }}
+                                    ¥ {{ afterTax(revenueData?.commission_today).toFixed(2) }}
                                 </div>
                             </div>
                             <div class="text-center">
                                 <div class="text-sm mb-1" style="color: var(--van-text-color-2);">本月</div>
                                 <div class="text-base font-semibold" style="color: var(--color-warning);">
-                                    ¥ {{ (revenueData?.commission_month || 0).toFixed(2) }}
+                                    ¥ {{ afterTax(revenueData?.commission_month).toFixed(2) }}
                                 </div>
                             </div>
                         </div>
@@ -151,12 +151,12 @@
                         <div class="flex items-center justify-between mb-3">
                             <div class="flex items-center">
                                 <van-icon name="gift-o" class="text-lg mr-2" style="color: var(--color-success);" />
-                                <span class="text-base font-bold" style="color: var(--van-text-color);">下级推广收益</span>
+                                <span class="text-base font-bold" style="color: var(--van-text-color);">下级推广收益（税后）</span>
                             </div>
                         </div>
                         <div class="text-center mb-3">
                             <div class="text-xl font-bold" style="color: var(--color-success);">
-                                ¥ {{ (revenueData?.rebate_total || 0).toFixed(2) }}
+                                ¥ {{ afterTax(revenueData?.rebate_total).toFixed(2) }}
                             </div>
                             <div class="text-sm mt-0.5" style="color: var(--van-text-color-2);">累计总收益</div>
                         </div>
@@ -164,13 +164,13 @@
                             <div class="text-center">
                                 <div class="text-sm mb-1" style="color: var(--van-text-color-2);">今日</div>
                                 <div class="text-base font-semibold" style="color: var(--color-success);">
-                                    ¥ {{ (revenueData?.rebate_today || 0).toFixed(2) }}
+                                    ¥ {{ afterTax(revenueData?.rebate_today).toFixed(2) }}
                                 </div>
                             </div>
                             <div class="text-center">
                                 <div class="text-sm mb-1" style="color: var(--van-text-color-2);">本月</div>
                                 <div class="text-base font-semibold" style="color: var(--color-success);">
-                                    ¥ {{ (revenueData?.rebate_month || 0).toFixed(2) }}
+                                    ¥ {{ afterTax(revenueData?.rebate_month).toFixed(2) }}
                                 </div>
                             </div>
                         </div>
@@ -289,6 +289,10 @@ const { userName, userAvatar, isLoggedIn, mobile } = storeToRefs(userStore);
 const { isWeChat } = useEnv();
 const revenueData = ref(null);
 
+// 税率常量（6%）
+const TAX_RATE = 0.06;
+const afterTax = (amount) => (amount || 0) * (1 - TAX_RATE);
+
 // 等级名称映射（数字等级）
 const levelNamesMap = {
     1: "普通代理",

src/views/Withdraw.vue

@@ -105,34 +105,34 @@
                     <!-- 金额提示 -->
                     <div class="text-sm mb-2 space-y-1" style="color: var(--van-text-color);">
                         <div>
-                            可提现金额：<span class="font-semibold"
-                                :style="(availableAmount || 0) < 0 ? 'color: #ef4444;' : 'color: var(--van-theme-primary);'">
-                                ¥{{ (availableAmount || 0).toFixed(2) }}
+                            可提现金额（税后）：<span class="font-semibold"
+                                :style="afterTax(availableAmount) < 0 ? 'color: #ef4444;' : 'color: var(--van-theme-primary);'">
+                                ¥{{ afterTax(availableAmount).toFixed(2) }}
                             </span>
                         </div>
                         <div v-if="alipayMonthQuota > 0" class="text-sm" style="color: var(--van-text-color-2);">
                             本月支付宝提现额度：
-                            <span class="font-semibold">¥{{ alipayMonthQuota.toFixed(2) }}</span>
+                            <span class="font-semibold">¥{{ afterTax(alipayMonthQuota).toFixed(2) }}</span>
                             ，已用：
-                            <span class="font-semibold">¥{{ alipayMonthUsed.toFixed(2) }}</span>
+                            <span class="font-semibold">¥{{ afterTax(alipayMonthUsed).toFixed(2) }}</span>
                             ，剩余：
                             <span class="font-semibold"
-                                :style="alipayMonthRemain <= 0 ? 'color: #ef4444;' : 'color: var(--van-theme-primary);'">
-                                ¥{{ alipayMonthRemain.toFixed(2) }}
+                                :style="afterTax(alipayMonthRemain) <= 0 ? 'color: #ef4444;' : 'color: var(--van-theme-primary);'">
+                                ¥{{ afterTax(alipayMonthRemain).toFixed(2) }}
                             </span>
                         </div>
-                        <div v-if="alipayMonthRemain <= 0 && alipayMonthQuota > 0" class="text-sm text-red-500">
+                        <div v-if="afterTax(alipayMonthRemain) <= 0 && alipayMonthQuota > 0" class="text-sm text-red-500">
                             本月支付宝提现额度已用完，请使用银行卡提现。
                         </div>
                     </div>
                     <!-- 负数余额提示 -->
-                    <div v-if="(availableAmount || 0) < 0" class="mb-4 p-3 rounded-lg bg-red-50 border border-red-200">
+                    <div v-if="afterTax(availableAmount) < 0" class="mb-4 p-3 rounded-lg bg-red-50 border border-red-200">
                         <div class="flex items-start gap-2">
                             <van-icon name="warning-o" class="text-red-500 mt-0.5" />
                             <div class="flex-1">
                                 <div class="text-sm font-medium text-red-700 mb-1">账户存在欠款</div>
                                 <div class="text-sm text-red-600">
-                                    您的账户余额为负数，存在欠款金额 ¥{{ Math.abs(availableAmount || 0).toFixed(2) }}。
+                                    您的账户余额为负数，存在欠款金额 ¥{{ Math.abs(afterTax(availableAmount)).toFixed(2) }}。
                                     请先通过后续订单收益补足欠款后，才能申请提现。
                                 </div>
                             </div>
@@ -256,19 +256,19 @@
 
                     <!-- 金额提示 -->
                     <div class="text-sm mb-2" style="color: var(--van-text-color);">
-                        可提现金额：<span class="font-semibold"
-                            :style="(availableAmount || 0) < 0 ? 'color: #ef4444;' : 'color: var(--van-theme-primary);'">
-                            ¥{{ (availableAmount || 0).toFixed(2) }}
+                        可提现金额（税后）：<span class="font-semibold"
+                            :style="afterTax(availableAmount) < 0 ? 'color: #ef4444;' : 'color: var(--van-theme-primary);'">
+                            ¥{{ afterTax(availableAmount).toFixed(2) }}
                         </span>
                     </div>
                     <!-- 负数余额提示 -->
-                    <div v-if="(availableAmount || 0) < 0" class="mb-4 p-3 rounded-lg bg-red-50 border border-red-200">
+                    <div v-if="afterTax(availableAmount) < 0" class="mb-4 p-3 rounded-lg bg-red-50 border border-red-200">
                         <div class="flex items-start gap-2">
                             <van-icon name="warning-o" class="text-red-500 mt-0.5" />
                             <div class="flex-1">
                                 <div class="text-sm font-medium text-red-700 mb-1">账户存在欠款</div>
                                 <div class="text-sm text-red-600">
-                                    您的账户余额为负数，存在欠款金额 ¥{{ Math.abs(availableAmount || 0).toFixed(2) }}。
+                                    您的账户余额为负数，存在欠款金额 ¥{{ Math.abs(afterTax(availableAmount)).toFixed(2) }}。
                                     请先通过后续订单收益补足欠款后，才能申请提现。
                                 </div>
                             </div>
@@ -304,11 +304,11 @@
             </div>
 
             <!-- 提交按钮 -->
-            <van-button type="primary" block :loading="isSubmitting" :disabled="(availableAmount || 0) < 0"
+            <van-button type="primary" block :loading="isSubmitting" :disabled="afterTax(availableAmount) < 0"
                 class="text-white rounded-xl shadow-lg h-12 font-bold text-base"
                 style="background: linear-gradient(135deg, var(--van-theme-primary), var(--van-theme-primary-dark));"
                 @click="handleSubmit">
-                {{ (availableAmount || 0) < 0 ? '账户存在欠款，无法提现' : '立即提现' }} </van-button>
+                {{ afterTax(availableAmount) < 0 ? '账户存在欠款，无法提现' : '立即提现' }} </van-button>
         </div>
 
         <!-- 税务确认弹窗 -->
@@ -323,12 +323,12 @@
                     </div>
 
                     <!-- 金额详情 -->
-                    <div class="rounded-xl p-4 space-y-3" style="background-color: var(--van-background-color-light);">
+                    <div class="rounded-xl p-4" style="background-color: var(--van-background-color-light);">
                         <div class="flex justify-between items-center">
-                            <span style="color: var(--van-text-color-2);">提现金额：</span>
-                            <span class="font-semibold" style="color: var(--van-text-color);">¥{{ amount }}</span>
+                            <span style="color: var(--van-text-color-2);">提现到账金额：</span>
+                            <span class="font-bold text-lg" style="color: var(--van-theme-primary);">¥{{ amount }}</span>
                         </div>
-                        <div class="flex justify-between items-center">
+                        <!-- <div class="flex justify-between items-center">
                             <span style="color: var(--van-text-color-2);">预估税费：</span>
                             <span class="font-semibold text-red-500">
                                 -¥{{ estimatedTaxAmount.toFixed(2) }}
@@ -340,7 +340,7 @@
                                 <span class="font-bold text-lg" style="color: var(--van-theme-primary);">¥{{
                                     estimatedActualAmount.toFixed(2) }}</span>
                             </div>
-                        </div>
+                        </div> -->
                     </div>
 
                     <!-- 提示信息 -->
@@ -348,10 +348,11 @@
                         <p class="text-blue-600 font-medium mb-2">
                             税收说明
                         </p>
-                        <div class="text-gray-600 space-y-1">
-                            <p>• 提现金额：¥{{ amount }}</p>
+                        <div class="text-gray-600">
+                            <p>当前税率：6%</p>
+                            <!-- <p>• 提现金额：¥{{ amount }}</p>
                             <p>• 税率：6%</p>
-                            <p class="text-blue-600">• 税收计算：¥{{ amount }} × 6% = ¥{{ taxAmount.toFixed(2) }}</p>
+                            <p class="text-blue-600">• 税收计算：¥{{ amount }} × 6% = ¥{{ taxAmount.toFixed(2) }}</p> -->
                         </div>
                     </div>
 
@@ -457,6 +458,14 @@
 
         const agentStore = useAgentStore();
         const dialogStore = useDialogStore();
+
+        // 税率常量（6%）
+        const TAX_RATE = 0.06;
+        // 税后金额 = 税前金额 * (1 - TAX_RATE)
+        const afterTax = (amount) => (amount || 0) * (1 - TAX_RATE);
+        // 税前金额 = 税后金额 / (1 - TAX_RATE)
+        const beforeTax = (afterTaxAmount) => (afterTaxAmount || 0) / (1 - TAX_RATE);
+
         // Tab 切换
         const activeTab = ref("alipay");
         // 状态管理
@@ -602,6 +611,9 @@
         // 表单验证
         const validateAmount = (val) => {
             const num = Number(val);
+            // 税前金额（用于与余额比较）
+            const preTaxAmount = beforeTax(num);
+            
             // 如果余额为负数，不允许提现
             if (availableAmount.value < 0) {
                 return false;
@@ -609,14 +621,18 @@
 
             if (activeTab.value === 'alipay') {
                 // 支付宝金额需同时满足余额与额度限制
-                if (alipayMonthRemain.value <= 0) {
+                // 税后额度剩余
+                const afterTaxRemain = afterTax(alipayMonthRemain.value);
+                if (afterTaxRemain <= 0) {
                     return false;
                 }
-                return num >= 50 && num <= availableAmount.value && num <= alipayMonthRemain.value;
+                // 税后金额 >= 50，税前金额 <= 余额，税后金额 <= 税后额度剩余
+                return num >= 50 && preTaxAmount <= availableAmount.value && num <= afterTaxRemain;
             }
 
             // 银行卡提现只受余额限制
-            return num >= 50 && num <= availableAmount.value;
+            // 税后金额 >= 50，税前金额 <= 余额
+            return num >= 50 && preTaxAmount <= availableAmount.value;
         };
 
         const validateForm = () => {
@@ -664,19 +680,23 @@
                 return false;
             }
 
-            if (amountNum > availableAmount.value) {
+            // 税前金额（用于与余额比较）
+            const preTaxAmount = beforeTax(amountNum);
+
+            if (preTaxAmount > availableAmount.value) {
                 showToast("超过可提现金额");
                 return false;
             }
 
             // 支付宝额度检查
             if (activeTab.value === 'alipay') {
-                if (alipayMonthRemain.value <= 0) {
+                const afterTaxRemain = afterTax(alipayMonthRemain.value);
+                if (afterTaxRemain <= 0) {
                     showToast("本月支付宝提现额度已用完，请使用银行卡提现");
                     return false;
                 }
-                if (amountNum > alipayMonthRemain.value) {
-                    showToast(`本月支付宝最高可提现 ${alipayMonthRemain.value.toFixed(2)} 元，请调整提现金额或使用银行卡提现`);
+                if (amountNum > afterTaxRemain) {
+                    showToast(`本月支付宝最高可提现 ${afterTaxRemain.toFixed(2)} 元，请调整提现金额或使用银行卡提现`);
                     return false;
                 }
             }
@@ -711,9 +731,12 @@
             isSubmitting.value = true;
             try {
                 const withdrawalType = activeTab.value === 'alipay' ? 1 : 2;
+                // 用户输入的是税后金额，传给后端需要逆推为税前金额
+                const preTaxWithdrawAmount = beforeTax(Number(amount.value));
+                
                 const params = {
                     withdrawal_type: withdrawalType,
-                    amount: Number(amount.value),
+                    amount: preTaxWithdrawAmount, // 传税前金额给后端
                     payee_name: realName.value,
                 };
 
@@ -756,14 +779,14 @@
                 if (status.value === 2) resetPage();
             }
         };
-        // 填充最大金额
+        // 填充最大金额（税后金额）
         const fillMaxAmount = () => {
             if (activeTab.value === 'alipay') {
-                const maxByQuota = alipayMonthRemain.value || 0;
-                const maxByBalance = availableAmount.value || 0;
-                amount.value = Math.min(maxByQuota, maxByBalance);
+                const maxByQuotaAfterTax = afterTax(alipayMonthRemain.value) || 0;
+                const maxByBalanceAfterTax = afterTax(availableAmount.value) || 0;
+                amount.value = Math.min(maxByQuotaAfterTax, maxByBalanceAfterTax);
             } else {
-                amount.value = availableAmount.value;
+                amount.value = afterTax(availableAmount.value);
             }
         };