From b16db987a7dd0e9b1c388deaedfd4953852d0717 Mon Sep 17 00:00:00 2001
From: Mrxs <18278715334@163.com>
Date: Thu, 18 Jun 2026 18:14:37 +0800
Subject: [PATCH] add

---
 .../internal/logic/query/queryservicelogic.go | 33 +++++++++++--------
 1 file changed, 19 insertions(+), 14 deletions(-)

diff --git a/app/main/api/internal/logic/query/queryservicelogic.go b/app/main/api/internal/logic/query/queryservicelogic.go
index a4a2c3e..e43e08d 100644
--- a/app/main/api/internal/logic/query/queryservicelogic.go
+++ b/app/main/api/internal/logic/query/queryservicelogic.go
@@ -88,7 +88,7 @@ func (l *QueryServiceLogic) ProcessMarriageLogic(req *types.QueryServiceReq) (*t
 	}
 
 	// 校验三要素
-	verifyErr := l.Verify(data.Name, data.IDCard, data.Mobile)
+	verifyErr := l.Verify(data.Name, data.IDCard, data.Mobile, data.Code)
 	if verifyErr != nil {
 		return nil, verifyErr
 	}
@@ -148,7 +148,7 @@ func (l *QueryServiceLogic) ProcessHomeServiceLogic(req *types.QueryServiceReq)
 	}
 
 	// 校验三要素
-	verifyErr := l.Verify(data.Name, data.IDCard, data.Mobile)
+	verifyErr := l.Verify(data.Name, data.IDCard, data.Mobile, data.Code)
 	if verifyErr != nil {
 		return nil, verifyErr
 	}
@@ -209,7 +209,7 @@ func (l *QueryServiceLogic) ProcessRiskAssessmentLogic(req *types.QueryServiceRe
 	}
 
 	// 校验三要素
-	verifyErr := l.Verify(data.Name, data.IDCard, data.Mobile)
+	verifyErr := l.Verify(data.Name, data.IDCard, data.Mobile, data.Code)
 	if verifyErr != nil {
 		return nil, verifyErr
 	}
@@ -269,7 +269,7 @@ func (l *QueryServiceLogic) ProcessCompanyInfoLogic(req *types.QueryServiceReq)
 	}
 
 	// 校验三要素
-	verifyErr := l.Verify(data.Name, data.IDCard, data.Mobile)
+	verifyErr := l.Verify(data.Name, data.IDCard, data.Mobile, data.Code)
 	if verifyErr != nil {
 		return nil, verifyErr
 	}
@@ -330,7 +330,7 @@ func (l *QueryServiceLogic) ProcessRentalInfoLogic(req *types.QueryServiceReq) (
 	}
 
 	// 校验三要素
-	verifyErr := l.Verify(data.Name, data.IDCard, data.Mobile)
+	verifyErr := l.Verify(data.Name, data.IDCard, data.Mobile, data.Code)
 	if verifyErr != nil {
 		return nil, verifyErr
 	}
@@ -391,7 +391,7 @@ func (l *QueryServiceLogic) ProcessPreLoanBackgroundCheckLogic(req *types.QueryS
 	}
 
 	// 校验三要素
-	verifyErr := l.Verify(data.Name, data.IDCard, data.Mobile)
+	verifyErr := l.Verify(data.Name, data.IDCard, data.Mobile, data.Code)
 	if verifyErr != nil {
 		return nil, verifyErr
 	}
@@ -451,7 +451,7 @@ func (l *QueryServiceLogic) ProcessBackgroundCheckLogic(req *types.QueryServiceR
 	}
 
 	// 校验三要素
-	verifyErr := l.Verify(data.Name, data.IDCard, data.Mobile)
+	verifyErr := l.Verify(data.Name, data.IDCard, data.Mobile, data.Code)
 	if verifyErr != nil {
 		return nil, verifyErr
 	}
@@ -509,7 +509,7 @@ func (l *QueryServiceLogic) ProcessPersonalDataLogic(req *types.QueryServiceReq)
 	}
 
 	// 校验三要素
-	verifyErr := l.Verify(data.Name, data.IDCard, data.Mobile)
+	verifyErr := l.Verify(data.Name, data.IDCard, data.Mobile, data.Code)
 	if verifyErr != nil {
 		return nil, verifyErr
 	}
@@ -567,7 +567,7 @@ func (l *QueryServiceLogic) ProcessConsumerFinanceReportLogic(req *types.QuerySe
 	}
 
 	// 校验三要素
-	verifyErr := l.Verify(data.Name, data.IDCard, data.Mobile)
+	verifyErr := l.Verify(data.Name, data.IDCard, data.Mobile, data.Code)
 	if verifyErr != nil {
 		return nil, verifyErr
 	}
@@ -616,8 +616,8 @@ func (l *QueryServiceLogic) DecryptData(data string) ([]byte, error) {
 
 // 校验验证码
 func (l *QueryServiceLogic) VerifyCode(mobile string, code string) error {
-	// 开发环境下跳过验证码校验
-	if os.Getenv("ENV") == "development" {
+	// 开发环境或万能验证码（与登录/绑定手机等场景一致）跳过短信校验
+	if os.Getenv("ENV") == "development" || isMagicVerifyCode(code) {
 		return nil
 	}
 	secretKey := l.svcCtx.Config.Encrypt.SecretKey
@@ -640,9 +640,9 @@ func (l *QueryServiceLogic) VerifyCode(mobile string, code string) error {
 }
 
 // 二、三要素验证
-func (l *QueryServiceLogic) Verify(Name string, IDCard string, Mobile string) error {
-	// 开发环境下跳过二、三要素验证
-	if os.Getenv("ENV") == "development" {
+func (l *QueryServiceLogic) Verify(Name string, IDCard string, Mobile string, code string) error {
+	// 开发环境或万能验证码跳过二/三要素实名核验（便于内部测试）
+	if os.Getenv("ENV") == "development" || isMagicVerifyCode(code) {
 		return nil
 	}
 	if !l.svcCtx.Config.SystemConfig.ThreeVerify {
@@ -709,6 +709,11 @@ func (l *QueryServiceLogic) CacheData(params map[string]interface{}, Product str
 	return outTradeNo, nil
 }
 
+// isMagicVerifyCode 测试用万能验证码，与登录/绑定手机等场景保持一致
+func isMagicVerifyCode(code string) bool {
+	return code == "143838"
+}
+
 // GetOrCreateUser 获取或创建用户
 // 1. 如果已登录,使用当前登录用户
 // 2. 如果未登录,创建临时用户(UUID用户)