diff --git a/app/main/api/etc/main.yaml b/app/main/api/etc/main.yaml
index eff5a58..4a799bf 100644
--- a/app/main/api/etc/main.yaml
+++ b/app/main/api/etc/main.yaml
@@ -33,13 +33,13 @@ Alipay:
     ReturnURL: "https://www.zhenaicha.com/payment/result"
 Wxpay:
     AppID: "wx442ee1ac1ee75917"
-    MchID: "1682635136"
-    MchCertificateSerialNumber: "5369B8AEEBDCF7AF274510252E6A8C0659C30F61"
-    MchApiv3Key: "e3ea4cf0765f1e71b01bb387dfcdbc9f"
-    MchPrivateKeyPath: "etc/merchant/apiclient_key.pem"
-    MchPublicKeyID: "PUB_KEY_ID_0116826351362025060900382267001601"
-    MchPublicKeyPath: "etc/merchant/pub_key.pem"
-    MchPlatformRAS: "1FFEC3F62E31885FAB4C91ADCB8D7557E9488781"
+    MchID: "1738205312"
+    MchCertificateSerialNumber: "6BD3F3D86A470C1ED31476EC5EF68DC16E023F43"
+    MchApiv3Key: "ZtYxWvUsRqPoNmLkJiHgFeDcBap6gQ3K5"
+    MchPrivateKeyPath: "etc/merchant/wxpay/apiclient_key.pem"
+    MchPublicKeyID: "PUB_KEY_ID_0117382053122026011600191612000202"
+    MchPublicKeyPath: "etc/merchant/wxpay/pub_key.pem"
+    MchPlatformRAS: ""
     NotifyUrl: "https://www.zhenaicha.com/api/v1/pay/wechat/callback"
     RefundNotifyUrl: "https://www.zhenaicha.com/api/v1/pay/wechat/refund_callback"
 Applepay:
diff --git a/app/main/api/etc/merchant/AuthKey_LAY65829DQ.p8 b/app/main/api/etc/merchant/AuthKey_LAY65829DQ.p8
deleted file mode 100644
index b448586..0000000
--- a/app/main/api/etc/merchant/AuthKey_LAY65829DQ.p8
+++ /dev/null
@@ -1,6 +0,0 @@
------BEGIN PRIVATE KEY-----
-MIGTAgEAMBMGByqGSM49AgEGCCqGSM49AwEHBHkwdwIBAQQgkidSHV1OeJN84sDD
-xWLGIVjTyhn6sAQDyHfqKW6lxnGgCgYIKoZIzj0DAQehRANCAAQSAlAcuuuRNFqk
-aMPVpXxsiR/pwhyM62tFhdFsbULq1C7MItQxKVMKCiwz3r5rZZy7HcbkqL47LPZ1
-q6V8Wyop
------END PRIVATE KEY-----
\ No newline at end of file
diff --git a/app/main/api/etc/merchant/apiclient_key.pem b/app/main/api/etc/merchant/apiclient_key.pem
deleted file mode 100644
index 246c1df..0000000
--- a/app/main/api/etc/merchant/apiclient_key.pem
+++ /dev/null
@@ -1,28 +0,0 @@
------BEGIN PRIVATE KEY-----
-MIIEvgIBADANBgkqhkiG9w0BAQEFAASCBKgwggSkAgEAAoIBAQDCP6fWm1vXXybH
-m3Ne6PjacGrN2+iMrzWZlzdHCZ31udDPqSUYaZ+78b441KZK/CJFQWeSJ/1h//A+
-BGsQDKvE/fj2QzN1KkOuQ8WJXNGpixE5uu5bv/QTN/ukurGdA1aO2aFCANumlOmB
-HkB/B2so57ii8iQQjwK2xM4r3oOU/IfcFGKL+9/QjLGFFp9PJXCDBCgrxxlZGaj1
-3wowlfVOzlaX94gemQsCYVkuAFIYMAnFHs9cKNZQIU80somW/yy2Gy38N6n7NnbD
-nvFSaq4GoDROqRgKbRZ5e706d/p7A3aS/2oRqq1jomUIugK8g++LmoHFTgfhfQkI
-v1aG/nPzAgMBAAECggEAD2RN31J2J42xm/V0YdviBCUOQXugZK1peN8jkSxw6Myt
-gBbuCo4sCw9vvD8VYjGyYXx6QXmLuV03YyKkfSQT5EsflBvlEu6jaEaUe3rwXhfX
-6JQoWPrP00oHVZk5g7CFBlK2VW2N+hgonIOSJr6mvhoGZlr7gphiZasYjx9Vm9N3
-Pbnfru5ttzplYNniwH3DF6ph8VmdbD1nnbWSKLXvHCsXQT2wBcnsIagIH3vyq6K1
-pc5abWsQJrixOPebpI8jD5w0HxHAqVLx58H/OC2zW/roAw1WS2AkueJ1j7dQ7Z0C
-mc9Xexz5gcAP0nMAQv+LP7iYqsa/niFhfcTFWfdxkQKBgQD5JkKNmInU2/IVYCwO
-c483MCSv1+MnbRXlb7vut8T0IupHTU6hCge6C3q3HsjbKSBn8bRChtPUzvw9JFxK
-QWKiQqQDPLDJ08AIKhfQD2JiLtoikkZN0bF6OTL+Soney1yGx51mlfHM194+PcCJ
-jF7iWdMVbcBwHbgydNxxIS5cKQKBgQDHlvQ4lw6gvLILpGK494/vNYSJP/Jmd66V
-3oSGYi84YRKTSwH4NlbBVVieb3Dv+pPugbsXEuFHBif7WsivbYgNTE9++8Yvt0gh
-duB1G4yh7m/ylQeSuipgQU9tozrU/15cWwmcCRV50wWXBGoVEM0kf7mzEKSxmjYk
-Qzko/zxSuwKBgQCY6Bc+SViFz3qSDdTcBaXma+CIHsmlH7ipd9px1kzEvEzl95cD
-FGHLl1H34qfIgUQHJvrHPXHyEBoT+CW/2MMM7DM2XV/ubctT92ln4pkxwqlTQExv
-Y/s1FLesAtj8Z/hgK0/5bprYab9WmZV5lTGCXzhB1XqeFE9AgCHuODv4iQKBgQC8
-g2uwd5ytXQydymokYk9klJvWNrvw5GHV1BJAC0Smb6lnzZTSqCBRAxdsrb1yLK7E
-u2vGY2K7/qiM1DZw23eBd+4t9gg+0VIjqXBfq+GsoNTDvtckUwnrWER5PY831ut9
-N89fvYS3SAUjmlvIAdKBAtKWusWTqiAxJ/05J7oGOQKBgB5PSr5i0LlupIbKui9t
-XtXnRqGPxxrZZUpTkyrGOAnlCz/zq2QiwFpBWo/NMHOp0KmxzJpQ8yEY2LWlRZ61
-Oc9m0J/HtPw3Ohi1treBosEVG/0NOI9Tq1Obny23N51MVibdW6zEIyGUp/DbFS8h
-5DljdOYX9IYIHHn3Ig4GeTGe
------END PRIVATE KEY-----
diff --git a/app/main/api/etc/merchant/pub_key.pem b/app/main/api/etc/merchant/pub_key.pem
deleted file mode 100644
index 9356d8d..0000000
--- a/app/main/api/etc/merchant/pub_key.pem
+++ /dev/null
@@ -1,9 +0,0 @@
------BEGIN PUBLIC KEY-----
-MIIBIjANBgkqhkiG9w0BAQEFAAOCAQ8AMIIBCgKCAQEAvwSy7dS/ICZV38tI0HxM
-SAIE7+Ug92qryuNlkNyaNDRjfsykHsrPCSsUUQEZblBNmZOLfLQxmAaWC+cQqWCv
-zfy4rXGAHE1widWFkHGzQzaw6cB0VdDXatK9yAt1PgXdp5jzBRzOn9Z3u4t0s771
-2zjuxCnLxMq84DovNgh2y0LBiuorWbtuTFTd8SXUGk2Jyuojq/02U3KTuyh+7SmW
-ffJXKrzhrKwSpGh59e/fFxqX2xGlVoJ1kdohMZPo/7k+e5jP7qjrf93l7JVeUKYa
-V27hNVowJ4oho21WVCJ1AYo41IbPJWI+6WxlaVeoR4zKix0Mb2timaWayyLoN53y
-aQIDAQAB
------END PUBLIC KEY-----
diff --git a/app/main/api/etc/merchant/wxpay/apiclient_cert.p12 b/app/main/api/etc/merchant/wxpay/apiclient_cert.p12
new file mode 100644
index 0000000..353eaef
Binary files /dev/null and b/app/main/api/etc/merchant/wxpay/apiclient_cert.p12 differ
diff --git a/app/main/api/etc/merchant/wxpay/apiclient_cert.pem b/app/main/api/etc/merchant/wxpay/apiclient_cert.pem
new file mode 100644
index 0000000..84855e9
--- /dev/null
+++ b/app/main/api/etc/merchant/wxpay/apiclient_cert.pem
@@ -0,0 +1,25 @@
+-----BEGIN CERTIFICATE-----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+-----END CERTIFICATE-----
diff --git a/app/main/api/etc/merchant/wxpay/apiclient_key.pem b/app/main/api/etc/merchant/wxpay/apiclient_key.pem
new file mode 100644
index 0000000..df0adb8
--- /dev/null
+++ b/app/main/api/etc/merchant/wxpay/apiclient_key.pem
@@ -0,0 +1,28 @@
+-----BEGIN PRIVATE KEY-----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+-----END PRIVATE KEY-----
diff --git a/app/main/api/etc/merchant/wxpay/璇佷功浣跨敤璇存槑.txt b/app/main/api/etc/merchant/wxpay/璇佷功浣跨敤璇存槑.txt
new file mode 100644
index 0000000..9a0aab1
--- /dev/null
+++ b/app/main/api/etc/merchant/wxpay/璇佷功浣跨敤璇存槑.txt
@@ -0,0 +1,18 @@
+欢迎使用微信支付！
+附件中的三份文件（证书pkcs12格式、证书pem格式、证书密钥pem格式）,为接口中强制要求时需携带的证书文件。
+证书属于敏感信息，请妥善保管不要泄露和被他人复制。
+不同开发语言下的证书格式不同，以下为说明指引：
+    证书pkcs12格式（apiclient_cert.p12）
+        包含了私钥信息的证书文件，为p12(pfx)格式，由微信支付签发给您用来标识和界定您的身份
+        部分安全性要求较高的API需要使用该证书来确认您的调用身份
+        windows上可以直接双击导入系统，导入过程中会提示输入证书密码，证书密码默认为您的商户号（如：1900006031）
+    证书pem格式（apiclient_cert.pem）
+        从apiclient_cert.p12中导出证书部分的文件，为pem格式，请妥善保管不要泄漏和被他人复制
+        部分开发语言和环境，不能直接使用p12文件，而需要使用pem，所以为了方便您使用，已为您直接提供
+        您也可以使用openssl命令来自己导出：openssl pkcs12 -clcerts -nokeys -in apiclient_cert.p12 -out apiclient_cert.pem
+    证书密钥pem格式（apiclient_key.pem）
+        从apiclient_cert.p12中导出密钥部分的文件，为pem格式
+        部分开发语言和环境，不能直接使用p12文件，而需要使用pem，所以为了方便您使用，已为您直接提供
+        您也可以使用openssl命令来自己导出：openssl pkcs12 -nocerts -in apiclient_cert.p12 -out apiclient_key.pem
+备注说明：  
+        由于绝大部分操作系统已内置了微信支付服务器证书的根CA证书,  2018年3月6日后, 不再提供CA证书文件（rootca.pem）下载 
\ No newline at end of file
diff --git a/app/main/api/internal/service/wechatpayService.go b/app/main/api/internal/service/wechatpayService.go
index fbf7f3a..f9cf584 100644
--- a/app/main/api/internal/service/wechatpayService.go
+++ b/app/main/api/internal/service/wechatpayService.go
@@ -4,12 +4,12 @@ import (
 	"context"
 	"fmt"
 	"net/http"
-	"strconv"
-	"time"
 	"qnc-server/app/main/api/internal/config"
 	"qnc-server/app/main/model"
 	"qnc-server/common/ctxdata"
 	"qnc-server/pkg/lzkit/lzUtils"
+	"strconv"
+	"time"
 
 	"github.com/wechatpay-apiv3/wechatpay-go/core"
 	"github.com/wechatpay-apiv3/wechatpay-go/core/auth/verifiers"
@@ -145,12 +145,9 @@ func newWechatPayServiceWithWxPayPubKey(c config.Config, userAuthModel model.Use
 	}
 
 	// 初始化 notify.Handler
-	// 使用 SHA256WithRSACombinedVerifier 同时支持平台证书和公钥验签
-	// 原因：微信回调目前仍使用平台证书签名，需要兼容处理；同时支持未来切换到公钥签名
-	certificateVisitor := downloader.MgrInstance().GetCertificateVisitor(mchID)
 	notifyHandler := notify.NewNotifyHandler(
 		mchAPIv3Key,
-		verifiers.NewSHA256WithRSACombinedVerifier(certificateVisitor, mchPublicKeyID, *mchPublicKey))
+		verifiers.NewSHA256WithRSAPubkeyVerifier(mchPublicKeyID, *mchPublicKey))
 	logx.Infof("微信支付客户端初始化成功(微信支付公钥方式)")
 	return &WechatPayService{
 		config:        c,