493 lines
17 KiB
Vue
493 lines
17 KiB
Vue
<template>
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<div class="leasing-risk-section card">
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<div class="p-2 relative">
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<div class="flex items-center justify-between mb-3 border border-[#DDDDDD] rounded-lg p-4 bg-[#F9F9F9]">
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<div class="flex items-center">
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<div class="w-10 h-10 flex items-center justify-center mr-2">
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<img src="@/assets/images/report/jd.png" alt="租赁风险评估概览" class="w-10 h-10 object-contain" />
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</div>
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<span class="font-bold text-gray-800">租赁风险评估概览</span>
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</div>
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<div class="font-bold" :class="getRiskFlagTagClass(leasingRiskAssessment.riskFlag)">
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{{ getRiskFlagText(leasingRiskAssessment.riskFlag) }}
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</div>
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</div>
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<!-- 3C机构申请统计 -->
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<div class="border border-[#DDDDDD] mb-4 rounded-lg">
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<div class="flex items-center p-4">
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<LTitle title="3C机构申请统计" />
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</div>
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<div class="space-y-4 py-2">
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<div class="performance-item">
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<div class="text-[#333333] pl-4 font-bold">近期申请数</div>
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<div class="loan-evaluation-wrap">
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<!-- 标签页 -->
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<div class="mb-3">
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<van-tabs v-model:active="activeInstitutionPeriod" line-width="20" line-height="2"
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color="var(--color-primary)" class="loan-evaluation-tabs">
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<van-tab v-for="period in timePeriods" :key="period.key" :name="period.key" :title="period.label" />
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</van-tabs>
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</div>
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<!-- 内容显示 -->
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<div class="loan-evaluation-content">
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<div class="space-y-2">
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<div class="flex justify-between items-center">
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<span class="text-sm text-gray-600">总申请数：</span>
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<span class="text-lg font-bold text-gray-800">{{ institutionTotalValue }}</span>
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</div>
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<div class="flex justify-between items-center">
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<span class="text-sm text-gray-600">周末申请数：</span>
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<span class="text-lg font-bold text-gray-800">{{ institutionWeekendValue }}</span>
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</div>
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<div class="flex justify-between items-center">
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<span class="text-sm text-gray-600">夜间申请数：</span>
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<span class="text-lg font-bold text-gray-800">{{ institutionNightValue }}</span>
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</div>
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</div>
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</div>
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</div>
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</div>
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</div>
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</div>
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<!-- 3C平台申请统计 -->
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<div class="border border-[#DDDDDD] mb-4 rounded-lg">
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<div class="flex items-center p-4">
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<LTitle title="3C平台申请统计" />
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</div>
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<div class="space-y-4 py-2">
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<div class="performance-item">
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<div class="text-[#333333] pl-4 font-bold">近期申请数</div>
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<div class="loan-evaluation-wrap">
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<!-- 标签页 -->
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<div class="mb-3">
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<van-tabs v-model:active="activePlatformPeriod" line-width="20" line-height="2"
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color="var(--color-primary)" class="loan-evaluation-tabs">
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<van-tab v-for="period in timePeriods" :key="period.key" :name="period.key" :title="period.label" />
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</van-tabs>
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</div>
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<!-- 内容显示 -->
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<div class="loan-evaluation-content">
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<div class="space-y-2">
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<div class="flex justify-between items-center">
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<span class="text-sm text-gray-600">总申请数：</span>
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<span class="text-lg font-bold text-gray-800">{{ platformTotalValue }}</span>
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</div>
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<div class="flex justify-between items-center">
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<span class="text-sm text-gray-600">周末申请数：</span>
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<span class="text-lg font-bold text-gray-800">{{ platformWeekendValue }}</span>
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</div>
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<div class="flex justify-between items-center">
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<span class="text-sm text-gray-600">夜间申请数：</span>
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<span class="text-lg font-bold text-gray-800">{{ platformNightValue }}</span>
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</div>
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</div>
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</div>
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</div>
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</div>
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</div>
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</div>
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</div>
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</div>
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<!-- 温馨提示 -->
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<LRemark
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content="租赁风险评估基于申请人在3C机构和3C平台的申请行为进行综合分析。数据格式为'X/Y'，其中X表示身份证匹配到的数据，Y表示手机号匹配到的数据。统计包括不同时间段的总申请、周末申请（可能存在较高风险）和夜间申请（22:00-6:00，风险较高）。建议重点关注近期申请频率异常的情况，特别是短期内多次申请可能暗示资金紧张或其他风险因素。数据更新可能存在1-2天延迟。" />
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</template>
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<script setup>
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import LRemark from '@/components/LRemark.vue'
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import { ref, computed } from 'vue'
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import { useRiskNotifier } from '@/composables/useRiskNotifier'
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const props = defineProps({
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data: {
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type: Object,
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required: true,
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},
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apiId: {
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type: String,
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default: '',
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},
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index: {
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type: Number,
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default: 0,
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},
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notifyRiskStatus: {
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type: Function,
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default: () => { },
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},
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})
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// 从data中解构出需要的字段
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const { leasingRiskAssessment = {} } = props.data
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// 标签页状态管理
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const activeInstitutionPeriod = ref('last3Day')
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const activePlatformPeriod = ref('last3Day')
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// 时间段配置
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const timePeriods = [
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{ key: 'last3Day', label: '近3天' },
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{ key: 'last7Day', label: '近7天' },
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{ key: 'last14Day', label: '近14天' },
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{ key: 'last1Month', label: '近1个月' },
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{ key: 'last3Month', label: '近3个月' },
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{ key: 'last6Month', label: '近6个月' },
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{ key: 'last12Month', label: '近12个月' }
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]
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// 机构申请统计数值 - 使用 computed 实现响应式
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const institutionTotalValue = computed(() => {
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const period = activeInstitutionPeriod.value
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let value = '0/0'
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switch (period) {
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case 'last3Day':
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value = leasingRiskAssessment.threeCInstitutionApplicationCountLast3Days || '0/0'
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break
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case 'last7Day':
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value = leasingRiskAssessment.threeCInstitutionApplicationCountLast7Days || '0/0'
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break
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case 'last14Day':
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value = leasingRiskAssessment.threeCInstitutionApplicationCountLast14Days || '0/0'
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break
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case 'last1Month':
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value = leasingRiskAssessment.threeCInstitutionApplicationCountLastMonth || '0/0'
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break
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case 'last3Month':
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value = leasingRiskAssessment.threeCInstitutionApplicationCountLast3Months || '0/0'
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break
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case 'last6Month':
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value = leasingRiskAssessment.threeCInstitutionApplicationCountLast6Months || '0/0'
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break
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case 'last12Month':
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value = leasingRiskAssessment.threeCInstitutionApplicationCountLast12Months || '0/0'
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break
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}
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return value
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})
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const institutionWeekendValue = computed(() => {
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const period = activeInstitutionPeriod.value
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let value = '0/0'
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switch (period) {
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case 'last3Day':
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value = leasingRiskAssessment.threeCInstitutionApplicationCountLast3DaysWeekend || '0/0'
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break
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case 'last7Day':
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value = leasingRiskAssessment.threeCInstitutionApplicationCountLast7DaysWeekend || '0/0'
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break
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case 'last14Day':
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value = leasingRiskAssessment.threeCInstitutionApplicationCountLast14DaysWeekend || '0/0'
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break
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case 'last1Month':
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value = leasingRiskAssessment.threeCInstitutionApplicationCountLastMonthWeekend || '0/0'
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break
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case 'last3Month':
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value = leasingRiskAssessment.threeCInstitutionApplicationCountLast3MonthsWeekend || '0/0'
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break
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case 'last6Month':
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value = leasingRiskAssessment.threeCInstitutionApplicationCountLast6MonthsWeekend || '0/0'
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break
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case 'last12Month':
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value = leasingRiskAssessment.threeCInstitutionApplicationCountLast12MonthsWeekend || '0/0'
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break
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}
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return value
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})
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const institutionNightValue = computed(() => {
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const period = activeInstitutionPeriod.value
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let value = '0/0'
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switch (period) {
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case 'last3Day':
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value = leasingRiskAssessment.threeCInstitutionApplicationCountLast3DaysNight || '0/0'
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break
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case 'last7Day':
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value = leasingRiskAssessment.threeCInstitutionApplicationCountLast7DaysNight || '0/0'
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break
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case 'last14Day':
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value = leasingRiskAssessment.threeCInstitutionApplicationCountLast14DaysNight || '0/0'
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break
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case 'last1Month':
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value = leasingRiskAssessment.threeCInstitutionApplicationCountLastMonthNight || '0/0'
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break
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case 'last3Month':
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value = leasingRiskAssessment.threeCInstitutionApplicationCountLast3MonthsNight || '0/0'
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break
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case 'last6Month':
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value = leasingRiskAssessment.threeCInstitutionApplicationCountLast6MonthsNight || '0/0'
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break
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case 'last12Month':
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value = leasingRiskAssessment.threeCInstitutionApplicationCountLast12MonthsNight || '0/0'
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break
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}
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return value
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})
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// 平台申请统计数值 - 使用 computed 实现响应式
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const platformTotalValue = computed(() => {
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const period = activePlatformPeriod.value
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let value = '0/0'
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switch (period) {
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case 'last3Day':
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value = leasingRiskAssessment.threeCPlatformApplicationCountLast3Days || '0/0'
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break
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case 'last7Day':
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value = leasingRiskAssessment.threeCPlatformApplicationCountLast7Days || '0/0'
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break
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case 'last14Day':
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value = leasingRiskAssessment.threeCPlatformApplicationCountLast14Days || '0/0'
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break
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case 'last1Month':
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value = leasingRiskAssessment.threeCPlatformApplicationCountLastMonth || '0/0'
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break
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case 'last3Month':
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value = leasingRiskAssessment.threeCPlatformApplicationCountLast3Months || '0/0'
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break
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case 'last6Month':
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value = leasingRiskAssessment.threeCPlatformApplicationCountLast6Months || '0/0'
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break
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case 'last12Month':
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value = leasingRiskAssessment.threeCPlatformApplicationCountLast12Months || '0/0'
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break
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}
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return value
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})
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const platformWeekendValue = computed(() => {
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const period = activePlatformPeriod.value
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let value = '0/0'
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switch (period) {
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case 'last3Day':
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value = leasingRiskAssessment.threeCPlatformApplicationCountLast3DaysWeekend || '0/0'
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break
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case 'last7Day':
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value = leasingRiskAssessment.threeCPlatformApplicationCountLast7DaysWeekend || '0/0'
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break
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case 'last14Day':
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value = leasingRiskAssessment.threeCPlatformApplicationCountLast14DaysWeekend || '0/0'
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break
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case 'last1Month':
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value = leasingRiskAssessment.threeCPlatformApplicationCountLastMonthWeekend || '0/0'
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break
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case 'last3Month':
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value = leasingRiskAssessment.threeCPlatformApplicationCountLast3MonthsWeekend || '0/0'
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break
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case 'last6Month':
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value = leasingRiskAssessment.threeCPlatformApplicationCountLast6MonthsWeekend || '0/0'
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break
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case 'last12Month':
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value = leasingRiskAssessment.threeCPlatformApplicationCountLast12MonthsWeekend || '0/0'
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break
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}
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return value
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})
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const platformNightValue = computed(() => {
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const period = activePlatformPeriod.value
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let value = '0/0'
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switch (period) {
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case 'last3Day':
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value = leasingRiskAssessment.threeCPlatformApplicationCountLast3DaysNight || '0/0'
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break
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case 'last7Day':
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value = leasingRiskAssessment.threeCPlatformApplicationCountLast7DaysNight || '0/0'
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break
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case 'last14Day':
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value = leasingRiskAssessment.threeCPlatformApplicationCountLast14DaysNight || '0/0'
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break
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case 'last1Month':
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value = leasingRiskAssessment.threeCPlatformApplicationCountLastMonthNight || '0/0'
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break
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case 'last3Month':
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value = leasingRiskAssessment.threeCPlatformApplicationCountLast3MonthsNight || '0/0'
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break
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case 'last6Month':
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value = leasingRiskAssessment.threeCPlatformApplicationCountLast6MonthsNight || '0/0'
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break
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case 'last12Month':
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value = leasingRiskAssessment.threeCPlatformApplicationCountLast12MonthsNight || '0/0'
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break
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}
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return value
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})
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// 获取风险标识文本
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const getRiskFlagText = (flag) => {
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if (flag === 1) return '高风险'
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if (flag === 2) return '低风险'
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return '未查得'
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}
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// 获取风险标识标签颜色
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const getRiskFlagTagClass = (flag) => {
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if (flag === 1) return 'text-[#EB3C3C]'
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if (flag === 2) return 'text-[#4CAF50]'
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return 'text-gray-500'
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}
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// 计算风险评分（0-100分，分数越高越安全）
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const riskScore = computed(() => {
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const assessment = leasingRiskAssessment.value || {};
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// 没有数据 -> 无风险 -> 100分
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if (Object.keys(assessment).length === 0) {
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return 100;
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}
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// 风险标识为高风险 -> 高风险 -> 30分
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if (assessment.riskFlag === 1) {
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return 30;
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}
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// 风险标识为低风险 -> 低风险 -> 90分
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if (assessment.riskFlag === 2) {
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return 90;
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}
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// 根据租赁申请行为计算风险分数
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let riskPoints = 0;
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// 3C机构申请统计 - 近3天
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const institutionLast3Days = assessment.threeCInstitutionApplicationCountLast3Days || '0/0';
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const [idCardCount1, phoneCount1] = institutionLast3Days.split('/').map(v => parseInt(v) || 0);
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const count1 = Math.max(idCardCount1, phoneCount1);
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// 3C机构周末申请 - 近3天
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const institutionWeekendLast3Days = assessment.threeCInstitutionApplicationCountLast3DaysWeekend || '0/0';
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const [idCardCount2, phoneCount2] = institutionWeekendLast3Days.split('/').map(v => parseInt(v) || 0);
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const weekendCount1 = Math.max(idCardCount2, phoneCount2);
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// 3C机构夜间申请 - 近3天
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const institutionNightLast3Days = assessment.threeCInstitutionApplicationCountLast3DaysNight || '0/0';
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const [idCardCount3, phoneCount3] = institutionNightLast3Days.split('/').map(v => parseInt(v) || 0);
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const nightCount1 = Math.max(idCardCount3, phoneCount3);
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// 3C平台申请统计 - 近3天
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const platformLast3Days = assessment.threeCPlatformApplicationCountLast3Days || '0/0';
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const [idCardCount4, phoneCount4] = platformLast3Days.split('/').map(v => parseInt(v) || 0);
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const count2 = Math.max(idCardCount4, phoneCount4);
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// 3C平台周末申请 - 近3天
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const platformWeekendLast3Days = assessment.threeCPlatformApplicationCountLast3DaysWeekend || '0/0';
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const [idCardCount5, phoneCount5] = platformWeekendLast3Days.split('/').map(v => parseInt(v) || 0);
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const weekendCount2 = Math.max(idCardCount5, phoneCount5);
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// 3C平台夜间申请 - 近3天
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const platformNightLast3Days = assessment.threeCPlatformApplicationCountLast3DaysNight || '0/0';
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const [idCardCount6, phoneCount6] = platformNightLast3Days.split('/').map(v => parseInt(v) || 0);
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const nightCount2 = Math.max(idCardCount6, phoneCount6);
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// 计算风险点数
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// 总申请数 >= 5 -> 高风险
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if (count1 >= 5 || count2 >= 5) {
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riskPoints += 3;
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} else if (count1 >= 3 || count2 >= 3) {
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riskPoints += 2;
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} else if (count1 > 0 || count2 > 0) {
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riskPoints += 1;
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}
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// 周末申请 >= 3 -> 高风险
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if (weekendCount1 >= 3 || weekendCount2 >= 3) {
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riskPoints += 3;
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} else if (weekendCount1 > 0 || weekendCount2 > 0) {
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riskPoints += 2;
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}
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// 夜间申请 >= 3 -> 高风险
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if (nightCount1 >= 3 || nightCount2 >= 3) {
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riskPoints += 3;
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} else if (nightCount1 > 0 || nightCount2 > 0) {
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riskPoints += 2;
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}
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// 计算最终分数（风险点数越多，分数越低）
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if (riskPoints === 0) {
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return 100;
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} else if (riskPoints <= 2) {
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return 80;
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} else if (riskPoints <= 4) {
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return 60;
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} else if (riskPoints <= 6) {
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return 40;
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} else {
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return 30;
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}
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});
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// 使用 composable 通知父组件风险评分
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useRiskNotifier(props, riskScore);
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// 暴露给父组件
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defineExpose({
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riskScore
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});
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</script>
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<style lang="scss" scoped>
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.leasing-risk-section {
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@apply space-y-4;
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}
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.loan-evaluation-tabs {}
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.loan-evaluation-tabs :deep(.van-tabs__wrap) {
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height: 32px !important;
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background-color: transparent !important;
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padding: 0 !important;
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border-bottom: 1px solid #DDDDDD !important;
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}
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|
||
.loan-evaluation-tabs :deep(.van-tabs__nav) {
|
||
background-color: transparent !important;
|
||
gap: 0;
|
||
height: 32px !important;
|
||
}
|
||
|
||
.loan-evaluation-tabs :deep(.van-tab) {
|
||
color: #999999 !important;
|
||
font-size: 14px !important;
|
||
font-weight: 400 !important;
|
||
}
|
||
|
||
.loan-evaluation-tabs :deep(.van-tab--active) {
|
||
color: var(--van-theme-primary) !important;
|
||
background-color: unset !important;
|
||
}
|
||
|
||
.loan-evaluation-tabs :deep(.van-tabs__line) {
|
||
height: 2px !important;
|
||
border-radius: 1px !important;
|
||
}
|
||
|
||
/* 内容区域样式 */
|
||
.loan-evaluation-wrap {
|
||
@apply mx-4 my-1;
|
||
border: 1px solid #DDDDDD;
|
||
background-color: #F9F9F9;
|
||
border-radius: 8px;
|
||
}
|
||
|
||
.loan-evaluation-content {
|
||
padding: 8px 16px;
|
||
}
|
||
</style>
|