diff --git a/app/user/cmd/api/etc/main.dev.yaml b/app/user/cmd/api/etc/main.dev.yaml
index b6c5095..ca66b0e 100644
--- a/app/user/cmd/api/etc/main.dev.yaml
+++ b/app/user/cmd/api/etc/main.dev.yaml
@@ -32,9 +32,9 @@ Alipay:
     AppID: "2021005113664540"
     PrivateKey: "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"
     AlipayPublicKey: "MIIBIjANBgkqhkiG9w0BAQEFAAOCAQ8AMIIBCgKCAQEA0kkRL7lgKYs7f8Xi4DNKzp2ggjwy4By7RunwT4Ur4A71HVOqRQed9r45a6/W4JPuVv51tiHMojZifEKX7ixSlDG6be677RiNslMJ5G3mjw/+Ku01tV9Qzw5YyhvxbqmS8Qp9vgL8VPYhxqTxKO6WW+xiyVvxko+mrU+dbSFIVbBjp88NVVcquu+vZT/uwtjriKSwsesAm8DkKT6mTqY5P/JroMzTU7xa3/ErAMte6t2dOsxPS7kqWjJyoLBHRk+AH87X5lNBEjLgYPk1ADU7zFsLdC+nv4fm7nihYre7fCrdCTVKguXmPCEFBjqwSkag7BSIxRQjS3qHxi+DUMst7wIDAQAB"
-    AppCertPath: "app/user/cmd/api/etc/merchant/appCertPublicKey_2021005113664540.crt"
-    AlipayCertPath: "app/user/cmd/api/etc/merchant/alipayCertPublicKey_RSA2.crt"
-    AlipayRootCertPath: "app/user/cmd/api/etc/merchant/alipayRootCert.crt"
+    AppCertPath: "etc/merchant/appCertPublicKey_2021005113664540.crt"
+    AlipayCertPath: "etc/merchant/alipayCertPublicKey_RSA2.crt"
+    AlipayRootCertPath: "etc/merchant/alipayRootCert.crt"
     IsProduction: true
     NotifyUrl: "https://6m4685017o.goho.co/api/v1/pay/alipay/callback"
     ReturnURL: "http://localhost:5678/inquire"
@@ -43,10 +43,10 @@ Wxpay:
     AppID: "wxa581992dc74d860e"
     MchID: "1704330055"
     MchPublicKeyID: "PUB_KEY_ID_0117043300552025010900447500000187"
-    MchPublicKeyPath: "app/user/cmd/api/etc/merchant/pub_key.pem"
+    MchPublicKeyPath: "etc/merchant/pub_key.pem"
     MchCertificateSerialNumber: "434FE8C0FC8CFEF28B76B3EF35DD2297E977A3CB"
     MchApiv3Key: "h6Jk9Qm7W1pXyFzA4bL2V8CzH0K3wDqw"
-    MchPrivateKeyPath: "app/user/cmd/api/etc/merchant/apiclient_key.pem"
+    MchPrivateKeyPath: "etc/merchant/apiclient_key.pem"
     NotifyUrl: "https://6m4685017o.goho.co/api/v1/pay/wechat/callback"
     RefundNotifyUrl: "https://6m4685017o.goho.co/api/v1/wechat/refund_callback"
 Applepay:
@@ -56,7 +56,7 @@ Applepay:
     BundleID: "com.allinone.check"
     IssuerID: "bf828d85-5269-4914-9660-c066e09cd6ef"
     KeyID: "LAY65829DQ"
-    LoadPrivateKeyPath: "app/user/cmd/api/etc/merchant/AuthKey_LAY65829DQ.p8"
+    LoadPrivateKeyPath: "etc/merchant/AuthKey_LAY65829DQ.p8"
 Ali:
     Code: "d55b58829efb41c8aa8e86769cba4844"
 SystemConfig:
diff --git a/app/user/cmd/api/internal/service/apirequestService.go b/app/user/cmd/api/internal/service/apirequestService.go
index 25c8c58..9fb7c22 100644
--- a/app/user/cmd/api/internal/service/apirequestService.go
+++ b/app/user/cmd/api/internal/service/apirequestService.go
@@ -209,6 +209,7 @@ var requestProcessors = map[string]func(*ApiRequestService, []byte) ([]byte, err
 	"G09XM02":             (*ApiRequestService).ProcessG09XM02Request,
 	"G10XM02":             (*ApiRequestService).ProcessG10XM02Request,
 	"G11BJ06":             (*ApiRequestService).ProcessG11BJ06Request,
+	"G29BJ05":             (*ApiRequestService).ProcessG29BJ05Request,
 }
 
 // PreprocessRequestApi 调用指定的请求处理函数
@@ -1921,3 +1922,45 @@ func (a *ApiRequestService) ProcessG11BJ06Request(params []byte) ([]byte, error)
 	}
 	return resp, nil
 }
+func (a *ApiRequestService) ProcessG29BJ05Request(params []byte) ([]byte, error) {
+	idCard := gjson.GetBytes(params, "id_card")
+	name := gjson.GetBytes(params, "name")
+	mobile := gjson.GetBytes(params, "mobile")
+	if !idCard.Exists() || !name.Exists() || !mobile.Exists() {
+		return nil, errors.New("api请求, G29BJ05, 获取相关参数失败")
+	}
+	request := map[string]interface{}{
+		"data": map[string]interface{}{
+			"id":   a.westDexService.Encrypt(idCard.String()),
+			"name": a.westDexService.Encrypt(name.String()),
+			"cell": a.westDexService.Encrypt(mobile.String()),
+		},
+	}
+	resp, err := a.westDexService.CallAPI("G29BJ05", request)
+	if err != nil && resp == nil {
+		return nil, fmt.Errorf("偿贷压力查询失败: %v", err)
+	}
+	// 获取响应码和偿贷压力标志
+	code := gjson.GetBytes(resp, "code").String()
+	flagDebtRepayStress := gjson.GetBytes(resp, "flag_debtrepaystress").String()
+
+	// 判断是否成功
+	if code != "00" || flagDebtRepayStress != "1" {
+		return nil, fmt.Errorf("偿贷压力查询失败: %+v", resp)
+	}
+	// 获取偿贷压力分数
+	drsNoDebtScore := gjson.GetBytes(resp, "drs_nodebtscore").String()
+
+	// 构建结果
+	result := map[string]interface{}{
+		"score": drsNoDebtScore,
+	}
+
+	// 将结果转为JSON
+	jsonResult, err := json.Marshal(result)
+	if err != nil {
+		return nil, fmt.Errorf("处理偿贷压力查询结果失败: %v", err)
+	}
+
+	return jsonResult, nil
+}