f

app/main/api/desc/admin/admin_agent.api

@@ -267,6 +267,7 @@ type (
 		Amount       float64 `json:"amount"`        // 金额
 		ActualAmount float64 `json:"actual_amount"` // 实际到账金额（扣税后）
 		TaxAmount    float64 `json:"tax_amount"`    // 扣税金额
+		TaxRate      float64 `json:"tax_rate"`      // 扣税比例，如 0.06 表示 6%
 		Status       int64   `json:"status"`        // 状态
 		PayeeAccount string  `json:"payee_account"` // 收款账户
 		Remark       string  `json:"remark"`        // 备注
@@ -471,6 +472,7 @@ type (
 		WithdrawalId int64   `json:"withdrawal_id"` // 提现记录ID
 		Action       int64   `json:"action"`        // 操作:1-确认,2-拒绝
 		Remark       string  `json:"remark"`        // 备注（拒绝时必填）
+		TaxRate      *float64 `json:"tax_rate,optional"` // 扣税比例，如 0.06 表示 6%，不传则默认 6%
 	}
 
 	// 银行卡提现审核响应

app/main/api/desc/front/agent.api

@@ -363,6 +363,7 @@ type (
 		Remark       string  `json:"remark"`
 		payeeAccount string  `json:"payee_account"`
 		CreateTime   string  `json:"create_time"`
+		TaxRate      float64 `json:"tax_rate"` // 扣税比例，如 0.06 表示 6%
 	}
 	GetWithdrawalReq {
 		Page     int64 `form:"page"` // 页码

app/main/api/internal/logic/admin_agent/admingetagentwithdrawallistlogic.go

@@ -65,6 +65,12 @@ func (l *AdminGetAgentWithdrawalListLogic) AdminGetAgentWithdrawalList(req *type
 			item.PayeeName = v.PayeeName.String
 		}
 
+		// 从扣税记录中取扣税比例
+		taxModel, taxErr := l.svcCtx.AgentWithdrawalTaxModel.FindOneByWithdrawalId(l.ctx, v.Id)
+		if taxErr == nil {
+			item.TaxRate = taxModel.TaxRate
+		}
+
 		items = append(items, item)
 	}
 	resp = &types.AdminGetAgentWithdrawalListResp{

app/main/api/internal/logic/admin_agent/adminreviewbankcardwithdrawallogic.go

@@ -85,9 +85,18 @@ func (l *AdminReviewBankCardWithdrawalLogic) AdminReviewBankCardWithdrawal(req *
 			return errors.Wrapf(xerr.NewErrMsg("提现类型不正确"), "提现类型验证失败")
 		}
 
+		// 确认时使用的扣税比例：请求中传入则用传入值，否则默认 6%
+		taxRate := 0.06
+		if req.Action == ReviewActionApprove && req.TaxRate != nil {
+			taxRate = *req.TaxRate
+			if taxRate < 0 || taxRate > 1 {
+				return errors.Wrapf(xerr.NewErrMsg("扣税比例必须在 0～100% 之间"), "扣税比例验证失败")
+			}
+		}
+
 		if req.Action == ReviewActionApprove {
-			// 确认提现
+			// 确认提现（可带自定义扣税比例）
-			return l.approveWithdrawal(ctx, session, record)
+			return l.approveWithdrawal(ctx, session, record, taxRate)
 		} else {
 			// 拒绝提现
 			return l.rejectWithdrawal(ctx, session, record, req.Remark)
@@ -102,11 +111,15 @@ func (l *AdminReviewBankCardWithdrawalLogic) AdminReviewBankCardWithdrawal(req *
 	return resp, nil
 }
 
-// 确认提现
+// 确认提现（taxRate 为扣税比例，如 0.06 表示 6%）
-func (l *AdminReviewBankCardWithdrawalLogic) approveWithdrawal(ctx context.Context, session sqlx.Session, record *model.AgentWithdrawal) error {
+func (l *AdminReviewBankCardWithdrawalLogic) approveWithdrawal(ctx context.Context, session sqlx.Session, record *model.AgentWithdrawal, taxRate float64) error {
+	// 按审核时选择的扣税比例重新计算并更新提现记录与扣税记录
+	if err := l.applyReviewTaxRate(ctx, session, record, taxRate); err != nil {
+		return err
+	}
 	// 根据提现类型执行不同的操作
 	if record.WithdrawType == WithdrawTypeAlipay {
-		// 支付宝提现：先调用支付宝转账接口
+		// 支付宝提现：按更新后的实际到账金额调用支付宝转账
 		return l.approveAlipayWithdrawal(ctx, session, record)
 	} else {
 		// 银行卡提现：直接更新状态为成功（线下转账）
@@ -114,6 +127,31 @@ func (l *AdminReviewBankCardWithdrawalLogic) approveWithdrawal(ctx context.Conte
 	}
 }
 
+// applyReviewTaxRate 按审核时选择的扣税比例更新提现记录与扣税记录
+func (l *AdminReviewBankCardWithdrawalLogic) applyReviewTaxRate(ctx context.Context, session sqlx.Session, record *model.AgentWithdrawal, taxRate float64) error {
+	newTaxAmount := record.Amount * taxRate
+	newActualAmount := record.Amount - newTaxAmount
+
+	record.TaxAmount = newTaxAmount
+	record.ActualAmount = newActualAmount
+	if _, err := l.svcCtx.AgentWithdrawalModel.Update(ctx, session, record); err != nil {
+		return errors.Wrapf(xerr.NewErrCode(xerr.DB_ERROR), "更新提现记录扣税金额失败: %v", err)
+	}
+
+	taxModel, err := l.svcCtx.AgentWithdrawalTaxModel.FindOneByWithdrawalId(ctx, record.Id)
+	if err != nil {
+		return errors.Wrapf(xerr.NewErrCode(xerr.DB_ERROR), "查询扣税记录失败: %v", err)
+	}
+	taxModel.TaxRate = taxRate
+	taxModel.TaxAmount = newTaxAmount
+	taxModel.ActualAmount = newActualAmount
+	taxModel.TaxableAmount = record.Amount
+	if err := l.svcCtx.AgentWithdrawalTaxModel.UpdateWithVersion(ctx, session, taxModel); err != nil {
+		return errors.Wrapf(xerr.NewErrCode(xerr.DB_ERROR), "更新扣税记录失败: %v", err)
+	}
+	return nil
+}
+
 // 确认支付宝提现
 func (l *AdminReviewBankCardWithdrawalLogic) approveAlipayWithdrawal(ctx context.Context, session sqlx.Session, record *model.AgentWithdrawal) error {
 	// 同步调用支付宝转账

app/main/api/internal/logic/agent/getagentwithdrawallogic.go

@@ -56,6 +56,11 @@ func (l *GetAgentWithdrawalLogic) GetAgentWithdrawal(req *types.GetWithdrawalReq
 				return nil, errors.Wrapf(xerr.NewErrCode(xerr.SERVER_COMMON_ERROR), "获取代理提现列表, %v", err)
 			}
 			withdrawal.CreateTime = agentWithdrawalModel.CreateTime.Format("2006-01-02 15:04:05")
+			// 从扣税记录中取扣税比例，供前端展示“扣了几个点”
+			taxModel, taxErr := l.svcCtx.AgentWithdrawalTaxModel.FindOneByWithdrawalId(l.ctx, agentWithdrawalModel.Id)
+			if taxErr == nil {
+				withdrawal.TaxRate = taxModel.TaxRate
+			}
 			list = append(list, withdrawal)
 		}
 	}

app/main/api/internal/types/types.go

@@ -808,6 +808,7 @@ type AdminReviewBankCardWithdrawalReq struct {
 	WithdrawalId int64    `json:"withdrawal_id"`     // 提现记录ID
 	Action       int64    `json:"action"`            // 操作:1-确认,2-拒绝
 	Remark       string   `json:"remark"`            // 备注（拒绝时必填）
+	TaxRate      *float64 `json:"tax_rate,optional"` // 扣税比例，如 0.06 表示 6%，不传则默认 6%
 }
 
 type AdminReviewBankCardWithdrawalResp struct {
@@ -1297,6 +1298,7 @@ type AgentWithdrawalListItem struct {
 	Amount       float64 `json:"amount"`        // 金额
 	ActualAmount float64 `json:"actual_amount"` // 实际到账金额（扣税后）
 	TaxAmount    float64 `json:"tax_amount"`    // 扣税金额
+	TaxRate      float64 `json:"tax_rate"`      // 扣税比例，如 0.06 表示 6%
 	Status       int64   `json:"status"`        // 状态
 	PayeeAccount string  `json:"payee_account"` // 收款账户
 	Remark       string  `json:"remark"`        // 备注
@@ -2195,6 +2197,7 @@ type Withdrawal struct {
 	Remark       string  `json:"remark"`
 	PayeeAccount string  `json:"payee_account"`
 	CreateTime   string  `json:"create_time"`
+	TaxRate      float64 `json:"tax_rate"` // 扣税比例，如 0.06 表示 6%
 }
 
 type WithdrawalReq struct {