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2026-03-09 11:31:40 +08:00 · 2026-03-06 16:39:00 +08:00 · 2026-03-06 16:28:25 +08:00 · 2026-03-06 15:20:27 +08:00 · 2026-03-06 15:12:58 +08:00 · 2026-03-06 10:56:37 +08:00
30 changed files with 828 additions and 251 deletions
--- a/config.yaml
+++ b/config.yaml
@@ -276,6 +276,8 @@ wallet:
    default_credit_limit: 50.00
    min_amount: "100.00" # 生产环境最低充值金额
    max_amount: "100000.00" # 单次最高充值金额
+    recharge_bonus_enabled: true # 是否启用充值赠送，设为 false 时仅展示商务洽谈提示
+    api_store_recharge_tip: "" # 关闭赠送时展示的提示文案，为空则使用默认文案
    # 支付宝充值赠送配置
    alipay_recharge_bonus:
        - recharge_amount: 1000.00 # 充值1000元
--- a/configs/env.development.yaml
+++ b/configs/env.development.yaml
@@ -108,6 +108,8 @@ wallet:
    default_credit_limit: 0.01
    min_amount: "0.01" # 生产环境最低充值金额
    max_amount: "100000.00" # 单次最高充值金额
+    recharge_bonus_enabled: false # 开发环境可设为 true 测试赠送
+    api_store_recharge_tip: "尊敬的客户，若您的充值金额较大或有批量调价需求，为获取专属商务优惠方案，请直接联系我司商务团队进行洽谈。感谢您的支持！"
    # 支付宝充值赠送配置
    alipay_recharge_bonus:
        - recharge_amount: 0.01 # 充值1000元
--- a/configs/env.production.yaml
+++ b/configs/env.production.yaml
@@ -109,7 +109,9 @@ wallet:
    default_credit_limit: 50.00
    min_amount: "100.00" # 生产环境最低充值金额
    max_amount: "100000.00" # 单次最高充值金额
-    # 支付宝充值赠送配置
+    recharge_bonus_enabled: false # 暂不赠送，展示商务洽谈提示
+    api_store_recharge_tip: "尊敬的客户，若您的充值金额较大或有批量调价需求，为获取专属商务优惠方案，请直接联系我司商务团队进行洽谈。感谢您的支持！"
+    # 支付宝充值赠送配置（recharge_bonus_enabled 为 true 时生效）
    alipay_recharge_bonus:
        - recharge_amount: 1000.00 # 充值1000元
          bonus_amount: 50.00 # 赠送50元
--- a/internal/application/api/api_application_service.go
+++ b/internal/application/api/api_application_service.go
@@ -609,8 +609,6 @@ func (s *ApiApplicationServiceImpl) GetUserApiCalls(ctx context.Context, userID
 	// 转换为响应DTO
 	var items []dto.ApiCallRecordResponse
 	for _, call := range calls {
-		// 出于安全考虑，不再在数据库中存储或解密真实请求参数
-		// 这里只保留数据库中的原始占位值（通常为空字符串）
 		requestParamsStr := call.RequestParams

 		item := dto.ApiCallRecordResponse{
--- a/internal/application/finance/dto/responses/finance_responses.go
+++ b/internal/application/finance/dto/responses/finance_responses.go
@@ -108,8 +108,10 @@ type AlipayRechargeOrderResponse struct {

 // RechargeConfigResponse 充值配置响应
 type RechargeConfigResponse struct {
-	MinAmount           string                            `json:"min_amount"` // 最低充值金额
-	MaxAmount           string                            `json:"max_amount"` // 最高充值金额
+	MinAmount           string                            `json:"min_amount"`            // 最低充值金额
+	MaxAmount           string                            `json:"max_amount"`            // 最高充值金额
+	RechargeBonusEnabled bool                             `json:"recharge_bonus_enabled"` // 是否启用充值赠送
+	ApiStoreRechargeTip string                            `json:"api_store_recharge_tip"` // API 商店充值提示（大额/批量联系商务）
 	AlipayRechargeBonus []AlipayRechargeBonusRuleResponse `json:"alipay_recharge_bonus"`
 }

--- a/internal/application/finance/finance_application_service_impl.go
+++ b/internal/application/finance/finance_application_service_impl.go
@@ -1337,17 +1337,26 @@ func (s *FinanceApplicationServiceImpl) GetAdminRechargeRecords(ctx context.Cont

 // GetRechargeConfig 获取充值配置
 func (s *FinanceApplicationServiceImpl) GetRechargeConfig(ctx context.Context) (*responses.RechargeConfigResponse, error) {
-	bonus := make([]responses.AlipayRechargeBonusRuleResponse, 0, len(s.config.Wallet.AliPayRechargeBonus))
-	for _, rule := range s.config.Wallet.AliPayRechargeBonus {
-		bonus = append(bonus, responses.AlipayRechargeBonusRuleResponse{
-			RechargeAmount: rule.RechargeAmount,
-			BonusAmount:    rule.BonusAmount,
-		})
+	bonus := make([]responses.AlipayRechargeBonusRuleResponse, 0)
+	if s.config.Wallet.RechargeBonusEnabled && len(s.config.Wallet.AliPayRechargeBonus) > 0 {
+		bonus = make([]responses.AlipayRechargeBonusRuleResponse, 0, len(s.config.Wallet.AliPayRechargeBonus))
+		for _, rule := range s.config.Wallet.AliPayRechargeBonus {
+			bonus = append(bonus, responses.AlipayRechargeBonusRuleResponse{
+				RechargeAmount: rule.RechargeAmount,
+				BonusAmount:    rule.BonusAmount,
+			})
+		}
+	}
+	tip := s.config.Wallet.ApiStoreRechargeTip
+	if tip == "" && !s.config.Wallet.RechargeBonusEnabled {
+		tip = "尊敬的客户，若您的充值金额较大或有批量调价需求，为获取专属商务优惠方案，请直接联系我司商务团队进行洽谈。感谢您的支持！"
 	}
 	return &responses.RechargeConfigResponse{
-		MinAmount:           s.config.Wallet.MinAmount,
-		MaxAmount:           s.config.Wallet.MaxAmount,
-		AlipayRechargeBonus: bonus,
+		MinAmount:            s.config.Wallet.MinAmount,
+		MaxAmount:            s.config.Wallet.MaxAmount,
+		RechargeBonusEnabled: s.config.Wallet.RechargeBonusEnabled,
+		ApiStoreRechargeTip:  tip,
+		AlipayRechargeBonus:  bonus,
 	}, nil
 }

@@ -1651,9 +1660,9 @@ func (s *FinanceApplicationServiceImpl) processWechatPaymentSuccess(ctx context.
 		return nil
 	}

-	// 计算充值赠送金额（复用支付宝的赠送逻辑）
+	// 计算充值赠送金额（复用支付宝的赠送逻辑，受 recharge_bonus_enabled 开关控制）
 	bonusAmount := decimal.Zero
-	if len(s.config.Wallet.AliPayRechargeBonus) > 0 {
+	if s.config.Wallet.RechargeBonusEnabled && len(s.config.Wallet.AliPayRechargeBonus) > 0 {
 		for i := len(s.config.Wallet.AliPayRechargeBonus) - 1; i >= 0; i-- {
 			rule := s.config.Wallet.AliPayRechargeBonus[i]
 			if amount.GreaterThanOrEqual(decimal.NewFromFloat(rule.RechargeAmount)) {
--- a/internal/application/user/user_application_service_impl.go
+++ b/internal/application/user/user_application_service_impl.go
@@ -339,19 +339,19 @@ func (s *UserApplicationServiceImpl) ListUsers(ctx context.Context, query *queri
 				EnterpriseAddress: user.EnterpriseInfo.EnterpriseAddress,
 				CreatedAt:         user.EnterpriseInfo.CreatedAt,
 			}
-			
+
 			// 获取企业合同信息
 			contracts, err := s.contractService.FindByUserID(ctx, user.ID)
 			if err == nil && len(contracts) > 0 {
 				contractItems := make([]*responses.ContractInfoItem, 0, len(contracts))
 				for _, contract := range contracts {
 					contractItems = append(contractItems, &responses.ContractInfoItem{
-						ID:              contract.ID,
-						ContractName:    contract.ContractName,
-						ContractType:    string(contract.ContractType),
+						ID:               contract.ID,
+						ContractName:     contract.ContractName,
+						ContractType:     string(contract.ContractType),
 						ContractTypeName: contract.GetContractTypeName(),
-						ContractFileURL: contract.ContractFileURL,
-						CreatedAt:       contract.CreatedAt,
+						ContractFileURL:  contract.ContractFileURL,
+						CreatedAt:        contract.CreatedAt,
 					})
 				}
 				item.EnterpriseInfo.Contracts = contractItems
@@ -411,19 +411,19 @@ func (s *UserApplicationServiceImpl) GetUserDetail(ctx context.Context, userID s
 			EnterpriseAddress: user.EnterpriseInfo.EnterpriseAddress,
 			CreatedAt:         user.EnterpriseInfo.CreatedAt,
 		}
-		
+
 		// 获取企业合同信息
 		contracts, err := s.contractService.FindByUserID(ctx, user.ID)
 		if err == nil && len(contracts) > 0 {
 			contractItems := make([]*responses.ContractInfoItem, 0, len(contracts))
 			for _, contract := range contracts {
 				contractItems = append(contractItems, &responses.ContractInfoItem{
-					ID:              contract.ID,
-					ContractName:    contract.ContractName,
-					ContractType:    string(contract.ContractType),
+					ID:               contract.ID,
+					ContractName:     contract.ContractName,
+					ContractType:     string(contract.ContractType),
 					ContractTypeName: contract.GetContractTypeName(),
-					ContractFileURL: contract.ContractFileURL,
-					CreatedAt:       contract.CreatedAt,
+					ContractFileURL:  contract.ContractFileURL,
+					CreatedAt:        contract.CreatedAt,
 				})
 			}
 			item.EnterpriseInfo.Contracts = contractItems
--- a/internal/config/config.go
+++ b/internal/config/config.go
@@ -331,11 +331,13 @@ type SignConfig struct {

 // WalletConfig 钱包配置
 type WalletConfig struct {
-	DefaultCreditLimit  float64                   `mapstructure:"default_credit_limit"`
-	MinAmount           string                    `mapstructure:"min_amount"` // 最低充值金额
-	MaxAmount           string                    `mapstructure:"max_amount"` // 最高充值金额
-	AliPayRechargeBonus []AliPayRechargeBonusRule `mapstructure:"alipay_recharge_bonus"`
-	BalanceAlert        BalanceAlertConfig        `mapstructure:"balance_alert"`
+	DefaultCreditLimit   float64                   `mapstructure:"default_credit_limit"`
+	MinAmount            string                    `mapstructure:"min_amount"` // 最低充值金额
+	MaxAmount            string                    `mapstructure:"max_amount"` // 最高充值金额
+	RechargeBonusEnabled bool                      `mapstructure:"recharge_bonus_enabled"` // 是否启用充值赠送，关闭后仅展示商务洽谈提示
+	ApiStoreRechargeTip  string                    `mapstructure:"api_store_recharge_tip"`  // API 商店充值提示文案（大额/批量需求联系商务）
+	AliPayRechargeBonus  []AliPayRechargeBonusRule `mapstructure:"alipay_recharge_bonus"`
+	BalanceAlert         BalanceAlertConfig        `mapstructure:"balance_alert"`
 }

 // BalanceAlertConfig 余额预警配置
--- a/internal/domains/api/dto/api_request_dto.go
+++ b/internal/domains/api/dto/api_request_dto.go
@@ -113,6 +113,19 @@ type QYGL2ACDReq struct {
 	LegalPerson string `json:"legal_person" validate:"required,min=1,validName"`
 	EntCode     string `json:"ent_code" validate:"required,validUSCI"`
 }
+type QYGLUY3SReq struct {
+	EntName  string `json:"ent_name" validate:"omitempty,min=1,validEnterpriseName"`
+	EntRegno string `json:"ent_reg_no" validate:"omitempty"`
+	EntCode  string `json:"ent_code" validate:"omitempty,validUSCI"`
+}
+
+type JRZQOCRYReq struct {
+	PhotoData string `json:"photo_data" validate:"required,validBase64Image"`
+}
+type JRZQOCREReq struct {
+	PhotoData string `json:"photo_data" validate:"omitempty,validBase64Image"`
+	ImageUrl  string `json:"image_url" validate:"omitempty,url"`
+}

 type YYSYK9R4Req struct {
 	MobileNo string `json:"mobile_no" validate:"required,min=11,max=11,validMobileNo"`
@@ -120,6 +133,10 @@ type YYSYK9R4Req struct {
 	Name     string `json:"name" validate:"required,min=1,validName"`
 }

+type YYSY35TAReq struct {
+	MobileNo string `json:"mobile_no" validate:"required,min=11,max=11,validMobileNo"`
+}
+
 type QCXG9F5CReq struct {
 	PlateNo string `json:"plate_no" validate:"required"`
 }
@@ -403,7 +420,7 @@ type COMENT01Req struct {
 }

 type JRZQ09J8Req struct {
-	MobileNo   string `json:"mobile_no" validate:"omitempty,min=11,max=11,validMobileNo"`
+	MobileNo   string `json:"mobile_no" validate:"required,min=11,max=11,validMobileNo"`
 	IDCard     string `json:"id_card" validate:"required,validIDCard"`
 	Name       string `json:"name" validate:"required,min=1,validName"`
 	Authorized string `json:"authorized" validate:"required,oneof=0 1"`
@@ -584,10 +601,18 @@ type YYSY6F2BReq struct {
 	MobileNo string `json:"mobile_no" validate:"required,min=11,max=11,validMobileNo"`
 }

+type IVYZOCR1Req struct {
+	PhotoData string `json:"photo_data" validate:"omitempty,validBase64Image"`
+	ImageUrl  string `json:"image_url" validate:"omitempty,url"`
+}
 type YYSY8B1CReq struct {
 	MobileNo string `json:"mobile_no" validate:"required,min=11,max=11,validMobileNo"`
 }

+type QYGLJ0Q1Req struct {
+	EntName string `json:"ent_name" validate:"omitempty,min=1,validEnterpriseName"`
+	EntCode string `json:"ent_code" validate:"omitempty,validUSCI"`
+}
 type YYSY6D9AReq struct {
 	MobileNo   string `json:"mobile_no" validate:"required,min=11,max=11,validMobileNo"`
 	IDCard     string `json:"id_card" validate:"required,validIDCard"`
--- a/internal/domains/api/entities/api_call.go
+++ b/internal/domains/api/entities/api_call.go
@@ -80,7 +80,7 @@ func NewApiCall(accessId, requestParams, clientIp string) (*ApiCall, error) {
 		AccessId:      accessId,
 		TransactionId: GenerateTransactionID(),
 		ClientIp:      clientIp,
-		RequestParams: "",
+		RequestParams: requestParams,
 		Status:        ApiCallStatusPending,
 		StartAt:       time.Now(),
 	}, nil
--- a/internal/domains/api/services/api_request_service.go
+++ b/internal/domains/api/services/api_request_service.go
@@ -145,10 +145,12 @@ func registerAllProcessors(combService *comb.CombService) {
 		"JRZQ1W4X": jrzq.ProcessJRZQ1W4XRequest,
 		"JRZQ3P01": jrzq.ProcessJRZQ3P01Request,
 		"JRZQ3AG6": jrzq.ProcessJRZQ3AG6Request,
-		"JRZQO6L7": jrzq.ProcessJRZQO6L7Request, // 全国自然人经济特征评分模型v3 简版
-		"JRZQO7L1": jrzq.ProcessJRZQO7L1Request, // 全国自然人经济特征评分模型v4 详版
-		"JRZQS7G0": jrzq.ProcessJRZQS7G0Request, // 社保综合评分V1
-		"JRZQ1P5G": jrzq.ProcessJRZQ1P5GRequest, // 全国自然人借贷压力指数查询（2）
+		"JRZQO6L7": jrzq.ProcessJRZQO6L7Request,  // 全国自然人经济特征评分模型v3 简版
+		"JRZQO7L1": jrzq.ProcessJRZQO7L1Request,  // 全国自然人经济特征评分模型v4 详版
+		"JRZQS7G0": jrzq.ProcessJRZQS7G0Request,  // 社保综合评分V1
+		"JRZQ1P5G": jrzq.ProcessJRZQ1P5GRequest,  // 全国自然人借贷压力指数查询（2）
+		"JRZQOCRE": jrzq.ProcessJRZQOCREERequest, // 银行卡OCR数卖
+		"JRZQOCRY": jrzq.ProcessJRZQOCRYERequest, // 银行卡OCR数据宝

 		// QYGL系列处理器
 		"QYGL8261": qygl.ProcessQYGL8261Request,
@@ -178,6 +180,9 @@ func registerAllProcessors(combService *comb.CombService) {
 		"QYGLNIO8": qygl.ProcessQYGLNIO8Request, //企业基本信息
 		"QYGLP0HT": qygl.ProcessQYGLP0HTRequest, //股权穿透
 		"QYGL5S1I": qygl.ProcessQYGL5S1IRequest, //企业司法涉诉I
+		"QYGLJ0Q1": qygl.ProcessQYGLJ0Q1Request, //企业股权结构全景查询
+		"QYGLUY3S": qygl.ProcessQYGLUY3SRequest, //企业经营状态全景查询
+		"YYSY35TA": yysy.ProcessYYSY35TARequest, //运营商归属地数卖

 		// YYSY系列处理器
 		"YYSYD50F": yysy.ProcessYYSYD50FRequest,
@@ -248,6 +253,8 @@ func registerAllProcessors(combService *comb.CombService) {
 		"IVYZN2P8": ivyz.ProcessIVYZN2P8Request, //身份证实名认证政务版
 		"IVYZX5QZ": ivyz.ProcessIVYZX5QZRequest, //活体检测
 		"IVYZX5Q2": ivyz.ProcessIVYZX5Q2Request, //活体识别步骤二
+		"IVYZOCR1": ivyz.ProcessIVYZOCR1Request, //身份证OCR
+		"IVYZOCR2": ivyz.ProcessIVYZOCR2Request, //身份证OCR2数卖

 		// COMB系列处理器 - 只注册有自定义逻辑的组合包
 		"COMB86PM": comb.ProcessCOMB86PMRequest, // 有自定义逻辑：重命名ApiCode
--- a/internal/domains/api/services/form_config_service.go
+++ b/internal/domains/api/services/form_config_service.go
@@ -255,6 +255,13 @@ func (s *FormConfigServiceImpl) getDTOStruct(ctx context.Context, apiCode string
 		"YYSYK9R4": &dto.YYSYK9R4Req{}, //全网手机三要素验证1979周更新版
 		"QCXG3M7Z": &dto.QCXG3M7ZReq{}, //人车关系核验（ETC）10093 月更
 		"JRZQ1P5G": &dto.JRZQ1P5GReq{}, //全国自然人借贷压力指数查询（2）
+		"IVYZOCR1": &dto.IVYZOCR1Req{}, //身份证OCR
+		"IVYZOCR2": &dto.IVYZOCR1Req{}, //身份证OCR2数卖
+		"QYGLJ0Q1": &dto.QYGLJ0Q1Req{}, //企业股权结构全景查询
+		"QYGLUY3S": &dto.QYGLUY3SReq{}, //企业全量信息核验V2 可用
+		"JRZQOCRE": &dto.JRZQOCREReq{}, //银行卡OCR数卖
+		"JRZQOCRY": &dto.JRZQOCRYReq{}, //银行卡OCR数据宝
+		"YYSY35TA": &dto.YYSY35TAReq{}, //运营商归属地数卖
 	}

 	// 优先返回已配置的DTO
@@ -438,6 +445,7 @@ func (s *FormConfigServiceImpl) generateFieldLabel(jsonTag string) string {
 		"ent_name":                 "企业名称",
 		"legal_person":             "法人姓名",
 		"ent_code":                 "企业代码",
+		"ent_reg_no":               "企业注册号",
 		"auth_date":                "授权日期",
 		"date_range":               "日期范围",
 		"time_range":               "时间范围",
@@ -459,7 +467,7 @@ func (s *FormConfigServiceImpl) generateFieldLabel(jsonTag string) string {
 		"plate_type":               "号牌类型",
 		"vin_code":                 "车辆识别代号VIN码",
 		"return_type":              "返回类型",
-		"photo_data":               "人脸图片",
+		"photo_data":               "入参图片base64编码",
 		"owner_type":               "企业主类型",
 		"type":                     "查询类型",
 		"query_reason_id":          "查询原因ID",
@@ -471,7 +479,7 @@ func (s *FormConfigServiceImpl) generateFieldLabel(jsonTag string) string {
 		"notice_model":             "车辆型号",
 		"vlphoto_data":             "行驶证图片",
 		"carplate_type":            "车辆号牌类型",
-		"image_url":                "行驶证图片地址",
+		"image_url":                "入参图片地址",
 		"reg_url":                  "车辆登记证图片地址",
 		"token":                    "token采集及获取结果时所使用的凭证，有效期2个小时，在此时效内，应用侧可以发起采集请求（重复的采集所触发的结果会被忽略）和结果查询",
 		"vehicle_name":             "车型名称",
@@ -500,6 +508,7 @@ func (s *FormConfigServiceImpl) generateExampleValue(fieldType reflect.Type, jso
 		"ent_name":                 "示例企业有限公司",
 		"legal_person":             "王五",
 		"ent_code":                 "91110000123456789X",
+		"ent_reg_no":               "110000000123456",
 		"auth_date":                "20240101-20241231",
 		"date_range":               "20240101-20241231",
 		"time_range":               "09:00-18:00",
@@ -571,6 +580,7 @@ func (s *FormConfigServiceImpl) generatePlaceholder(jsonTag string, fieldType st
 		"ent_name":                 "请输入企业全称",
 		"legal_person":             "请输入法人真实姓名",
 		"ent_code":                 "请输入统一社会信用代码",
+		"ent_reg_no":               "请输入企业注册号（统一社会信用代码）",
 		"auth_date":                "请输入授权日期范围（YYYYMMDD-YYYYMMDD）",
 		"date_range":               "请输入日期范围（YYYYMMDD-YYYYMMDD）",
 		"time_range":               "请输入时间范围（HH:MM-HH:MM）",
@@ -592,7 +602,7 @@ func (s *FormConfigServiceImpl) generatePlaceholder(jsonTag string, fieldType st
 		"plate_type":               "请选择号牌类型（01或02）",
 		"vin_code":                 "请输入17位车辆识别代号VIN码",
 		"return_type":              "请选择返回类型",
-		"photo_data":               "请输入base64编码的人脸图片（支持JPG、BMP、PNG格式）",
+		"photo_data":               "请输入base64编码的入参图片（支持JPG、BMP、PNG格式）",
 		"ownerType":                "请选择企业主类型",
 		"type":                     "请选择查询类型",
 		"query_reason_id":          "请选择查询原因ID",
@@ -644,6 +654,7 @@ func (s *FormConfigServiceImpl) generateDescription(jsonTag string, validation s
 		"ent_name":                 "请输入企业全称",
 		"legal_person":             "请输入法人真实姓名",
 		"ent_code":                 "请输入统一社会信用代码",
+		"ent_reg_no":               "请输入企业注册号（统一社会信用代码）",
 		"auth_date":                "请输入授权日期范围，格式：YYYYMMDD-YYYYMMDD，且日期范围必须包括今天",
 		"date_range":               "请输入日期范围，格式：YYYYMMDD-YYYYMMDD",
 		"time_range":               "请输入时间范围，格式：HH:MM-HH:MM",
@@ -665,7 +676,7 @@ func (s *FormConfigServiceImpl) generateDescription(jsonTag string, validation s
 		"plate_type":               "号牌类型：01-小型汽车；02-大型汽车（可选）",
 		"vin_code":                 "请输入17位车辆识别代号VIN码（Vehicle Identification Number）",
 		"return_type":              "返回类型：1-专业和学校名称数据返回编码形式（默认）；2-专业和学校名称数据返回中文名称",
-		"photo_data":               "人脸图片（必填）：base64编码的图片数据，仅支持JPG、BMP、PNG三种格式",
+		"photo_data":               "入参图片：base64编码的图片数据，仅支持JPG、BMP、PNG三种格式",
 		"owner_type":               "企业主类型编码：1-法定代表人；2-主要人员；3-自然人股东；4-法定代表人及自然人股东；5-其他",
 		"type":                     "查询类型：per-人员，ent-企业  ",
 		"query_reason_id":          "查询原因ID：1-授信审批；2-贷中管理；3-贷后管理；4-异议处理；5-担保查询；6-租赁资质审查；7-融资租赁审批；8-借贷撮合查询；9-保险审批；10-资质审核；11-风控审核；12-企业背调",
@@ -677,7 +688,7 @@ func (s *FormConfigServiceImpl) generateDescription(jsonTag string, validation s
 		"notice_model":             "车辆型号",
 		"vlphoto_data":             "行驶证图片:base64编码的图片数据，仅支持JPG、BMP、PNG三种格式",
 		"carplate_type":            "车辆号牌类型：01-大型汽车；02-小型汽车；03-使馆汽车；04-领馆汽车；05-境外汽车；06-外籍汽车；07-普通摩托车；08-轻便摩托车；09-使馆摩托车；10-领馆摩托车；11-境外摩托车；12-外籍摩托车；13-低速车；14-拖拉机；15-挂车；16-教练汽车；17-教练摩托车；20-临时入境汽车；21-临时入境摩托车；22-临时行驶车；23-警用汽车；24-警用摩托；51-新能源大型车；52-新能源小型车",
-		"image_url":                "行驶证图片地址（必填）：请提供行驶证的图片URL地址",
+		"image_url":                "入参图片url地址",
 		"reg_url":                  "车辆登记证图片地址（非必填）：请提供车辆登记证的图片URL地址",
 		"token":                    "token采集及获取结果时所使用的凭证，有效期2个小时，在此时效内，应用侧可以发起采集请求（重复的采集所触发的结果会被忽略）和结果查询",
 		"vehicle_name":             "车型名称，示例：凌派 2020款 锐·混动 1.5L 锐·舒适版",
--- a/internal/domains/api/services/processors/dwbg/dwbg8b4d_processor.go
+++ b/internal/domains/api/services/processors/dwbg/dwbg8b4d_processor.go
@@ -109,7 +109,7 @@ func collectAPIData(ctx context.Context, params dto.DWBG8B4DReq, deps *processor
 		{
 			apiCode: "FLXG8B4D",
 			params: map[string]interface{}{
-				"mobile_no": params.MobileNo,
+				"mobile_no":  params.MobileNo,
 				"authorized": "1",
 			},
 		},
@@ -117,9 +117,9 @@ func collectAPIData(ctx context.Context, params dto.DWBG8B4DReq, deps *processor
 		{
 			apiCode: "JRZQ8A2D",
 			params: map[string]interface{}{
-				"mobile_no": params.MobileNo,
-				"id_card":   params.IDCard,
-				"name":      params.Name,
+				"mobile_no":  params.MobileNo,
+				"id_card":    params.IDCard,
+				"name":       params.Name,
 				"authorized": "1",
 			},
 		},
@@ -127,9 +127,9 @@ func collectAPIData(ctx context.Context, params dto.DWBG8B4DReq, deps *processor
 		{
 			apiCode: "JRZQ1D09",
 			params: map[string]interface{}{
-				"mobile_no": params.MobileNo,
-				"id_card":   params.IDCard,
-				"name":      params.Name,
+				"mobile_no":  params.MobileNo,
+				"id_card":    params.IDCard,
+				"name":       params.Name,
 				"authorized": "1",
 			},
 		},
@@ -155,9 +155,9 @@ func collectAPIData(ctx context.Context, params dto.DWBG8B4DReq, deps *processor
 		{
 			apiCode: "JRZQ5E9F",
 			params: map[string]interface{}{
-				"mobile_no": params.MobileNo,
-				"id_card":   params.IDCard,
-				"name":      params.Name,
+				"mobile_no":  params.MobileNo,
+				"id_card":    params.IDCard,
+				"name":       params.Name,
 				"authorized": "1",
 			},
 		},
@@ -165,8 +165,8 @@ func collectAPIData(ctx context.Context, params dto.DWBG8B4DReq, deps *processor
 		{
 			apiCode: "FLXGDEA9",
 			params: map[string]interface{}{
-				"id_card":   params.IDCard,
-				"name":      params.Name,
+				"id_card":    params.IDCard,
+				"name":       params.Name,
 				"authorized": "1",
 			},
 		},
@@ -211,7 +211,7 @@ func collectAPIData(ctx context.Context, params dto.DWBG8B4DReq, deps *processor
 			}()

 			paramsBytes, err := json.Marshal(ac.params)
-	if err != nil {
+			if err != nil {
 				log.Warn("序列化API参数失败",
 					zap.String("api_code", ac.apiCode),
 					zap.Error(err),
@@ -266,7 +266,7 @@ func callProcessor(ctx context.Context, apiCode string, params []byte, deps *pro
 			return nil, fmt.Errorf("未找到处理器: %s", apiCode)
 		}
 		respBytes, err := processor(ctx, params, deps)
-	if err != nil {
+		if err != nil {
 			return nil, err
 		}
 		var data interface{}
@@ -387,7 +387,7 @@ func buildBaseInfo(apiData map[string]interface{}, params dto.DWBG8B4DReq, log *
 			// 从运营商三要素获取户籍所在地（address字段）
 			if address, ok := yysyMap["address"].(string); ok && address != "" {
 				baseInfo["location"] = address
-		} else {
+			} else {
 				// 如果address不存在，尝试从身份证号获取
 				if location := getLocationFromIDCard(params.IDCard); location != "" {
 					baseInfo["location"] = location
@@ -496,7 +496,7 @@ func buildStandLiveInfo(apiData map[string]interface{}, log *zap.Logger) map[str
 					}
 				}
 			}
-			
+
 			if status != "" {
 				// "一致" -> "0", "不一致" -> "1"
 				if status == "一致" {
@@ -629,7 +629,7 @@ func buildVerifyRule(apiData map[string]interface{}, log *zap.Logger) string {
 // buildFraudRule 构建反欺诈规则（综合考虑fraudScore、特殊名单和借选指数风险）
 func buildFraudRule(apiData map[string]interface{}, log *zap.Logger) string {
 	fraudScore := getFraudScore(apiData)
-	
+
 	// 如果fraudScore无效，检查特殊名单和借选指数
 	if fraudScore == -1 {
 		// 检查特殊名单
@@ -654,7 +654,7 @@ func buildFraudRule(apiData map[string]interface{}, log *zap.Logger) string {
 		}
 		return "低风险"
 	}
-	
+
 	// 根据fraudScore判断风险等级
 	if fraudScore >= 80 {
 		return "高风险"
@@ -1039,13 +1039,13 @@ func buildRiskWarning(apiData map[string]interface{}, log *zap.Logger) map[strin
 						if variableValue, ok := variable["variableValue"].(map[string]interface{}); ok {
 							// 检查近期申请频率（近7天、近15天、近1个月）
 							checkRecentApplicationFrequency(variableValue, &riskWarning)
-							
+
 							// 检查银行/非银申请次数
 							checkBankApplicationFrequency(variableValue, &riskWarning)
-							
+
 							// 检查偿债压力（从借选指数评估获取）
 							checkDebtPressure(apiData, &riskWarning)
-							
+
 							// 计算借贷评估风险计数
 							calculateLoanRiskCounts(variableValue, &riskWarning)
 						}
@@ -1152,21 +1152,21 @@ func buildRiskWarning(apiData map[string]interface{}, log *zap.Logger) map[strin
 	// 计算总风险点数量（排除Counts字段和level字段）
 	totalRiskCounts := 0
 	excludeFields := map[string]bool{
-		"totalRiskCounts":           true,
+		"totalRiskCounts":            true,
 		"level":                      true,
-		"sfhyfxRiskCounts":          true,
-		"sfhyfxRiskHighCounts":      true,
-		"sfhyfxRiskMiddleCounts":    true,
-		"gazdyrhyRiskCounts":        true,
+		"sfhyfxRiskCounts":           true,
+		"sfhyfxRiskHighCounts":       true,
+		"sfhyfxRiskMiddleCounts":     true,
+		"gazdyrhyRiskCounts":         true,
 		"gazdyrhyRiskHighCounts":     true,
 		"gazdyrhyRiskMiddleCounts":   true,
-		"yqfxRiskCounts":            true,
-		"yqfxRiskHighCounts":        true,
-		"yqfxRiskMiddleCounts":      true,
-		"zlfxpgRiskCounts":          true,
-		"zlfxpgRiskHighCounts":      true,
-		"zlfxpgRiskMiddleCounts":    true,
-		"jdpgRiskCounts":            true,
+		"yqfxRiskCounts":             true,
+		"yqfxRiskHighCounts":         true,
+		"yqfxRiskMiddleCounts":       true,
+		"zlfxpgRiskCounts":           true,
+		"zlfxpgRiskHighCounts":       true,
+		"zlfxpgRiskMiddleCounts":     true,
+		"jdpgRiskCounts":             true,
 		"jdpgRiskHighCounts":         true,
 		"jdpgRiskMiddleCounts":       true,
 		"idCardRiskCounts":           true,
@@ -1277,7 +1277,7 @@ func buildElementVerificationDetail(apiData map[string]interface{}, log *zap.Log
 					}
 				}
 			}
-			
+
 			if status != "" {
 				if status == "一致" {
 					detail["sfzeysFlag"] = 2 // 低风险
@@ -1313,7 +1313,7 @@ func buildElementVerificationDetail(apiData map[string]interface{}, log *zap.Log
 					}
 				}
 			}
-			
+
 			if status != "" {
 				personCheckDetails["result"] = status
 			}
@@ -1365,7 +1365,7 @@ func buildElementVerificationDetail(apiData map[string]interface{}, log *zap.Log
 				// 如果没有data字段，直接使用flxgMap（新格式）
 				data = flxgMap
 			}
-			
+
 			if moneyLaundering, ok := data["moneyLaundering"].(string); ok {
 				antiFraudInfo["moneyLaundering"] = moneyLaundering
 			}
@@ -1448,7 +1448,7 @@ func buildElementVerificationDetail(apiData map[string]interface{}, log *zap.Log
 				if channel, ok := yysy4b21Map["channel"].(string); ok {
 					phoneVailRisks["phoneCompany"] = convertChannelName(channel)
 				}
-				
+
 				// 获取在网时长（status=0时也要提取）
 				if yysy8b1cData != nil {
 					if yysy8b1cMap, ok := yysy8b1cData.(map[string]interface{}); ok {
@@ -1471,11 +1471,11 @@ func buildElementVerificationDetail(apiData map[string]interface{}, log *zap.Log
 	// 身份证号手机号归属地（belongRiskFlag 和 belongRisks）
 	belongRisks := make(map[string]interface{})
 	belongRisks["num"] = "1"
-	
+
 	// 重新获取数据
 	yysy9e4aDataForBelong := getMapValue(apiData, "YYSY9E4A")
 	yysyDataForBelong := getMapValue(apiData, "YYSYH6D2")
-	
+
 	if yysy9e4aDataForBelong != nil && yysyDataForBelong != nil {
 		if yysy9e4aMap, ok := yysy9e4aDataForBelong.(map[string]interface{}); ok {
 			if yysyMapForBelong, ok := yysyDataForBelong.(map[string]interface{}); ok {
@@ -1524,7 +1524,7 @@ func buildElementVerificationDetail(apiData map[string]interface{}, log *zap.Log
 	}
 	detail["belongRisks"] = belongRisks

-	// 公安重点人员核验产品（highRiskFlag 和 keyPersonCheckList）
+	// 公安重点人员核验产品（highRiskFlag 由 keyPersonCheckList 五项是否命中决定）
 	flxgdea9Data := getMapValue(apiData, "FLXGDEA9")
 	keyPersonCheckList := make(map[string]interface{})
 	keyPersonCheckList["num"] = "1"
@@ -1538,7 +1538,6 @@ func buildElementVerificationDetail(apiData map[string]interface{}, log *zap.Log
 		if flxgdea9Map, ok := flxgdea9Data.(map[string]interface{}); ok {
 			level, ok := flxgdea9Map["level"].(string)
 			if !ok {
-				// 尝试从其他可能的字段获取
 				if levelVal, exists := flxgdea9Map["level"]; exists {
 					if levelStr, ok := levelVal.(string); ok {
 						level = levelStr
@@ -1548,19 +1547,14 @@ func buildElementVerificationDetail(apiData map[string]interface{}, log *zap.Log
 				}
 			}

+			// 仅根据 level 解析并填充 keyPersonCheckList 五项
 			if level != "" && level != "0" {
-				// 有风险，设置highRiskFlag为1（高风险）
-				detail["highRiskFlag"] = 1
-
-				// 解析level字段，填充keyPersonCheckList
 				levelParts := strings.Split(level, ",")
 				for _, part := range levelParts {
 					part = strings.TrimSpace(part)
 					if part == "" || part == "0" {
 						continue
 					}
-
-					// 根据level代码判断风险类型
 					if strings.HasPrefix(part, "A") {
 						keyPersonCheckList["fontFlag"] = 1
 					}
@@ -1577,14 +1571,27 @@ func buildElementVerificationDetail(apiData map[string]interface{}, log *zap.Log
 						keyPersonCheckList["sheJiaoTongFlag"] = 1
 					}
 				}
-			} else {
-				// 无风险，设置highRiskFlag为2（低风险）
-				detail["highRiskFlag"] = 2
 			}
+
 		}
 	}
 	detail["keyPersonCheckList"] = keyPersonCheckList

+	// 仅根据 keyPersonCheckList 五项判定 highRiskFlag（不看是否有数据）：
+	// 五项均未命中 → 0 无风险；仅 sheJiaoTongFlag 命中 → 2 低风险；其他任一项命中 → 1 高风险
+	otherHit := keyPersonFlagEq1(keyPersonCheckList, "fontFlag") ||
+		keyPersonFlagEq1(keyPersonCheckList, "jingJiFontFlag") ||
+		keyPersonFlagEq1(keyPersonCheckList, "fangAiFlag") ||
+		keyPersonFlagEq1(keyPersonCheckList, "zhongDianFlag")
+	sheJiaoHit := keyPersonFlagEq1(keyPersonCheckList, "sheJiaoTongFlag")
+	if otherHit {
+		detail["highRiskFlag"] = 1 // 高风险
+	} else if sheJiaoHit {
+		detail["highRiskFlag"] = 2 // 低风险：仅涉交通命中
+	} else {
+		detail["highRiskFlag"] = 0 // 无风险：五项均未命中
+	}
+
 	// 设置默认值
 	if _, exists := detail["sjsysFlag"]; !exists {
 		detail["sjsysFlag"] = 0
@@ -1614,7 +1621,7 @@ func buildRiskSupervision(apiData map[string]interface{}, log *zap.Logger) map[s

 	// 从3C租赁申请意向获取数据
 	jrzq1d09Data := getMapValue(apiData, "JRZQ1D09")
-	
+
 	// 设置默认值
 	riskSupervision["rentalRiskListIdCardRelationsPhones"] = 0
 	riskSupervision["rentalRiskListPhoneRelationsIdCards"] = 0
@@ -1889,15 +1896,15 @@ func buildOverdueRiskProduct(apiData map[string]interface{}, log *zap.Logger) ma

 			// 判断风险标识
 			hasOverdue := overdueRiskProduct["hasUnsettledOverdue"] == "逾期"
-			hasRecentOverdue := overdueRiskProduct["overdueLast7Days"] == "逾期" || 
-				overdueRiskProduct["overdueLast14Days"] == "逾期" || 
+			hasRecentOverdue := overdueRiskProduct["overdueLast7Days"] == "逾期" ||
+				overdueRiskProduct["overdueLast14Days"] == "逾期" ||
 				overdueRiskProduct["overdueLast30Days"] == "逾期"
-			
+
 			if hasOverdue || hasRecentOverdue {
-				overdueRiskProduct["lyjlhyFlag"] = 1 // 高风险
+				overdueRiskProduct["lyjlhyFlag"] = 1  // 高风险
 				overdueRiskProduct["dkzhktjFlag"] = 1 // 高风险
 			} else {
-				overdueRiskProduct["lyjlhyFlag"] = 2 // 低风险
+				overdueRiskProduct["lyjlhyFlag"] = 2  // 低风险
 				overdueRiskProduct["dkzhktjFlag"] = 2 // 低风险
 			}
 		}
@@ -2021,7 +2028,7 @@ func buildMultCourtInfo(apiData map[string]interface{}, log *zap.Logger) map[str
 				if lawsuitStat, ok := judicialData["lawsuitStat"].(map[string]interface{}); ok {
 					// 收集所有涉案公告案件（民事、刑事、行政、保全、破产）- 都归到legalCases
 					legalCases := make([]interface{}, 0)
-					
+
 					// 处理民事案件（civil）- 结构：civil.cases[]
 					if civilVal, exists := lawsuitStat["civil"]; exists && civilVal != nil {
 						if civil, ok := civilVal.(map[string]interface{}); ok && len(civil) > 0 {
@@ -2171,7 +2178,7 @@ func buildMultCourtInfo(apiData map[string]interface{}, log *zap.Logger) map[str
 // convertCivilCase 转换民事案件
 func convertCivilCase(caseMap map[string]interface{}) map[string]interface{} {
 	caseInfo := make(map[string]interface{})
-	
+
 	// 案号
 	if cAh, ok := caseMap["c_ah"].(string); ok {
 		caseInfo["caseNumber"] = cAh
@@ -2252,7 +2259,7 @@ func convertCivilCase(caseMap map[string]interface{}) map[string]interface{} {
 // convertExecutionCase 转换执行案件
 func convertExecutionCase(caseMap map[string]interface{}) map[string]interface{} {
 	caseInfo := make(map[string]interface{})
-	
+
 	// 案号
 	if cAh, ok := caseMap["c_ah"].(string); ok {
 		caseInfo["caseNumber"] = cAh
@@ -2386,7 +2393,7 @@ func convertExecutionCase(caseMap map[string]interface{}) map[string]interface{}
 // convertBreachCase 转换失信案件
 func convertBreachCase(caseMap map[string]interface{}) map[string]interface{} {
 	caseInfo := make(map[string]interface{})
-	
+
 	// 案号
 	if caseNumber, ok := caseMap["caseNumber"].(string); ok {
 		caseInfo["caseNumber"] = caseNumber
@@ -2463,7 +2470,7 @@ func convertBreachCase(caseMap map[string]interface{}) map[string]interface{} {
 // convertLimitCase 转换限高案件
 func convertLimitCase(caseMap map[string]interface{}) map[string]interface{} {
 	caseInfo := make(map[string]interface{})
-	
+
 	// 案号
 	if caseNumber, ok := caseMap["caseNumber"].(string); ok {
 		caseInfo["caseNumber"] = caseNumber
@@ -2506,7 +2513,7 @@ func convertLimitCase(caseMap map[string]interface{}) map[string]interface{} {
 // convertPreservationCase 转换保全审查案件
 func convertPreservationCase(caseMap map[string]interface{}) map[string]interface{} {
 	caseInfo := make(map[string]interface{})
-	
+
 	// 案号
 	if cAh, ok := caseMap["c_ah"].(string); ok {
 		caseInfo["caseNumber"] = cAh
@@ -2600,7 +2607,7 @@ func convertPreservationCase(caseMap map[string]interface{}) map[string]interfac
 // convertCriminalCase 转换刑事案件
 func convertCriminalCase(caseMap map[string]interface{}) map[string]interface{} {
 	caseInfo := make(map[string]interface{})
-	
+
 	// 案号
 	if cAh, ok := caseMap["c_ah"].(string); ok {
 		caseInfo["caseNumber"] = cAh
@@ -2682,7 +2689,7 @@ func convertCriminalCase(caseMap map[string]interface{}) map[string]interface{}
 // convertAdministrativeCase 转换行政案件
 func convertAdministrativeCase(caseMap map[string]interface{}) map[string]interface{} {
 	caseInfo := make(map[string]interface{})
-	
+
 	// 案号
 	if cAh, ok := caseMap["c_ah"].(string); ok {
 		caseInfo["caseNumber"] = cAh
@@ -2765,7 +2772,7 @@ func convertAdministrativeCase(caseMap map[string]interface{}) map[string]interf
 // convertBankruptCase 转换破产清算案件
 func convertBankruptCase(caseMap map[string]interface{}) map[string]interface{} {
 	caseInfo := make(map[string]interface{})
-	
+
 	// 案号
 	if cAh, ok := caseMap["c_ah"].(string); ok {
 		caseInfo["caseNumber"] = cAh
@@ -2912,11 +2919,11 @@ func buildOrganLoanPerformances(variableValue map[string]interface{}) []interfac

 	// 时间周期映射
 	periodMap := map[string]string{
-		"last7Day":   "d7",
-		"last15Day":  "d15",
-		"last1Month": "m1",
-		"last3Month": "m3",
-		"last6Month": "m6",
+		"last7Day":    "d7",
+		"last15Day":   "d15",
+		"last1Month":  "m1",
+		"last3Month":  "m3",
+		"last6Month":  "m6",
 		"last12Month": "m12",
 	}

@@ -2976,11 +2983,11 @@ func buildCustomerLoanPerformances(variableValue map[string]interface{}) []inter
 	}

 	periodMap := map[string]string{
-		"last7Day":   "d7",
-		"last15Day":  "d15",
-		"last1Month": "m1",
-		"last3Month": "m3",
-		"last6Month": "m6",
+		"last7Day":    "d7",
+		"last15Day":   "d15",
+		"last1Month":  "m1",
+		"last3Month":  "m3",
+		"last6Month":  "m6",
 		"last12Month": "m12",
 	}

@@ -2994,7 +3001,7 @@ func buildCustomerLoanPerformances(variableValue map[string]interface{}) []inter
 			cellOrgnum := getStringValue(variableValue, fmt.Sprintf("als_%s_cell_%s_orgnum", apiPeriod, customerType.prefix))
 			idAllnum := getStringValue(variableValue, fmt.Sprintf("als_%s_id_%s_allnum", apiPeriod, customerType.prefix))
 			cellAllnum := getStringValue(variableValue, fmt.Sprintf("als_%s_cell_%s_allnum", apiPeriod, customerType.prefix))
-			
+
 			if idOrgnum == "" {
 				idOrgnum = "0"
 			}
@@ -3007,7 +3014,7 @@ func buildCustomerLoanPerformances(variableValue map[string]interface{}) []inter
 			if cellAllnum == "" {
 				cellAllnum = "0"
 			}
-			
+
 			perf[period] = fmt.Sprintf("%s/%s", idOrgnum, cellOrgnum)
 			perf[period+"Count"] = fmt.Sprintf("%s/%s", idAllnum, cellAllnum)
 		}
@@ -3036,11 +3043,11 @@ func buildBusinessLoanPerformances(variableValue map[string]interface{}) []inter
 	}

 	periodMap := map[string]string{
-		"last7Day":   "d7",
-		"last15Day":  "d15",
-		"last1Month": "m1",
-		"last3Month": "m3",
-		"last6Month": "m6",
+		"last7Day":    "d7",
+		"last15Day":   "d15",
+		"last1Month":  "m1",
+		"last3Month":  "m3",
+		"last6Month":  "m6",
 		"last12Month": "m12",
 	}

@@ -3054,7 +3061,7 @@ func buildBusinessLoanPerformances(variableValue map[string]interface{}) []inter
 			cellOrgnum := getStringValue(variableValue, fmt.Sprintf("als_%s_cell_%s_orgnum", apiPeriod, businessType.prefix))
 			idAllnum := getStringValue(variableValue, fmt.Sprintf("als_%s_id_%s_allnum", apiPeriod, businessType.prefix))
 			cellAllnum := getStringValue(variableValue, fmt.Sprintf("als_%s_cell_%s_allnum", apiPeriod, businessType.prefix))
-			
+
 			if idOrgnum == "" {
 				idOrgnum = "0"
 			}
@@ -3067,7 +3074,7 @@ func buildBusinessLoanPerformances(variableValue map[string]interface{}) []inter
 			if cellAllnum == "" {
 				cellAllnum = "0"
 			}
-			
+
 			perf[period] = fmt.Sprintf("%s/%s", idOrgnum, cellOrgnum)
 			perf[period+"Count"] = fmt.Sprintf("%s/%s", idAllnum, cellAllnum)
 		}
@@ -3095,11 +3102,11 @@ func buildTimeLoanPerformances(variableValue map[string]interface{}) []interface
 	}

 	periodMap := map[string]string{
-		"last7Day":   "d7",
-		"last15Day":  "d15",
-		"last1Month": "m1",
-		"last3Month": "m3",
-		"last6Month": "m6",
+		"last7Day":    "d7",
+		"last15Day":   "d15",
+		"last1Month":  "m1",
+		"last3Month":  "m3",
+		"last6Month":  "m6",
 		"last12Month": "m12",
 	}

@@ -3113,7 +3120,7 @@ func buildTimeLoanPerformances(variableValue map[string]interface{}) []interface
 			cellOrgnum := getStringValue(variableValue, fmt.Sprintf("als_%s_cell_%s_%s_orgnum", apiPeriod, timeType.orgType, timeType.timeType))
 			idAllnum := getStringValue(variableValue, fmt.Sprintf("als_%s_id_%s_%s_allnum", apiPeriod, timeType.orgType, timeType.timeType))
 			cellAllnum := getStringValue(variableValue, fmt.Sprintf("als_%s_cell_%s_%s_allnum", apiPeriod, timeType.orgType, timeType.timeType))
-			
+
 			if idOrgnum == "" {
 				idOrgnum = "0"
 			}
@@ -3126,7 +3133,7 @@ func buildTimeLoanPerformances(variableValue map[string]interface{}) []interface
 			if cellAllnum == "" {
 				cellAllnum = "0"
 			}
-			
+
 			perf[period] = fmt.Sprintf("%s/%s", idOrgnum, cellOrgnum)
 			perf[period+"Count"] = fmt.Sprintf("%s/%s", idAllnum, cellAllnum)
 		}
@@ -3144,7 +3151,7 @@ func checkLoanRisk(variableValue map[string]interface{}) bool {
 	for _, period := range periods {
 		bankAllnum := getStringValue(variableValue, fmt.Sprintf("als_%s_id_bank_allnum", period))
 		nbankAllnum := getStringValue(variableValue, fmt.Sprintf("als_%s_id_nbank_allnum", period))
-		
+
 		if bankAllnum != "" && bankAllnum != "0" {
 			if count, err := strconv.Atoi(bankAllnum); err == nil && count >= 10 {
 				return true
@@ -3586,7 +3593,7 @@ func checkRecentApplicationFrequency(variableValue map[string]interface{}, riskW
 	for _, period := range periods {
 		bankAllnum := getStringValue(variableValue, fmt.Sprintf("als_%s_id_bank_allnum", period.apiPeriod))
 		nbankAllnum := getStringValue(variableValue, fmt.Sprintf("als_%s_id_nbank_allnum", period.apiPeriod))
-		
+
 		// 如果近7天申请次数>=10，认为是极为频繁（调高风险阈值，进一步提高阈值）
 		if bankAllnum != "" && bankAllnum != "0" {
 			if count, err := strconv.Atoi(bankAllnum); err == nil && count >= 10 {
@@ -3619,7 +3626,7 @@ func checkBankApplicationFrequency(variableValue map[string]interface{}, riskWar
 	for _, period := range periods {
 		bankAllnum := getStringValue(variableValue, fmt.Sprintf("als_%s_id_bank_allnum", period.apiPeriod))
 		nbankAllnum := getStringValue(variableValue, fmt.Sprintf("als_%s_id_nbank_allnum", period.apiPeriod))
-		
+
 		if bankAllnum != "" && bankAllnum != "0" {
 			if count, err := strconv.Atoi(bankAllnum); err == nil {
 				bankTotal += count
@@ -3656,7 +3663,7 @@ func checkDebtPressure(apiData map[string]interface{}, riskWarning *map[string]i
 			// 检查当前逾期金额和机构数
 			currentOverdueAmount := getStringValue(jrzq5e9fMap, "xyp_cpl0072")
 			currentOverdueInstitutionCount := getStringValue(jrzq5e9fMap, "xyp_cpl0071")
-			
+
 			// 如果当前逾期金额较大或机构数较多，认为偿债压力极高
 			if currentOverdueAmount != "" && currentOverdueAmount != "0" && currentOverdueAmount != "1" {
 				(*riskWarning)["highDebtPressure"] = 1
@@ -3711,7 +3718,7 @@ func checkRentalApplicationFrequency(jrzq1d09Map map[string]interface{}, riskWar
 	for _, period := range periods {
 		idAllnum := getStringValue(jrzq1d09Map, fmt.Sprintf("alc_%s_id_allnum", period.apiPeriod))
 		cellAllnum := getStringValue(jrzq1d09Map, fmt.Sprintf("alc_%s_cell_allnum", period.apiPeriod))
-		
+
 		// 取较大的值
 		idCount := 0
 		cellCount := 0
@@ -3725,7 +3732,7 @@ func checkRentalApplicationFrequency(jrzq1d09Map map[string]interface{}, riskWar
 				cellCount = count
 			}
 		}
-		
+
 		if idCount > cellCount {
 			totalCount += idCount
 		} else {
@@ -3772,15 +3779,15 @@ func buildLeasingRiskAssessment(apiData map[string]interface{}, log *zap.Logger)
 			// - Institution（3C机构）: 使用id（身份证）查询的数据
 			// - Platform（3C平台）: 使用cell（手机号）查询的数据
 			// 格式： "身份证/手机号"，如果没有匹配的就是0
-			
+
 			// 时间周期映射：3Days->d3, 7Days->d7, 14Days->d14, Month->m1, 3Months->m3, 6Months->m6, 12Months->m12
 			periodMap := map[string]string{
-				"3Days":   "d3",
-				"7Days":   "d7",
-				"14Days":  "d14",
-				"Month":   "m1",
-				"3Months": "m3",
-				"6Months": "m6",
+				"3Days":    "d3",
+				"7Days":    "d7",
+				"14Days":   "d14",
+				"Month":    "m1",
+				"3Months":  "m3",
+				"6Months":  "m6",
 				"12Months": "m12",
 			}

@@ -3862,29 +3869,32 @@ func buildLeasingRiskAssessment(apiData map[string]interface{}, log *zap.Logger)
 				assessment[fieldNameNight] = fmt.Sprintf("%s/%s", idNightAllnum, cellNightAllnum)
 			}

-			// 仅使用近12月（Last12，对应 m12）的总次数作为判断依据，
-			// 因为近3月等短周期已经被近12月统计包含，避免重复放大
+			// 仅使用近12月（Last12，对应 m12）的次数作为判断依据，
+			// totalCount 取身份证维度和手机号维度中的较大值，而不是两者相加
 			totalCount := 0

 			idKey12 := "alc_m12_id_allnum"
 			cellKey12 := "alc_m12_cell_allnum"

+			idCount := 0
+			cellCount := 0
+
 			// 身份证维度（近12月）
 			if v, ok := jrzq1d09Map[idKey12]; ok {
 				switch vv := v.(type) {
 				case string:
 					if vv != "" && vv != "0" {
 						if parsed, err := strconv.Atoi(vv); err == nil {
-							totalCount += parsed
+							idCount = parsed
 						}
 					}
 				case float64:
 					if vv > 0 {
-						totalCount += int(vv)
+						idCount = int(vv)
 					}
 				case int:
 					if vv > 0 {
-						totalCount += vv
+						idCount = vv
 					}
 				}
 			}
@@ -3895,20 +3905,27 @@ func buildLeasingRiskAssessment(apiData map[string]interface{}, log *zap.Logger)
 				case string:
 					if vv != "" && vv != "0" {
 						if parsed, err := strconv.Atoi(vv); err == nil {
-							totalCount += parsed
+							cellCount = parsed
 						}
 					}
 				case float64:
 					if vv > 0 {
-						totalCount += int(vv)
+						cellCount = int(vv)
 					}
 				case int:
 					if vv > 0 {
-						totalCount += vv
+						cellCount = vv
 					}
 				}
 			}

+			// 使用身份证和手机号两个维度中的较大值作为近12月总次数
+			if idCount >= cellCount {
+				totalCount = idCount
+			} else {
+				totalCount = cellCount
+			}
+
 			// 根据近12月总申请次数设置风险标识：
 			// - totalCount == 0        -> 0 无风险 / 未查得
 			// - 0 < totalCount <= 10   -> 2 低风险（有少量租赁申请）
@@ -3935,6 +3952,22 @@ func getMapValue(data map[string]interface{}, key string) interface{} {
 	return nil
 }

+// keyPersonFlagEq1 判断 keyPersonCheckList 中某标识是否为 1（支持 int/float64）
+func keyPersonFlagEq1(m map[string]interface{}, key string) bool {
+	v, ok := m[key]
+	if !ok {
+		return false
+	}
+	switch vv := v.(type) {
+	case int:
+		return vv == 1
+	case float64:
+		return vv == 1
+	default:
+		return false
+	}
+}
+
 func maskName(name string) string {
 	if name == "" {
 		return ""
@@ -3978,8 +4011,10 @@ func calculateAgeAndSex(idCard string) (int, string) {
 		return 0, ""
 	}

+	now := time.Now()
+
 	// 计算年龄（简化处理，使用当前年份）
-	age := 2024 - year
+	age := now.Year() - year

 	// 提取性别（第17位，奇数为男，偶数为女）
 	sexCode := idCard[16:17]
@@ -4017,21 +4052,21 @@ func normalizeProvinceName(province string) string {
 	if province == "" {
 		return ""
 	}
-	
+
 	// 去除前后空格
 	province = strings.TrimSpace(province)
-	
+
 	// 特殊处理：内蒙古（必须在最前面）
 	if strings.Contains(province, "内蒙古") {
 		return "内蒙古"
 	}
-	
+
 	// 处理自治区、特别行政区、直辖市等后缀
 	suffixes := []string{
 		"壮族自治区", "回族自治区", "维吾尔自治区", "自治区",
 		"特别行政区", "省", "市",
 	}
-	
+
 	normalized := province
 	for _, suffix := range suffixes {
 		if strings.HasSuffix(normalized, suffix) {
@@ -4039,7 +4074,7 @@ func normalizeProvinceName(province string) string {
 			break
 		}
 	}
-	
+
 	return normalized
 }

@@ -4049,15 +4084,15 @@ func normalizeCityName(city string) string {
 	if city == "" {
 		return ""
 	}
-	
+
 	// 去除前后空格
 	city = strings.TrimSpace(city)
-	
+
 	// 处理各种后缀
 	suffixes := []string{
 		"地区", "市", "自治州", "盟", "县", "区",
 	}
-	
+
 	normalized := city
 	for _, suffix := range suffixes {
 		if strings.HasSuffix(normalized, suffix) {
@@ -4065,7 +4100,7 @@ func normalizeCityName(city string) string {
 			break
 		}
 	}
-	
+
 	return normalized
 }

@@ -4074,12 +4109,12 @@ func extractProvinceFromAddress(address string) string {
 	if address == "" {
 		return ""
 	}
-	
+
 	// 特殊处理：内蒙古（必须在最前面，因为"内蒙古"可能被其他模式误匹配）
 	if strings.HasPrefix(address, "内蒙古") {
 		return "内蒙古自治区"
 	}
-	
+
 	// 处理直辖市（必须在自治区之前）
 	if strings.HasPrefix(address, "北京") {
 		return "北京市"
@@ -4093,7 +4128,7 @@ func extractProvinceFromAddress(address string) string {
 	if strings.HasPrefix(address, "重庆") {
 		return "重庆市"
 	}
-	
+
 	// 处理各种省份格式（按长度从长到短，避免误匹配）
 	patterns := []struct {
 		pattern string
@@ -4137,12 +4172,12 @@ func extractProvinceFromAddress(address string) string {
 		// 处理"XX省"格式（最后处理，因为可能与其他模式冲突）
 		{"省", func(addr string) string {
 			if idx := strings.Index(addr, "省"); idx > 0 {
-				return addr[:idx+1]
+				return addr[:idx+len("省")]
 			}
 			return ""
 		}},
 	}
-	
+
 	for _, p := range patterns {
 		if strings.Contains(address, p.pattern) {
 			if result := p.extract(address); result != "" {
@@ -4150,7 +4185,7 @@ func extractProvinceFromAddress(address string) string {
 			}
 		}
 	}
-	
+
 	return ""
 }

@@ -4159,16 +4194,16 @@ func extractCityFromAddress(address string) string {
 	if address == "" {
 		return ""
 	}
-	
+
 	// 先提取省份，然后从剩余部分提取城市
 	province := extractProvinceFromAddress(address)
 	if province == "" {
 		return ""
 	}
-	
+
 	// 去除省份部分
 	cityPart := address[len(province):]
-	
+
 	// 处理各种城市格式
 	patterns := []string{"地区", "市", "自治州", "盟"}
 	for _, pattern := range patterns {
@@ -4176,7 +4211,7 @@ func extractCityFromAddress(address string) string {
 			return cityPart[:idx+len(pattern)]
 		}
 	}
-	
+
 	return ""
 }

@@ -4188,7 +4223,7 @@ func compareLocation(address1, province2, city2 string) bool {
 	if address1 == "" {
 		return false
 	}
-	
+
 	// 如果号码归属地只有省份，检查省份是否出现在户籍所在地中
 	if province2 != "" && city2 == "" {
 		// 标准化省份名称，去除后缀
@@ -4196,20 +4231,20 @@ func compareLocation(address1, province2, city2 string) bool {
 		// 检查标准化后的省份名称是否出现在户籍所在地中
 		return strings.Contains(address1, province2Norm)
 	}
-	
+
 	// 如果号码归属地有省份和城市，检查两者是否都出现在户籍所在地中
 	if province2 != "" && city2 != "" {
 		// 标准化省份和城市名称，去除后缀
 		province2Norm := normalizeProvinceName(province2)
 		city2Norm := normalizeCityName(city2)
-		
+
 		// 检查省份和城市是否都出现在户籍所在地中
 		provinceMatch := strings.Contains(address1, province2Norm)
 		cityMatch := strings.Contains(address1, city2Norm)
-		
+
 		return provinceMatch && cityMatch
 	}
-	
+
 	return false
 }

@@ -4229,7 +4264,7 @@ func convertChannel(channel string) string {
 // convertChannelName 转换运营商名称（处理中文名称）
 func convertChannelName(channel string) string {
 	// 如果已经是中文名称，直接返回
-	if strings.Contains(channel, "移动") || strings.Contains(channel, "联通") || 
+	if strings.Contains(channel, "移动") || strings.Contains(channel, "联通") ||
 		strings.Contains(channel, "电信") || strings.Contains(channel, "广电") {
 		return channel
 	}
@@ -4243,7 +4278,7 @@ func convertStatusFromOnlineStatus(data map[string]interface{}) int {
 	// 获取status字段（0-在网，1-不在网）
 	var statusVal interface{}
 	var ok bool
-	
+
 	// status可能是int或float64类型
 	if statusVal, ok = data["status"]; !ok {
 		return -1 // 未查得
@@ -4329,7 +4364,7 @@ func getFraudScore(apiData map[string]interface{}) int {
 	// 从涉赌涉诈风险评估获取基础反欺诈评分
 	flxgData := getMapValue(apiData, "FLXG8B4D")
 	baseScore := -1
-	
+
 	if flxgData != nil {
 		flxgMap, ok := flxgData.(map[string]interface{})
 		if ok {
@@ -4472,7 +4507,7 @@ func getCreditScore(apiData map[string]interface{}) int {
 			return 900
 		}
 		parsed, err := strconv.ParseFloat(v, 64)
-	if err != nil {
+		if err != nil {
 			// 解析失败，返回900（默认信用较好）
 			return 900
 		}
@@ -4513,7 +4548,7 @@ func isDevelopmentMode() bool {
 	if useMock := os.Getenv("DWBG_USE_MOCK_DATA"); useMock != "" {
 		return useMock == "1" || useMock == "true" || useMock == "yes"
 	}
-	
+
 	env := os.Getenv("ENV")
 	if env == "" {
 		env = os.Getenv("CONFIG_ENV")
@@ -4521,12 +4556,12 @@ func isDevelopmentMode() bool {
 	if env == "" {
 		env = os.Getenv("APP_ENV")
 	}
-	
+
 	// 默认开发环境
 	if env == "" {
 		return true
 	}
-	
+
 	return env == "development"
 }

@@ -4538,32 +4573,32 @@ func loadMockAPIDataFromFile(log *zap.Logger) map[string]interface{} {
 		// 默认使用最新的导出文件
 		mockDataPath = "api_data_export/api_data_4522_20260214_152339.json"
 	}
-	
+
 	// 检查文件是否存在
 	if _, err := os.Stat(mockDataPath); os.IsNotExist(err) {
 		log.Warn("开发模式：模拟数据文件不存在", zap.String("path", mockDataPath))
 		return nil
 	}
-	
+
 	// 读取文件内容
 	fileData, err := os.ReadFile(mockDataPath)
 	if err != nil {
 		log.Warn("开发模式：读取模拟数据文件失败", zap.String("path", mockDataPath), zap.Error(err))
 		return nil
 	}
-	
+
 	// 解析JSON
 	var apiData map[string]interface{}
 	if err := json.Unmarshal(fileData, &apiData); err != nil {
 		log.Warn("开发模式：解析模拟数据JSON失败", zap.String("path", mockDataPath), zap.Error(err))
 		return nil
 	}
-	
-	log.Info("开发模式：成功加载模拟数据", 
+
+	log.Info("开发模式：成功加载模拟数据",
 		zap.String("path", mockDataPath),
 		zap.Int("api_count", len(apiData)),
 	)
-	
+
 	return apiData
 }

--- a/internal/domains/api/services/processors/ivyz/ivyzocr1_processor.go
+++ b/internal/domains/api/services/processors/ivyz/ivyzocr1_processor.go
@@ -0,0 +1,48 @@
+package ivyz
+
+import (
+	"context"
+	"encoding/json"
+	"errors"
+
+	"tyapi-server/internal/domains/api/dto"
+	"tyapi-server/internal/domains/api/services/processors"
+	"tyapi-server/internal/infrastructure/external/shujubao"
+)
+
+// ProcessIVYZOCR1Request IVYZOCR1 身份证OCR API 处理方法（使用数据宝服务示例）
+func ProcessIVYZOCR1Request(ctx context.Context, params []byte, deps *processors.ProcessorDependencies) ([]byte, error) {
+	var paramsDto dto.IVYZOCR1Req
+	if err := json.Unmarshal(params, &paramsDto); err != nil {
+		return nil, errors.Join(processors.ErrSystem, err)
+	}
+
+	if err := deps.Validator.ValidateStruct(paramsDto); err != nil {
+		return nil, errors.Join(processors.ErrInvalidParam, err)
+	}
+
+	// 构建数据宝入参：姓名、身份证、手机号、银行卡号（sign 外的业务参数可按需 AES 加密后作为 bodyData）
+	reqParams := map[string]interface{}{
+		"key":     "8782f2a32463f75b53096323461df735",
+		"imageId": paramsDto.PhotoData,
+	}
+
+	// 最终请求 URL = https://api.chinadatapay.com/communication + 拼接接口地址值，如 personal/197
+	apiPath := "/trade/user/1985"
+	data, err := deps.ShujubaoService.CallAPI(ctx, apiPath, reqParams)
+	if err != nil {
+		if errors.Is(err, shujubao.ErrDatasource) {
+			return nil, errors.Join(processors.ErrDatasource, err)
+		}
+		if errors.Is(err, shujubao.ErrQueryEmpty) {
+			return nil, errors.Join(processors.ErrNotFound, err)
+		}
+		return nil, errors.Join(processors.ErrSystem, err)
+	}
+
+	respBytes, err := json.Marshal(data)
+	if err != nil {
+		return nil, errors.Join(processors.ErrSystem, err)
+	}
+	return respBytes, nil
+}
--- a/internal/domains/api/services/processors/ivyz/ivyzocr2_processor.go
+++ b/internal/domains/api/services/processors/ivyz/ivyzocr2_processor.go
@@ -0,0 +1,56 @@
+package ivyz
+
+import (
+	"context"
+	"encoding/json"
+	"errors"
+
+	"tyapi-server/internal/domains/api/dto"
+	"tyapi-server/internal/domains/api/services/processors"
+	"tyapi-server/internal/infrastructure/external/shumai"
+)
+
+// ProcessIVYZOCR2Request IVYZOCR2  OCR识别API处理方法数卖
+func ProcessIVYZOCR2Request(ctx context.Context, params []byte, deps *processors.ProcessorDependencies) ([]byte, error) {
+	var paramsDto dto.IVYZOCR1Req
+	if err := json.Unmarshal(params, &paramsDto); err != nil {
+		return nil, errors.Join(processors.ErrSystem, err)
+	}
+
+	if err := deps.Validator.ValidateStruct(paramsDto); err != nil {
+		return nil, errors.Join(processors.ErrInvalidParam, err)
+	}
+
+	if paramsDto.PhotoData == "" && paramsDto.ImageUrl == "" {
+		return nil, errors.Join(processors.ErrInvalidParam, errors.New("photo_data or image_url is required"))
+	}
+
+	// 2选1：有值的用对应 key，空则用另一个
+	reqFormData := make(map[string]interface{})
+	if paramsDto.PhotoData != "" {
+		reqFormData["image"] = paramsDto.PhotoData
+	} else {
+		reqFormData["url"] = paramsDto.ImageUrl
+	}
+
+	// 以表单方式调用数脉 API；参数在 CallAPIForm 内转为 application/x-www-form-urlencoded
+	apiPath := "/v4/idcard/ocr" // 接口路径，根据数脉文档填写（如 v4/xxx）
+	respBytes, err := deps.ShumaiService.CallAPIForm(ctx, apiPath, reqFormData)
+	if err != nil {
+		if errors.Is(err, shumai.ErrNotFound) {
+			// 查无记录情况
+			return nil, errors.Join(processors.ErrNotFound, err)
+		} else if errors.Is(err, shumai.ErrDatasource) {
+			// 数据源错误
+			return nil, errors.Join(processors.ErrDatasource, err)
+		} else if errors.Is(err, shumai.ErrSystem) {
+			// 系统错误
+			return nil, errors.Join(processors.ErrSystem, err)
+		} else {
+			// 其他未知错误
+			return nil, errors.Join(processors.ErrSystem, err)
+		}
+	}
+
+	return respBytes, nil
+}
--- a/internal/domains/api/services/processors/jrzq/jrzqocre_processor.go
+++ b/internal/domains/api/services/processors/jrzq/jrzqocre_processor.go
@@ -0,0 +1,52 @@
+package jrzq
+
+import (
+	"context"
+	"encoding/json"
+	"errors"
+
+	"tyapi-server/internal/domains/api/dto"
+	"tyapi-server/internal/domains/api/services/processors"
+	"tyapi-server/internal/infrastructure/external/shumai"
+)
+
+// ProcessJRZQOCREERequest JRZQOCRE 银行卡OCR API 数卖服务示例
+func ProcessJRZQOCREERequest(ctx context.Context, params []byte, deps *processors.ProcessorDependencies) ([]byte, error) {
+	var paramsDto dto.JRZQOCREReq
+	if err := json.Unmarshal(params, &paramsDto); err != nil {
+		return nil, errors.Join(processors.ErrSystem, err)
+	}
+
+	if err := deps.Validator.ValidateStruct(paramsDto); err != nil {
+		return nil, errors.Join(processors.ErrInvalidParam, err)
+	}
+
+	if paramsDto.PhotoData == "" && paramsDto.ImageUrl == "" {
+		return nil, errors.Join(processors.ErrInvalidParam, errors.New("photo_data or image_url is required"))
+	}
+
+	// 2选1：有值的用对应 key，空则用另一个
+	reqFormData := make(map[string]interface{})
+	if paramsDto.PhotoData != "" {
+		reqFormData["image"] = paramsDto.PhotoData
+	} else {
+		reqFormData["url"] = paramsDto.ImageUrl
+	}
+	// 以表单方式调用数脉 API；参数在 CallAPIForm 内转为 application/x-www-form-urlencoded
+	apiPath := "/v2/bankcard/ocr" // 接口路径，根据数脉文档填写（如 v4/xxx）
+	respBytes, err := deps.ShumaiService.CallAPIForm(ctx, apiPath, reqFormData)
+	if err != nil {
+		if errors.Is(err, shumai.ErrDatasource) {
+			// 数据源错误
+			return nil, errors.Join(processors.ErrDatasource, err)
+		} else if errors.Is(err, shumai.ErrSystem) {
+			// 系统错误
+			return nil, errors.Join(processors.ErrSystem, err)
+		} else {
+			// 其他未知错误
+			return nil, errors.Join(processors.ErrSystem, err)
+		}
+	}
+
+	return respBytes, nil
+}
--- a/internal/domains/api/services/processors/jrzq/jrzqocry_processor.go
+++ b/internal/domains/api/services/processors/jrzq/jrzqocry_processor.go
@@ -0,0 +1,48 @@
+package jrzq
+
+import (
+	"context"
+	"encoding/json"
+	"errors"
+
+	"tyapi-server/internal/domains/api/dto"
+	"tyapi-server/internal/domains/api/services/processors"
+	"tyapi-server/internal/infrastructure/external/shujubao"
+)
+
+// ProcessJRZQOCRYERequest JRZQOCRY 银行卡OCR API 处理方法（使用数据宝服务示例）
+func ProcessJRZQOCRYERequest(ctx context.Context, params []byte, deps *processors.ProcessorDependencies) ([]byte, error) {
+	var paramsDto dto.JRZQOCRYReq
+	if err := json.Unmarshal(params, &paramsDto); err != nil {
+		return nil, errors.Join(processors.ErrSystem, err)
+	}
+
+	if err := deps.Validator.ValidateStruct(paramsDto); err != nil {
+		return nil, errors.Join(processors.ErrInvalidParam, err)
+	}
+
+	// 构建数据宝入参：姓名、身份证、手机号、银行卡号（sign 外的业务参数可按需 AES 加密后作为 bodyData）
+	reqParams := map[string]interface{}{
+		"key":     "3ee8e7a7a71870db2c0bf98e7e6b8b5c",
+		"imageId": paramsDto.PhotoData,
+	}
+
+	// 最终请求 URL = https://api.chinadatapay.com/communication + 拼接接口地址值，如 personal/197
+	apiPath := "/trade/user/1986"
+	data, err := deps.ShujubaoService.CallAPI(ctx, apiPath, reqParams)
+	if err != nil {
+		if errors.Is(err, shujubao.ErrDatasource) {
+			return nil, errors.Join(processors.ErrDatasource, err)
+		}
+		if errors.Is(err, shujubao.ErrQueryEmpty) {
+			return nil, errors.Join(processors.ErrNotFound, err)
+		}
+		return nil, errors.Join(processors.ErrSystem, err)
+	}
+
+	respBytes, err := json.Marshal(data)
+	if err != nil {
+		return nil, errors.Join(processors.ErrSystem, err)
+	}
+	return respBytes, nil
+}
--- a/internal/domains/api/services/processors/qygl/qygl5s1i_processor.go
+++ b/internal/domains/api/services/processors/qygl/qygl5s1i_processor.go
@@ -21,20 +21,23 @@ func ProcessQYGL5S1IRequest(ctx context.Context, params []byte, deps *processors
 	if err := deps.Validator.ValidateStruct(paramsDto); err != nil {
 		return nil, errors.Join(processors.ErrInvalidParam, err)
 	}
-	if paramsDto.EntCode == "" && paramsDto.EntName == "" {
-		return nil, errors.Join(processors.ErrInvalidParam, errors.New("必须提供企业统一信用代码或企业名称中的一个"))
+
+	encryptedEntName, err := deps.ZhichaService.Encrypt(paramsDto.EntName)
+	if err != nil {
+		return nil, errors.Join(processors.ErrSystem, err)
+	}
+	encryptedEntCode, err := deps.ZhichaService.Encrypt(paramsDto.EntCode)
+	if err != nil {
+		return nil, errors.Join(processors.ErrSystem, err)
 	}

-	// 优先使用企业名称，否则使用统一信用代码
-	var enterpriseNo, enterpriseName string
+	// 按企业名称时传 enterpriseNo（加密名），按统一信用代码时传 enterpriseName（加密代码）
+	reqData := map[string]interface{}{}
 	if paramsDto.EntName != "" {
-		enterpriseName = paramsDto.EntName
-	} else {
-		enterpriseNo = paramsDto.EntCode
+		reqData["enterpriseName"] = encryptedEntName
 	}
-	reqData := map[string]interface{}{
-		"enterpriseNo":   enterpriseNo,
-		"enterpriseName": enterpriseName,
+	if paramsDto.EntCode != "" {
+		reqData["enterpriseNo"] = encryptedEntCode
 	}

 	respData, err := deps.ZhichaService.CallAPI(ctx, "ZCI088", reqData)
--- a/internal/domains/api/services/processors/qygl/qyglj0q1_processor.go
+++ b/internal/domains/api/services/processors/qygl/qyglj0q1_processor.go
@@ -0,0 +1,65 @@
+package qygl
+
+import (
+	"context"
+	"encoding/json"
+	"errors"
+
+	"tyapi-server/internal/domains/api/dto"
+	"tyapi-server/internal/domains/api/services/processors"
+	"tyapi-server/internal/infrastructure/external/shujubao"
+)
+
+// ProcessQYGLJ0Q1Request QYGLJ0Q1 企业股权结构全景查询 API 处理方法（使用数据宝服务示例）
+func ProcessQYGLJ0Q1Request(ctx context.Context, params []byte, deps *processors.ProcessorDependencies) ([]byte, error) {
+	var paramsDto dto.QYGLJ0Q1Req
+	if err := json.Unmarshal(params, &paramsDto); err != nil {
+		return nil, errors.Join(processors.ErrSystem, err)
+	}
+
+	if err := deps.Validator.ValidateStruct(paramsDto); err != nil {
+		return nil, errors.Join(processors.ErrInvalidParam, err)
+	}
+
+	// 二选一：企业名称(entName) 与 统一社会信用代码(creditCode) 必须且仅能传其一
+	hasEntName := paramsDto.EntName != ""
+	hasEntCode := paramsDto.EntCode != ""
+	if hasEntName == hasEntCode { // 两个都填或两个都未填
+		return nil, errors.Join(processors.ErrInvalidParam, errors.New("ent_name 与 ent_code 二选一，必须且仅能传其中一个"))
+	}
+
+	// 构建数据宝入参（sign 外的业务参数可按需 AES 加密后作为 bodyData）
+	reqParams := map[string]interface{}{
+		"key": "adac456f7b4ced764b606c8b07fed4d3",
+	}
+	if hasEntName {
+		reqParams["entName"] = paramsDto.EntName
+	} else {
+		reqParams["creditCode"] = paramsDto.EntCode
+	}
+
+	// 最终请求 URL = https://api.chinadatapay.com/communication + 拼接接口地址值，如 personal/197
+	apiPath := "/communication/personal/10216"
+	data, err := deps.ShujubaoService.CallAPI(ctx, apiPath, reqParams)
+	if err != nil {
+		if errors.Is(err, shujubao.ErrDatasource) {
+			return nil, errors.Join(processors.ErrDatasource, err)
+		}
+		if errors.Is(err, shujubao.ErrQueryEmpty) {
+			return nil, errors.Join(processors.ErrNotFound, err)
+		}
+		return nil, errors.Join(processors.ErrSystem, err)
+	}
+
+	// 解析响应中的 JSON 字符串（使用 qyglb4c0 中的 RecursiveParse）
+	parsedResp, err := RecursiveParse(data)
+	if err != nil {
+		return nil, errors.Join(processors.ErrSystem, err)
+	}
+
+	respBytes, err := json.Marshal(parsedResp)
+	if err != nil {
+		return nil, errors.Join(processors.ErrSystem, err)
+	}
+	return respBytes, nil
+}
--- a/internal/domains/api/services/processors/qygl/qygluy3s_processor.go
+++ b/internal/domains/api/services/processors/qygl/qygluy3s_processor.go
@@ -0,0 +1,56 @@
+package qygl
+
+import (
+	"context"
+	"encoding/json"
+	"errors"
+
+	"tyapi-server/internal/domains/api/dto"
+	"tyapi-server/internal/domains/api/services/processors"
+	"tyapi-server/internal/infrastructure/external/shujubao"
+)
+
+// ProcessQYGLUY3SRequest QYGLUY3S 企业全量信息核验V2 可用 API 处理方法（使用数据宝服务示例）
+func ProcessQYGLUY3SRequest(ctx context.Context, params []byte, deps *processors.ProcessorDependencies) ([]byte, error) {
+	var paramsDto dto.QYGLUY3SReq
+	if err := json.Unmarshal(params, &paramsDto); err != nil {
+		return nil, errors.Join(processors.ErrSystem, err)
+	}
+
+	if err := deps.Validator.ValidateStruct(paramsDto); err != nil {
+		return nil, errors.Join(processors.ErrInvalidParam, err)
+	}
+
+	// 构建数据宝入参：姓名、身份证、手机号、银行卡号（sign 外的业务参数可按需 AES 加密后作为 bodyData）
+	reqParams := map[string]interface{}{
+		"key":        "5131227a847c06c111f624a22ebacc06",
+		"entName":    paramsDto.EntName,
+		"regno":      paramsDto.EntRegno,
+		"creditcode": paramsDto.EntCode,
+	}
+
+	// 最终请求 URL = https://api.chinadatapay.com/communication + 拼接接口地址值，如 personal/197
+	apiPath := "/communication/personal/10195"
+	data, err := deps.ShujubaoService.CallAPI(ctx, apiPath, reqParams)
+	if err != nil {
+		if errors.Is(err, shujubao.ErrDatasource) {
+			return nil, errors.Join(processors.ErrDatasource, err)
+		}
+		if errors.Is(err, shujubao.ErrQueryEmpty) {
+			return nil, errors.Join(processors.ErrNotFound, err)
+		}
+		return nil, errors.Join(processors.ErrSystem, err)
+	}
+
+	// 解析响应中的 JSON 字符串（使用 qyglb4c0 中的 RecursiveParse）
+	parsedResp, err := RecursiveParse(data)
+	if err != nil {
+		return nil, errors.Join(processors.ErrSystem, err)
+	}
+
+	respBytes, err := json.Marshal(parsedResp)
+	if err != nil {
+		return nil, errors.Join(processors.ErrSystem, err)
+	}
+	return respBytes, nil
+}
--- a/internal/domains/api/services/processors/yysy/yysy35ta_processor.go
+++ b/internal/domains/api/services/processors/yysy/yysy35ta_processor.go
@@ -0,0 +1,48 @@
+package yysy
+
+import (
+	"context"
+	"encoding/json"
+	"errors"
+
+	"tyapi-server/internal/domains/api/dto"
+	"tyapi-server/internal/domains/api/services/processors"
+	"tyapi-server/internal/infrastructure/external/shumai"
+)
+
+// ProcessYYSY35TARequest YYSY35TA  API 运营商归属地数卖处理方法数脉
+func ProcessYYSY35TARequest(ctx context.Context, params []byte, deps *processors.ProcessorDependencies) ([]byte, error) {
+	var paramsDto dto.YYSY35TAReq
+	if err := json.Unmarshal(params, &paramsDto); err != nil {
+		return nil, errors.Join(processors.ErrSystem, err)
+	}
+
+	if err := deps.Validator.ValidateStruct(paramsDto); err != nil {
+		return nil, errors.Join(processors.ErrInvalidParam, err)
+	}
+
+	reqFormData := map[string]interface{}{
+		"mobile": paramsDto.MobileNo,
+	}
+
+	// 以表单方式调用数脉 API；参数在 CallAPIForm 内转为 application/x-www-form-urlencoded
+	apiPath := "/v4/phone/number" // 接口路径，根据数脉文档填写（如 v4/xxx）
+	respBytes, err := deps.ShumaiService.CallAPIForm(ctx, apiPath, reqFormData)
+	if err != nil {
+		if errors.Is(err, shumai.ErrNotFound) {
+			// 查无记录情况
+			return nil, errors.Join(processors.ErrNotFound, err)
+		} else if errors.Is(err, shumai.ErrDatasource) {
+			// 数据源错误
+			return nil, errors.Join(processors.ErrDatasource, err)
+		} else if errors.Is(err, shumai.ErrSystem) {
+			// 系统错误
+			return nil, errors.Join(processors.ErrSystem, err)
+		} else {
+			// 其他未知错误
+			return nil, errors.Join(processors.ErrSystem, err)
+		}
+	}
+
+	return respBytes, nil
+}
--- a/internal/domains/api/services/processors/yysy/yysy9e4a_processor.go
+++ b/internal/domains/api/services/processors/yysy/yysy9e4a_processor.go
@@ -39,6 +39,14 @@ func ProcessYYSY9E4ARequest(ctx context.Context, params []byte, deps *processors
 		}
 	}

+	// 兼容上游有时返回 JSON 字符串的情况：如果是字符串则尝试再反序列化一次
+	if str, ok := respData.(string); ok && str != "" {
+		var parsed interface{}
+		if err := json.Unmarshal([]byte(str), &parsed); err == nil {
+			respData = parsed
+		}
+	}
+
 	// 将响应数据转换为JSON字节
 	respBytes, err := json.Marshal(respData)
 	if err != nil {
--- a/internal/domains/finance/services/recharge_record_service.go
+++ b/internal/domains/finance/services/recharge_record_service.go
@@ -15,9 +15,9 @@ import (
 	"tyapi-server/internal/shared/interfaces"
 )

-// calculateAlipayRechargeBonus 计算支付宝充值赠送金额
+// calculateAlipayRechargeBonus 计算支付宝充值赠送金额（受 recharge_bonus_enabled 开关控制）
 func calculateAlipayRechargeBonus(rechargeAmount decimal.Decimal, walletConfig *config.WalletConfig) decimal.Decimal {
-	if walletConfig == nil || len(walletConfig.AliPayRechargeBonus) == 0 {
+	if walletConfig == nil || !walletConfig.RechargeBonusEnabled || len(walletConfig.AliPayRechargeBonus) == 0 {
 		return decimal.Zero
 	}

--- a/internal/domains/finance/services/recharge_record_service_test.go
+++ b/internal/domains/finance/services/recharge_record_service_test.go
@@ -10,8 +10,9 @@ import (
 )

 func TestCalculateAlipayRechargeBonus(t *testing.T) {
-	// 创建测试配置
+	// 创建测试配置（开启赠送）
 	walletConfig := &config.WalletConfig{
+		RechargeBonusEnabled: true,
 		AliPayRechargeBonus: []config.AliPayRechargeBonusRule{
 			{RechargeAmount: 1000.00, BonusAmount: 50.00},   // 充1000送50
 			{RechargeAmount: 5000.00, BonusAmount: 300.00},  // 充5000送300
@@ -74,6 +75,7 @@ func TestCalculateAlipayRechargeBonus(t *testing.T) {
 func TestCalculateAlipayRechargeBonus_EmptyConfig(t *testing.T) {
 	// 测试空配置
 	walletConfig := &config.WalletConfig{
+		RechargeBonusEnabled: true,
 		AliPayRechargeBonus: []config.AliPayRechargeBonusRule{},
 	}

@@ -85,4 +87,17 @@ func TestCalculateAlipayRechargeBonus_EmptyConfig(t *testing.T) {
 	assert.True(t, bonus.Equal(decimal.Zero), "nil配置应该返回零赠送金额")
 }

+func TestCalculateAlipayRechargeBonus_Disabled(t *testing.T) {
+	// 关闭赠送时，任意金额均不赠送
+	walletConfig := &config.WalletConfig{
+		RechargeBonusEnabled: false,
+		AliPayRechargeBonus: []config.AliPayRechargeBonusRule{
+			{RechargeAmount: 1000.00, BonusAmount: 50.00},
+			{RechargeAmount: 10000.00, BonusAmount: 800.00},
+		},
+	}
+	bonus := calculateAlipayRechargeBonus(decimal.NewFromFloat(10000.00), walletConfig)
+	assert.True(t, bonus.Equal(decimal.Zero), "关闭赠送时应返回零")
+}
+
 
--- a/internal/infrastructure/database/repositories/user/gorm_user_repository.go
+++ b/internal/infrastructure/database/repositories/user/gorm_user_repository.go
@@ -20,7 +20,7 @@ import (
 )

 const (
-	UsersTable = "users"
+	UsersTable   = "users"
 	UserCacheTTL = 30 * 60 // 30分钟
 )

@@ -415,7 +415,7 @@ func (r *GormUserRepository) GetSystemUserStatsByDateRange(ctx context.Context,
 // GetSystemDailyUserStats 获取系统每日用户统计
 func (r *GormUserRepository) GetSystemDailyUserStats(ctx context.Context, startDate, endDate time.Time) ([]map[string]interface{}, error) {
 	var results []map[string]interface{}
-	
+
 	sql := `
 		SELECT 
 			DATE(created_at) as date,
@@ -426,19 +426,19 @@ func (r *GormUserRepository) GetSystemDailyUserStats(ctx context.Context, startD
 		GROUP BY DATE(created_at)
 		ORDER BY date ASC
 	`
-	
+
 	err := r.GetDB(ctx).Raw(sql, startDate.Format("2006-01-02"), endDate.Format("2006-01-02")).Scan(&results).Error
 	if err != nil {
 		return nil, err
 	}
-	
+
 	return results, nil
 }

 // GetSystemMonthlyUserStats 获取系统每月用户统计
 func (r *GormUserRepository) GetSystemMonthlyUserStats(ctx context.Context, startDate, endDate time.Time) ([]map[string]interface{}, error) {
 	var results []map[string]interface{}
-	
+
 	sql := `
 		SELECT 
 			TO_CHAR(created_at, 'YYYY-MM') as month,
@@ -449,19 +449,19 @@ func (r *GormUserRepository) GetSystemMonthlyUserStats(ctx context.Context, star
 		GROUP BY TO_CHAR(created_at, 'YYYY-MM')
 		ORDER BY month ASC
 	`
-	
+
 	err := r.GetDB(ctx).Raw(sql, startDate, endDate).Scan(&results).Error
 	if err != nil {
 		return nil, err
 	}
-	
+
 	return results, nil
 }

 // GetSystemDailyCertificationStats 获取系统每日认证用户统计（基于is_certified字段）
 func (r *GormUserRepository) GetSystemDailyCertificationStats(ctx context.Context, startDate, endDate time.Time) ([]map[string]interface{}, error) {
 	var results []map[string]interface{}
-	
+
 	sql := `
 		SELECT 
 			DATE(updated_at) as date,
@@ -473,19 +473,19 @@ func (r *GormUserRepository) GetSystemDailyCertificationStats(ctx context.Contex
 		GROUP BY DATE(updated_at)
 		ORDER BY date ASC
 	`
-	
+
 	err := r.GetDB(ctx).Raw(sql, startDate.Format("2006-01-02"), endDate.Format("2006-01-02")).Scan(&results).Error
 	if err != nil {
 		return nil, err
 	}
-	
+
 	return results, nil
 }

 // GetSystemMonthlyCertificationStats 获取系统每月认证用户统计（基于is_certified字段）
 func (r *GormUserRepository) GetSystemMonthlyCertificationStats(ctx context.Context, startDate, endDate time.Time) ([]map[string]interface{}, error) {
 	var results []map[string]interface{}
-	
+
 	sql := `
 		SELECT 
 			TO_CHAR(updated_at, 'YYYY-MM') as month,
@@ -497,12 +497,12 @@ func (r *GormUserRepository) GetSystemMonthlyCertificationStats(ctx context.Cont
 		GROUP BY TO_CHAR(updated_at, 'YYYY-MM')
 		ORDER BY month ASC
 	`
-	
+
 	err := r.GetDB(ctx).Raw(sql, startDate, endDate).Scan(&results).Error
 	if err != nil {
 		return nil, err
 	}
-	
+
 	return results, nil
 }

@@ -510,7 +510,7 @@ func (r *GormUserRepository) GetSystemMonthlyCertificationStats(ctx context.Cont
 func (r *GormUserRepository) GetUserCallRankingByCalls(ctx context.Context, period string, limit int) ([]map[string]interface{}, error) {
 	var sql string
 	var args []interface{}
-	
+
 	switch period {
 	case "today":
 		sql = `
@@ -565,13 +565,13 @@ func (r *GormUserRepository) GetUserCallRankingByCalls(ctx context.Context, peri
 	default:
 		return nil, fmt.Errorf("不支持的时间周期: %s", period)
 	}
-	
+
 	var results []map[string]interface{}
 	err := r.GetDB(ctx).Raw(sql, args...).Scan(&results).Error
 	if err != nil {
 		return nil, err
 	}
-	
+
 	return results, nil
 }

@@ -579,7 +579,7 @@ func (r *GormUserRepository) GetUserCallRankingByCalls(ctx context.Context, peri
 func (r *GormUserRepository) GetUserCallRankingByConsumption(ctx context.Context, period string, limit int) ([]map[string]interface{}, error) {
 	var sql string
 	var args []interface{}
-	
+
 	switch period {
 	case "today":
 		sql = `
@@ -634,13 +634,13 @@ func (r *GormUserRepository) GetUserCallRankingByConsumption(ctx context.Context
 	default:
 		return nil, fmt.Errorf("不支持的时间周期: %s", period)
 	}
-	
+
 	var results []map[string]interface{}
 	err := r.GetDB(ctx).Raw(sql, args...).Scan(&results).Error
 	if err != nil {
 		return nil, err
 	}
-	
+
 	return results, nil
 }

@@ -648,7 +648,7 @@ func (r *GormUserRepository) GetUserCallRankingByConsumption(ctx context.Context
 func (r *GormUserRepository) GetRechargeRanking(ctx context.Context, period string, limit int) ([]map[string]interface{}, error) {
 	var sql string
 	var args []interface{}
-	
+
 	switch period {
 	case "today":
 		sql = `
@@ -709,12 +709,12 @@ func (r *GormUserRepository) GetRechargeRanking(ctx context.Context, period stri
 	default:
 		return nil, fmt.Errorf("不支持的时间周期: %s", period)
 	}
-	
+
 	var results []map[string]interface{}
 	err := r.GetDB(ctx).Raw(sql, args...).Scan(&results).Error
 	if err != nil {
 		return nil, err
 	}
-	
+
 	return results, nil
-}
+}
--- a/internal/infrastructure/external/shujubao/shujubao_service.go
+++ b/internal/infrastructure/external/shujubao/shujubao_service.go
@@ -17,12 +17,50 @@ import (
 	"tyapi-server/internal/shared/external_logger"
 )

+const (
+	// 错误日志中单条入参值的最大长度，避免 base64 等长内容打满日志
+	maxLogParamValueLen = 300
+)
+
 var (
 	ErrDatasource = errors.New("数据源异常")
 	ErrSystem     = errors.New("系统异常")
 	ErrQueryEmpty = errors.New("查询为空")
 )

+// truncateForLog 将字符串截断到指定长度，用于错误日志，避免 base64 等过长内容
+func truncateForLog(s string, maxLen int) string {
+	if maxLen <= 0 {
+		return s
+	}
+	if len(s) <= maxLen {
+		return s
+	}
+	return s[:maxLen] + "...[truncated, total " + strconv.Itoa(len(s)) + " chars]"
+}
+
+// paramsForLog 返回适合写入错误日志的入参副本（长字符串会被截断）
+func paramsForLog(params map[string]interface{}) map[string]interface{} {
+	if params == nil {
+		return nil
+	}
+	out := make(map[string]interface{}, len(params))
+	for k, v := range params {
+		if v == nil {
+			out[k] = nil
+			continue
+		}
+		switch val := v.(type) {
+		case string:
+			out[k] = truncateForLog(val, maxLogParamValueLen)
+		default:
+			s := fmt.Sprint(v)
+			out[k] = truncateForLog(s, maxLogParamValueLen)
+		}
+	}
+	return out
+}
+
 // ShujubaoResp 数据宝 API 通用响应（按实际文档调整）
 type ShujubaoResp struct {
 	Code    string      `json:"code"`
@@ -187,7 +225,7 @@ func (s *ShujubaoService) CallAPI(ctx context.Context, apiPath string, params ma
 	if err != nil {
 		err = errors.Join(ErrSystem, err)
 		if s.logger != nil {
-			s.logger.LogError(requestID, transactionID, apiPath, err, params)
+			s.logger.LogError(requestID, transactionID, apiPath, err, paramsForLog(params))
 		}
 		return nil, err
 	}
@@ -216,7 +254,7 @@ func (s *ShujubaoService) CallAPI(ctx context.Context, apiPath string, params ma
 			err = errors.Join(ErrSystem, err)
 		}
 		if s.logger != nil {
-			s.logger.LogError(requestID, transactionID, apiPath, err, params)
+			s.logger.LogError(requestID, transactionID, apiPath, err, paramsForLog(params))
 		}
 		return nil, err
 	}
@@ -226,7 +264,7 @@ func (s *ShujubaoService) CallAPI(ctx context.Context, apiPath string, params ma
 	if err != nil {
 		err = errors.Join(ErrSystem, err)
 		if s.logger != nil {
-			s.logger.LogError(requestID, transactionID, apiPath, err, params)
+			s.logger.LogError(requestID, transactionID, apiPath, err, paramsForLog(params))
 		}
 		return nil, err
 	}
@@ -239,7 +277,7 @@ func (s *ShujubaoService) CallAPI(ctx context.Context, apiPath string, params ma
 	if response.StatusCode != http.StatusOK {
 		err = errors.Join(ErrDatasource, fmt.Errorf("HTTP状态码 %d", response.StatusCode))
 		if s.logger != nil {
-			s.logger.LogError(requestID, transactionID, apiPath, err, params)
+			s.logger.LogError(requestID, transactionID, apiPath, err, paramsForLog(params))
 		}
 		return nil, err
 	}
@@ -248,7 +286,7 @@ func (s *ShujubaoService) CallAPI(ctx context.Context, apiPath string, params ma
 	if err := json.Unmarshal(respBody, &shujubaoResp); err != nil {
 		err = errors.Join(ErrSystem, fmt.Errorf("响应解析失败: %w", err))
 		if s.logger != nil {
-			s.logger.LogError(requestID, transactionID, apiPath, err, params)
+			s.logger.LogError(requestID, transactionID, apiPath, err, paramsForLog(params))
 		}
 		return nil, err
 	}
@@ -261,7 +299,7 @@ func (s *ShujubaoService) CallAPI(ctx context.Context, apiPath string, params ma
 	if code != "10000" {
 		shujubaoErr := NewShujubaoErrorFromCode(code, shujubaoResp.Message)
 		if s.logger != nil {
-			s.logger.LogError(requestID, transactionID, apiPath, shujubaoErr, params)
+			s.logger.LogError(requestID, transactionID, apiPath, shujubaoErr, paramsForLog(params))
 		}
 		return nil, errors.Join(ErrDatasource, shujubaoErr)
 	}
--- a/internal/infrastructure/external/shumai/shumai_service.go
+++ b/internal/infrastructure/external/shumai/shumai_service.go
@@ -16,12 +16,52 @@ import (
 	"tyapi-server/internal/shared/external_logger"
 )

+const (
+	// 错误日志中单条入参值的最大长度，避免 base64 等长内容打满日志
+	maxLogParamValueLen = 300
+	// 错误日志中 response_body 的最大长度
+	maxLogResponseBodyLen = 500
+)
+
 var (
 	ErrDatasource = errors.New("数据源异常")
 	ErrSystem     = errors.New("系统异常")
 	ErrNotFound   = errors.New("查询为空")
 )

+// truncateForLog 将字符串截断到指定长度，用于错误日志，避免 base64 等过长内容
+func truncateForLog(s string, maxLen int) string {
+	if maxLen <= 0 {
+		return s
+	}
+	if len(s) <= maxLen {
+		return s
+	}
+	return s[:maxLen] + "...[truncated, total " + strconv.Itoa(len(s)) + " chars]"
+}
+
+// requestParamsForLog 返回适合写入错误日志的入参副本（长字符串会被截断）
+func requestParamsForLog(reqFormData map[string]interface{}) map[string]interface{} {
+	if reqFormData == nil {
+		return nil
+	}
+	out := make(map[string]interface{}, len(reqFormData))
+	for k, v := range reqFormData {
+		if v == nil {
+			out[k] = nil
+			continue
+		}
+		switch val := v.(type) {
+		case string:
+			out[k] = truncateForLog(val, maxLogParamValueLen)
+		default:
+			s := fmt.Sprint(v)
+			out[k] = truncateForLog(s, maxLogParamValueLen)
+		}
+	}
+	return out
+}
+
 // ShumaiResponse 数脉 API 通用响应（占位，按实际文档调整）
 type ShumaiResponse struct {
 	Code    int         `json:"code"` // 状态码
@@ -188,7 +228,7 @@ func (s *ShumaiService) CallAPIForm(ctx context.Context, apiPath string, reqForm
 	if err != nil {
 		err = errors.Join(ErrSystem, err)
 		if s.logger != nil {
-			s.logger.LogError(requestID, transactionID, apiPath, err, map[string]interface{}{"request_params": reqFormData})
+			s.logger.LogError(requestID, transactionID, apiPath, err, map[string]interface{}{"request_params": requestParamsForLog(reqFormData)})
 		}
 		return nil, err
 	}
@@ -216,7 +256,7 @@ func (s *ShumaiService) CallAPIForm(ctx context.Context, apiPath string, reqForm
 			err = errors.Join(ErrSystem, err)
 		}
 		if s.logger != nil {
-			s.logger.LogError(requestID, transactionID, apiPath, err, map[string]interface{}{"request_params": reqFormData})
+			s.logger.LogError(requestID, transactionID, apiPath, err, map[string]interface{}{"request_params": requestParamsForLog(reqFormData)})
 		}
 		return nil, err
 	}
@@ -227,7 +267,7 @@ func (s *ShumaiService) CallAPIForm(ctx context.Context, apiPath string, reqForm
 	if err != nil {
 		err = errors.Join(ErrSystem, err)
 		if s.logger != nil {
-			s.logger.LogError(requestID, transactionID, apiPath, err, map[string]interface{}{"request_params": reqFormData})
+			s.logger.LogError(requestID, transactionID, apiPath, err, map[string]interface{}{"request_params": requestParamsForLog(reqFormData)})
 		}
 		return nil, err
 	}
@@ -236,8 +276,8 @@ func (s *ShumaiService) CallAPIForm(ctx context.Context, apiPath string, reqForm
 		err = errors.Join(ErrDatasource, fmt.Errorf("HTTP %d", resp.StatusCode))
 		if s.logger != nil {
 			errorPayload := map[string]interface{}{
-				"request_params": reqFormData,
-				"response_body":  string(raw),
+				"request_params": requestParamsForLog(reqFormData),
+				"response_body":  truncateForLog(string(raw), maxLogResponseBodyLen),
 			}
 			s.logger.LogError(requestID, transactionID, apiPath, err, errorPayload)
 		}
@@ -253,8 +293,8 @@ func (s *ShumaiService) CallAPIForm(ctx context.Context, apiPath string, reqForm
 		parseErr := errors.Join(ErrSystem, fmt.Errorf("响应解析失败: %w", err))
 		if s.logger != nil {
 			s.logger.LogError(requestID, transactionID, apiPath, parseErr, map[string]interface{}{
-				"request_params": reqFormData,
-				"response_body":  string(raw),
+				"request_params": requestParamsForLog(reqFormData),
+				"response_body":  truncateForLog(string(raw), maxLogResponseBodyLen),
 			})
 		}
 		return nil, parseErr
@@ -273,8 +313,8 @@ func (s *ShumaiService) CallAPIForm(ctx context.Context, apiPath string, reqForm
 		}
 		if s.logger != nil {
 			s.logger.LogError(requestID, transactionID, apiPath, shumaiErr, map[string]interface{}{
-				"request_params": reqFormData,
-				"response_body":  string(raw),
+				"request_params": requestParamsForLog(reqFormData),
+				"response_body":  truncateForLog(string(raw), maxLogResponseBodyLen),
 			})
 		}
 		if shumaiErr.IsNoRecord() {
@@ -292,8 +332,8 @@ func (s *ShumaiService) CallAPIForm(ctx context.Context, apiPath string, reqForm
 		marshalErr := errors.Join(ErrSystem, fmt.Errorf("data 序列化失败: %w", err))
 		if s.logger != nil {
 			s.logger.LogError(requestID, transactionID, apiPath, marshalErr, map[string]interface{}{
-				"request_params": reqFormData,
-				"response_body":  string(raw),
+				"request_params": requestParamsForLog(reqFormData),
+				"response_body":  truncateForLog(string(raw), maxLogResponseBodyLen),
 			})
 		}
 		return nil, marshalErr
--- a/internal/infrastructure/external/zhicha/zhicha_service.go
+++ b/internal/infrastructure/external/zhicha/zhicha_service.go
@@ -210,8 +210,13 @@ func (z *ZhichaService) CallAPI(ctx context.Context, proID string, params map[st
 		return nil, ErrDatasource
 	}

-	// 201 表示查询为空，返回空对象
+	// 201 表示查询为空，兼容其它情况如果data也为空，则返回空对象
 	if zhichaResp.Code == "201" {
+		// 先做类型断言
+		dataMap, ok := zhichaResp.Data.(map[string]interface{})
+		if ok && len(dataMap) > 0 {
+			return dataMap, nil
+		}
 		return map[string]interface{}{}, nil
 	}

--- a/internal/infrastructure/external/zhicha/zhicha_test.go
+++ b/internal/infrastructure/external/zhicha/zhicha_test.go
@@ -91,9 +91,9 @@ func TestDecryptWithInvalidData(t *testing.T) {
 		"",               // 空数据
 		"invalid_base64", // 无效的Base64
 		"dGVzdA==",       // 有效的Base64但不是AES加密数据
-		"ZmJIKRQz6j+IboulkSfq0g==",
-		"qBijvRmmm3bbLEdaCMw2XvHc8SDq3oGh6lD6BwELyhU=",
-		"ITtZBkPMZQ88UTHWJuWjSA==",
+		"i96w+SDjwENjuvsokMFbLw==",
+		"oaihmICgEcszWMk0gXoB12E/ygF4g78x0/sC3/KHnBk=",
+		"5bx+WvXvdNRVVOp9UuNFHg==",
 	}

 	for _, data := range invalidData {
--- a/resources/Pure
+++ b/resources/Pure
Author	SHA1	Message	Date
Mrx	d7a5589873	f	2026-03-09 11:31:40 +08:00
Mrx	b0ec75d1af	f	2026-03-06 16:39:00 +08:00
Mrx	57d18be972	f	2026-03-06 16:28:25 +08:00
Mrx	3d8775b6dc	f	2026-03-06 15:20:27 +08:00
Mrx	f40950f890	f	2026-03-06 15:12:58 +08:00
Mrx	ba21a8f965	Merge branch 'main' of http://1.117.67.95:3000/team/tyapi-server	2026-03-06 10:56:37 +08:00
Mrx	7d2716da7a	f	2026-03-06 10:56:36 +08:00
liangzai	9a7bda9527	f	2026-03-05 19:03:18 +08:00
liangzai	abdae033f0	f	2026-03-05 18:44:17 +08:00
liangzai	96abacd392	f	2026-03-05 18:41:00 +08:00
liangzai	4e6c93413e	Merge branch 'main' of http://1.117.67.95:3000/team/tyapi-server	2026-03-05 17:44:59 +08:00
liangzai	9c8dbd458f	f	2026-03-05 17:44:50 +08:00
Mrx	9e9cee02f5	Merge branch 'main' of http://1.117.67.95:3000/team/tyapi-server	2026-03-05 16:24:56 +08:00
Mrx	360bd579ce	f	2026-03-05 16:24:53 +08:00
liangzai	db889ccba0	f	2026-03-05 14:17:48 +08:00
liangzai	25a4961328	f	2026-03-05 12:26:02 +08:00
Mrx	578e68a76b	f	2026-03-05 11:05:01 +08:00
Mrx	019e47896d	f	2026-03-05 10:57:06 +08:00
Mrx	c0898e6829	f	2026-03-05 10:54:16 +08:00
Mrx	4ee6e891cd	f	2026-03-04 14:10:30 +08:00
Mrx	44b5f6b145	f	2026-03-04 13:20:44 +08:00
Mrx	677b7362cf	f	2026-03-04 13:19:55 +08:00
Mrx	02dbc02fe8	f	2026-03-04 12:59:45 +08:00
Mrx	374143995e	f	2026-03-04 12:41:08 +08:00
Mrx	7a957a6b87	f	2026-03-04 12:39:01 +08:00
Mrx	c885d562ee	f	2026-03-02 19:21:23 +08:00
Mrx	9f36cd8b63	f	2026-03-02 12:21:25 +08:00
Mrx	4122f874fc	f	2026-03-02 12:16:27 +08:00
Mrx	9a32387b21	f	2026-03-02 11:56:47 +08:00
Mrx	7bf9150cfc	f	2026-03-02 11:39:53 +08:00
Mrx	fecd5a38fd	Merge branch 'main' of http://1.117.67.95:3000/team/tyapi-server	2026-03-02 11:38:30 +08:00
Mrx	2636d9dff6	f	2026-03-02 11:38:19 +08:00
liangzai	927b08b871	f	2026-02-28 14:49:42 +08:00
liangzai	dedd4a60a4	f	2026-02-28 14:05:54 +08:00
liangzai	a54a19e439	f	2026-02-27 16:49:45 +08:00