This commit is contained in:
Mrx
2026-05-30 11:13:17 +08:00
parent 5ee816d6c1
commit 928ff4d766
6 changed files with 172 additions and 107 deletions

View File

@@ -7,7 +7,7 @@ import (
"tyapi-server/internal/domains/api/dto"
"tyapi-server/internal/domains/api/services/processors"
"tyapi-server/internal/infrastructure/external/zhicha"
"tyapi-server/internal/infrastructure/external/nuoer"
)
// ProcessIVYZRAX1Request IVYZRAX1 API处理方法 - 融安信用分
@@ -21,45 +21,34 @@ func ProcessIVYZRAX1Request(ctx context.Context, params []byte, deps *processors
return nil, errors.Join(processors.ErrInvalidParam, err)
}
// encryptedName, err := deps.ZhichaService.Encrypt(paramsDto.Name)
// if err != nil {
// return nil, errors.Join(processors.ErrSystem, err)
// }
// encryptedIDCard, err := deps.ZhichaService.Encrypt(paramsDto.IDCard)
// if err != nil {
// return nil, errors.Join(processors.ErrSystem, err)
// }
// encryptedMoblie, err := deps.ZhichaService.Encrypt(paramsDto.MobileNo)
// if err != nil {
// return nil, errors.Join(processors.ErrSystem, err)
// }
md5Name := deps.ZhichaService.MD5(paramsDto.Name)
md5IDCard := deps.ZhichaService.MD5(paramsDto.IDCard)
md5Mobile := deps.ZhichaService.MD5(paramsDto.MobileNo)
reqData := map[string]interface{}{
// "name": encryptedName,
// "idCard": encryptedIDCard,
// "phone": encryptedMoblie,
"authorized": paramsDto.Authorized,
"name": md5Name,
"idCard": md5IDCard,
"phone": md5Mobile,
body := map[string]string{
"name": paramsDto.Name,
"idCard": paramsDto.IDCard,
"mobile": paramsDto.MobileNo,
}
respData, err := deps.ZhichaService.CallAPI(ctx, "ZCI084", reqData)
nuoerDoCheckAPIKey := "zhiTongModelG"
ApiPath := "/v1/doCheck"
resp, err := deps.NuoerService.CallAPI(ctx, nuoerDoCheckAPIKey, ApiPath, body)
if err != nil {
if errors.Is(err, zhicha.ErrDatasource) {
if errors.Is(err, nuoer.ErrDatasource) {
return nil, errors.Join(processors.ErrDatasource, err)
} else {
return nil, errors.Join(processors.ErrSystem, err)
}
if errors.Is(err, nuoer.ErrNotFound) {
return nil, errors.Join(processors.ErrNotFound, err)
}
return nil, errors.Join(processors.ErrSystem, err)
}
// 将响应数据转换为JSON字节
respBytes, err := json.Marshal(respData)
rawData, ok := resp.Data.(map[string]interface{})
if !ok {
return processors.MarshalRawResponse(resp.Data)
}
result := mapNuoerZhiTongModelGToIVYZRAX1Response(rawData)
respBytes, err := json.Marshal(result)
if err != nil {
return nil, errors.Join(processors.ErrSystem, err)
}

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@@ -0,0 +1,74 @@
package ivyz
import (
"math"
"strconv"
)
const (
rax1ScoreYwBaseMin = 300
rax1ScoreYwBaseMax = 1000
rax1ScoreYwBaseIntercept = 984.0
rax1ScoreYwBaseSlope = 6.32
)
// mapNuoerZhiTongModelGToIVYZRAX1Response 将 nuoer zhiTongModelG 响应转为 IVYZRAX1 对外结构。
// nuoer score 为百分制(0~100越低越安全),映射为 scoreywbase 千分制(300~1000越高越安全)。
// 同分下 scoreywbase 高于 JRZQ0L85 的 score_120_General。未匹配到数据时返回空对象 {}。
func mapNuoerZhiTongModelGToIVYZRAX1Response(data map[string]interface{}) map[string]interface{} {
score, ok := extractRax1Score(data)
if !ok {
return map[string]interface{}{}
}
return map[string]interface{}{
"scoreywbase": mapRax1ScoreToScoreYwBase(score),
}
}
func extractRax1Score(data map[string]interface{}) (float64, bool) {
if data == nil {
return 0, false
}
payload := data
if result, ok := data["result"].(map[string]interface{}); ok {
payload = result
}
return parseRax1Score(payload["score"])
}
func parseRax1Score(v interface{}) (float64, bool) {
if v == nil {
return 0, false
}
switch val := v.(type) {
case float64:
return val, true
case int:
return float64(val), true
case int64:
return float64(val), true
case string:
if val == "" {
return 0, false
}
f, err := strconv.ParseFloat(val, 64)
if err != nil {
return 0, false
}
return f, true
default:
return 0, false
}
}
// mapRax1ScoreToScoreYwBase 百分制 score 转千分制 scoreywbase。
// 样本标定40.49→72850.46→665即 round(984 - score*6.32),结果钳制到 [300, 1000]。
func mapRax1ScoreToScoreYwBase(score float64) string {
v := int(math.Round(rax1ScoreYwBaseIntercept - score*rax1ScoreYwBaseSlope))
if v < rax1ScoreYwBaseMin {
v = rax1ScoreYwBaseMin
} else if v > rax1ScoreYwBaseMax {
v = rax1ScoreYwBaseMax
}
return strconv.Itoa(v)
}

View File

@@ -0,0 +1,20 @@
{
"scoreywbase": "728"
}
{
"result": {
"score": "40.49"
}
}
{
"result": {
"score": "50.46"
}
}
{
"scoreywbase": "665"
}

View File

@@ -4,12 +4,10 @@ import (
"context"
"encoding/json"
"errors"
"math"
"strconv"
"tyapi-server/internal/domains/api/dto"
"tyapi-server/internal/domains/api/services/processors"
"tyapi-server/internal/infrastructure/external/zhicha"
"tyapi-server/internal/infrastructure/external/nuoer"
)
// ProcessJRZQ0L85Request JRZQ0L85 API处理方法 - 个人信用分
@@ -22,39 +20,32 @@ func ProcessJRZQ0L85Request(ctx context.Context, params []byte, deps *processors
if err := deps.Validator.ValidateStruct(paramsDto); err != nil {
return nil, errors.Join(processors.ErrInvalidParam, err)
}
md5Name := deps.ZhichaService.MD5(paramsDto.Name)
md5IDCard := deps.ZhichaService.MD5(paramsDto.IDCard)
md5MobileNo := deps.ZhichaService.MD5(paramsDto.MobileNo)
reqData := map[string]interface{}{
"name": md5Name,
"idCard": md5IDCard,
"phone": md5MobileNo,
"authorized": "1",
body := map[string]string{
"name": paramsDto.Name,
"idCard": paramsDto.IDCard,
"mobile": paramsDto.MobileNo,
}
respData, err := deps.ZhichaService.CallAPI(ctx, "ZCI084", reqData)
nuoerDoCheckAPIKey := "zhiTongModelG"
ApiPath := "/v1/doCheck"
resp, err := deps.NuoerService.CallAPI(ctx, nuoerDoCheckAPIKey, ApiPath, body)
if err != nil {
if errors.Is(err, zhicha.ErrDatasource) {
if errors.Is(err, nuoer.ErrDatasource) {
return nil, errors.Join(processors.ErrDatasource, err)
} else {
return nil, errors.Join(processors.ErrSystem, err)
}
if errors.Is(err, nuoer.ErrNotFound) {
return nil, errors.Join(processors.ErrNotFound, err)
}
return nil, errors.Join(processors.ErrSystem, err)
}
score := "-1"
if m, ok := respData.(map[string]interface{}); ok {
if rawScore, exists := m["scoreywbase"]; exists {
if v, ok := parseToFloat64(rawScore); ok {
score = mapScoreAfywBaseToGeneralScore(v)
}
}
rawData, ok := resp.Data.(map[string]interface{})
if !ok {
return processors.MarshalRawResponse(resp.Data)
}
result := map[string]interface{}{
"score_120_General": score,
}
result := mapNuoerZhiTongModelGToResponse(rawData)
respBytes, err := json.Marshal(result)
if err != nil {
@@ -63,50 +54,3 @@ func ProcessJRZQ0L85Request(ctx context.Context, params []byte, deps *processors
return respBytes, nil
}
func parseToFloat64(v interface{}) (float64, bool) {
switch value := v.(type) {
case float64:
return value, true
case string:
if value == "" {
return 0, false
}
f, err := strconv.ParseFloat(value, 64)
if err != nil {
return 0, false
}
return f, true
case json.Number:
f, err := value.Float64()
if err != nil {
return 0, false
}
return f, true
default:
return 0, false
}
}
func mapScoreAfywBaseToGeneralScore(scoreAfywBase float64) string {
// scoreafywbase: 300~1000分值越高违约概率越低。
// score_120_General: 300~900分值越高信用越好。
if scoreAfywBase < 300 {
scoreAfywBase = 300
}
if scoreAfywBase > 1000 {
scoreAfywBase = 1000
}
// 线性映射300->300, 1000->900
score := 300 + (scoreAfywBase-300)*600/700
scoreInt := int(math.Round(score))
if scoreInt < 300 {
scoreInt = 300
}
if scoreInt > 900 {
scoreInt = 900
}
return strconv.Itoa(scoreInt)
}

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@@ -0,0 +1,37 @@
package jrzq
import (
"math"
"strconv"
)
const (
score120GeneralMin = 300
score120GeneralMax = 900
score120GeneralIntercept = 932.0
score120GeneralSlope = 6.32
)
// mapNuoerZhiTongModelGToResponse 将 nuoer zhiTongModelG 响应转为 JRZQ0L85 对外结构。
// nuoer score 为百分制(0~100越低越安全),映射为 score_120_General 千分制(300~900越高越安全-1 表示未命中)。
func mapNuoerZhiTongModelGToResponse(data map[string]interface{}) map[string]interface{} {
score, ok := extractConsumerTagScore(data)
return map[string]interface{}{
"score_120_General": mapZhiTongModelGScoreToScore120General(score, ok),
}
}
// mapZhiTongModelGScoreToScore120General 百分制 score 转千分制 score_120_General。
// 样本标定50.46→613即 round(932 - score*6.32),结果钳制到 [300, 900]。
func mapZhiTongModelGScoreToScore120General(score float64, ok bool) string {
if !ok {
return "-1"
}
v := int(math.Round(score120GeneralIntercept - score*score120GeneralSlope))
if v < score120GeneralMin {
v = score120GeneralMin
} else if v > score120GeneralMax {
v = score120GeneralMax
}
return strconv.Itoa(v)
}