f

internal/application/finance/dto/responses/finance_responses.go

@@ -108,8 +108,10 @@ type AlipayRechargeOrderResponse struct {
 
 // RechargeConfigResponse 充值配置响应
 type RechargeConfigResponse struct {
-	MinAmount           string                            `json:"min_amount"` // 最低充值金额
-	MaxAmount           string                            `json:"max_amount"` // 最高充值金额
+	MinAmount           string                            `json:"min_amount"`            // 最低充值金额
+	MaxAmount           string                            `json:"max_amount"`            // 最高充值金额
+	RechargeBonusEnabled bool                             `json:"recharge_bonus_enabled"` // 是否启用充值赠送
+	ApiStoreRechargeTip string                            `json:"api_store_recharge_tip"` // API 商店充值提示（大额/批量联系商务）
 	AlipayRechargeBonus []AlipayRechargeBonusRuleResponse `json:"alipay_recharge_bonus"`
 }
 

internal/application/finance/finance_application_service_impl.go

@@ -1337,17 +1337,26 @@ func (s *FinanceApplicationServiceImpl) GetAdminRechargeRecords(ctx context.Cont
 
 // GetRechargeConfig 获取充值配置
 func (s *FinanceApplicationServiceImpl) GetRechargeConfig(ctx context.Context) (*responses.RechargeConfigResponse, error) {
-	bonus := make([]responses.AlipayRechargeBonusRuleResponse, 0, len(s.config.Wallet.AliPayRechargeBonus))
-	for _, rule := range s.config.Wallet.AliPayRechargeBonus {
-		bonus = append(bonus, responses.AlipayRechargeBonusRuleResponse{
-			RechargeAmount: rule.RechargeAmount,
-			BonusAmount:    rule.BonusAmount,
-		})
+	bonus := make([]responses.AlipayRechargeBonusRuleResponse, 0)
+	if s.config.Wallet.RechargeBonusEnabled && len(s.config.Wallet.AliPayRechargeBonus) > 0 {
+		bonus = make([]responses.AlipayRechargeBonusRuleResponse, 0, len(s.config.Wallet.AliPayRechargeBonus))
+		for _, rule := range s.config.Wallet.AliPayRechargeBonus {
+			bonus = append(bonus, responses.AlipayRechargeBonusRuleResponse{
+				RechargeAmount: rule.RechargeAmount,
+				BonusAmount:    rule.BonusAmount,
+			})
+		}
+	}
+	tip := s.config.Wallet.ApiStoreRechargeTip
+	if tip == "" && !s.config.Wallet.RechargeBonusEnabled {
+		tip = "尊敬的客户，若您的充值金额较大或有批量调价需求，为获取专属商务优惠方案，请直接联系我司商务团队进行洽谈。感谢您的支持！"
 	}
 	return &responses.RechargeConfigResponse{
-		MinAmount:           s.config.Wallet.MinAmount,
-		MaxAmount:           s.config.Wallet.MaxAmount,
-		AlipayRechargeBonus: bonus,
+		MinAmount:            s.config.Wallet.MinAmount,
+		MaxAmount:            s.config.Wallet.MaxAmount,
+		RechargeBonusEnabled: s.config.Wallet.RechargeBonusEnabled,
+		ApiStoreRechargeTip:  tip,
+		AlipayRechargeBonus:  bonus,
 	}, nil
 }
 
@@ -1651,9 +1660,9 @@ func (s *FinanceApplicationServiceImpl) processWechatPaymentSuccess(ctx context.
 		return nil
 	}
 
-	// 计算充值赠送金额（复用支付宝的赠送逻辑）
+	// 计算充值赠送金额（复用支付宝的赠送逻辑，受 recharge_bonus_enabled 开关控制）
 	bonusAmount := decimal.Zero
-	if len(s.config.Wallet.AliPayRechargeBonus) > 0 {
+	if s.config.Wallet.RechargeBonusEnabled && len(s.config.Wallet.AliPayRechargeBonus) > 0 {
 		for i := len(s.config.Wallet.AliPayRechargeBonus) - 1; i >= 0; i-- {
 			rule := s.config.Wallet.AliPayRechargeBonus[i]
 			if amount.GreaterThanOrEqual(decimal.NewFromFloat(rule.RechargeAmount)) {