diff --git a/internal/domains/api/services/processors/jrzq/jrzq0l85_processor.go b/internal/domains/api/services/processors/jrzq/jrzq0l85_processor.go
index 29ae332..6208d88 100644
--- a/internal/domains/api/services/processors/jrzq/jrzq0l85_processor.go
+++ b/internal/domains/api/services/processors/jrzq/jrzq0l85_processor.go
@@ -23,29 +23,18 @@ func ProcessJRZQ0L85Request(ctx context.Context, params []byte, deps *processors
 		return nil, errors.Join(processors.ErrInvalidParam, err)
 	}
 
-	encryptedName, err := deps.ZhichaService.Encrypt(paramsDto.Name)
-	if err != nil {
-		return nil, errors.Join(processors.ErrSystem, err)
-	}
-
-	encryptedIDCard, err := deps.ZhichaService.Encrypt(paramsDto.IDCard)
-	if err != nil {
-		return nil, errors.Join(processors.ErrSystem, err)
-	}
-
-	encryptedMobileNo, err := deps.ZhichaService.Encrypt(paramsDto.MobileNo)
-	if err != nil {
-		return nil, errors.Join(processors.ErrSystem, err)
-	}
+	md5Name := deps.ZhichaService.MD5(paramsDto.Name)
+	md5IDCard := deps.ZhichaService.MD5(paramsDto.IDCard)
+	md5MobileNo := deps.ZhichaService.MD5(paramsDto.MobileNo)
 
 	reqData := map[string]interface{}{
-		"name":       encryptedName,
-		"idCard":     encryptedIDCard,
-		"phone":      encryptedMobileNo,
+		"name":       md5Name,
+		"idCard":     md5IDCard,
+		"phone":      md5MobileNo,
 		"authorized": "1",
 	}
 
-	respData, err := deps.ZhichaService.CallAPI(ctx, "ZCI021", reqData)
+	respData, err := deps.ZhichaService.CallAPI(ctx, "ZCI084", reqData)
 	if err != nil {
 		if errors.Is(err, zhicha.ErrDatasource) {
 			return nil, errors.Join(processors.ErrDatasource, err)
@@ -56,9 +45,9 @@ func ProcessJRZQ0L85Request(ctx context.Context, params []byte, deps *processors
 
 	score := "-1"
 	if m, ok := respData.(map[string]interface{}); ok {
-		if raw, exists := m["xyp_cpl0081"]; exists {
+		if raw, exists := m["scoreafywbase"]; exists {
 			if v, ok := parseToFloat64(raw); ok {
-				score = mapXypToGeneralScore(v)
+				score = mapScoreAfywBaseToGeneralScore(v)
 			}
 		}
 	}
@@ -99,17 +88,18 @@ func parseToFloat64(v interface{}) (float64, bool) {
 	}
 }
 
-func mapXypToGeneralScore(xyp float64) string {
-	// xyp_cpl0081: 0~1，值越大风险越高；
-	// score_120_General: 300~900，值越大信用越好。
-	if xyp < 0 {
-		xyp = 0
+func mapScoreAfywBaseToGeneralScore(scoreAfywBase float64) string {
+	// scoreafywbase: 300~1000，分值越高违约概率越低。
+	// score_120_General: 300~900，分值越高信用越好。
+	if scoreAfywBase < 300 {
+		scoreAfywBase = 300
 	}
-	if xyp > 1 {
-		xyp = 1
+	if scoreAfywBase > 1000 {
+		scoreAfywBase = 1000
 	}
 
-	score := 900 - xyp*600
+	// 线性映射：300->300, 1000->900
+	score := 300 + (scoreAfywBase-300)*600/700
 	scoreInt := int(math.Round(score))
 	if scoreInt < 300 {
 		scoreInt = 300