{ "responses": { "DWBG8B4D": { "api_code": "DWBG8B4D", "data": { "baseInfo": { "age": 25, "channel": "中国移动", "idCard": "4521**200008***23X", "location": "广西壮族自治区南宁地区横县", "name": "张*宏", "phone": "182****1590", "phoneArea": "广西壮族自治区-南宁", "sex": "男", "status": 1 }, "checkSuggest": "建议审核", "creditScore": 599, "elementVerificationDetail": { "antiFraudInfo": { "gamblerPlayer": "A", "moneyLaundering": "A" }, "belongRiskFlag": 2, "belongRisks": { "num": "1", "personCity": "南宁地区", "personProvence": "广西壮族自治区", "phoneCardType": "移动", "phoneCity": "南宁", "phoneProvence": "广西壮族自治区" }, "highRiskFlag": 2, "keyPersonCheckList": { "fangAiFlag": 0, "fontFlag": 0, "jingJiFontFlag": 0, "num": "1", "sheJiaoTongFlag": 0, "zhongDianFlag": 0 }, "onlineRiskFlag": 2, "onlineRiskList": { "lineType": "移动", "num": "1", "onLineTimes": "24,+(个月)" }, "personCheckDetails": { "ele": "身份证号、姓名", "num": "1", "result": "一致" }, "phoneCheckDetails": { "ele": "身份证号、手机号、姓名", "num": "1", "phoneCompany": "中国移动", "result": "一致" }, 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"threeCInstitutionApplicationCountLast6MonthsNight": "0/0", "threeCInstitutionApplicationCountLast6MonthsWeekend": "1/0", "threeCInstitutionApplicationCountLast7Days": "0/0", "threeCInstitutionApplicationCountLast7DaysNight": "0/0", "threeCInstitutionApplicationCountLast7DaysWeekend": "0/0", "threeCInstitutionApplicationCountLastMonth": "1/1", "threeCInstitutionApplicationCountLastMonthNight": "0/0", "threeCInstitutionApplicationCountLastMonthWeekend": "0/0", "threeCPlatformApplicationCountLast12Months": "3/3", "threeCPlatformApplicationCountLast12MonthsNight": "0/0", "threeCPlatformApplicationCountLast12MonthsWeekend": "1/0", "threeCPlatformApplicationCountLast14Days": "0/0", "threeCPlatformApplicationCountLast14DaysNight": "0/0", "threeCPlatformApplicationCountLast14DaysWeekend": "0/0", "threeCPlatformApplicationCountLast3Days": "0/0", "threeCPlatformApplicationCountLast3DaysNight": "0/0", "threeCPlatformApplicationCountLast3DaysWeekend": "0/0", "threeCPlatformApplicationCountLast3Months": "3/3", "threeCPlatformApplicationCountLast3MonthsNight": "0/0", "threeCPlatformApplicationCountLast3MonthsWeekend": "1/0", "threeCPlatformApplicationCountLast6Months": "3/3", "threeCPlatformApplicationCountLast6MonthsNight": "0/0", "threeCPlatformApplicationCountLast6MonthsWeekend": "1/0", "threeCPlatformApplicationCountLast7Days": "0/0", "threeCPlatformApplicationCountLast7DaysNight": "0/0", "threeCPlatformApplicationCountLast7DaysWeekend": "0/0", "threeCPlatformApplicationCountLastMonth": "1/1", "threeCPlatformApplicationCountLastMonthNight": "0/0", "threeCPlatformApplicationCountLastMonthWeekend": "0/0" }, "loanEvaluationVerificationDetail": { "businessLoanPerformances": [ { "last12Month": "2/2", "last12MonthCount": "8/8", "last15Day": "0/0", "last15DayCount": "0/0", "last1Month": "0/0", "last1MonthCount": "0/0", "last3Month": "0/0", "last3MonthCount": "0/0", "last6Month": "2/2", "last6MonthCount": "3/3", "last7Day": "0/0", 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"repaymentSuccessCountLastMonth": "-", "settledInstitutionCount": "-", "specialListVerification": [], "totalLoanInstitutions": "-", "totalLoanRepaymentAmount": "-", "tsmdyzFlag": 0 }, "riskSupervision": { "details": "无", "leastApplicationTime": "2025-09-11", "rentalRiskListIdCardRelationsPhones": 0, "rentalRiskListPhoneRelationsIdCards": 0 }, "riskWarning": { "frequentApplicationRecent": 0, "frequentBankApplications": 0, "frequentNonBankApplications": 0, "frequentRentalApplications": 0, "hasCriminalRecord": 0, "highDebtPressure": 0, "highFraudGangLevel": 0, "hitAdministrativeCase": 0, "hitBankruptcyAndLiquidation": 0, "hitCivilCase": 0, "hitCompensationCase": 0, "hitCriminalRisk": 0, "hitCurrentOverdue": 0, "hitDirectlyUnderCase": 0, "hitExecutionCase": 0, "hitHighRiskBankLastTwoYears": 0, "hitHighRiskNonBankLastTwoYears": 0, "hitPreservationReview": 0, "idCardPhoneProvinceMismatch": 0, "idCardTwoElementMismatch": 0, "isAntiFraudInfo": 1, "isDisrupSocial": 0, "isEconomyFront": 0, 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