diff --git a/src/views/Withdraw.vue b/src/views/Withdraw.vue
index 83a7a8f..39a39c3 100644
--- a/src/views/Withdraw.vue
+++ b/src/views/Withdraw.vue
@@ -22,41 +22,96 @@
         <div>
             <!-- 提现卡片 -->
             <div class="rounded-xl shadow-lg p-6 mb-4" style="background: linear-gradient(135deg, var(--van-theme-primary-light), rgba(255,255,255,0.8));">
-                <div class="flex items-center mb-6">
-                    <van-icon name="alipay" class="text-xl mr-2" style="color: #1677FF;" />
-                    <h1 class="text-xl font-bold" style="color: var(--van-text-color);">支付宝提现</h1>
-                </div>
-
-                <!-- 支付宝账号 -->
-                <div class="mb-6">
-                    <label class="text-sm mb-2 block" style="color: var(--van-text-color);">支付宝账号</label>
-                    <van-field v-model="alipayAccount" placeholder="请输入支付宝账号"
-                        class="flex items-center rounded-lg bg-white/90 backdrop-blur-sm shadow-sm"
-                        :rules="[{ required: true, message: ' ' }]">
-                        <template #left-icon>
-                            <van-icon name="phone-o" style="color: var(--van-text-color-2);" />
-                        </template>
-                    </van-field>
-                    <small class="text-xs mt-1 block" style="color: var(--van-text-color-2);">可填写支付宝账户绑定的手机号</small>
-                </div>
-                <!-- 支付宝实名姓名 -->
-                <div class="mb-6">
-                    <label class="text-sm mb-2 block" style="color: var(--van-text-color);">实名姓名</label>
-                    <van-field v-model="realName" placeholder="请输入支付宝认证姓名"
-                        class="flex items-center rounded-lg bg-white/90 backdrop-blur-sm shadow-sm" :rules="[
-                            {
-                                required: true,
-                                message: ' ',
-                                validator: (val) =>
-                                    /^[\u4e00-\u9fa5]{2,4}$/.test(val),
-                            },
-                        ]">
-                        <template #left-icon>
-                            <van-icon name="contact-o" style="color: var(--van-text-color-2);" />
-                        </template>
-                    </van-field>
-                    <small class="text-xs mt-1 block" style="color: var(--van-text-color-2);">请填写支付宝账户认证的真实姓名</small>
-                </div>
+                <!-- 提现方式切换 -->
+                <van-tabs v-model:active="withdrawalType" shrink class="mb-4" title-active-color="var(--van-theme-primary)" @change="onWithdrawalTypeChange">
+                    <van-tab title="支付宝" :name="1">
+                        <div class="pt-2">
+                            <div class="flex items-center mb-4">
+                                <van-icon name="alipay" class="text-xl mr-2" style="color: #1677FF;" />
+                                <span class="text-base font-medium" style="color: var(--van-text-color);">支付宝提现</span>
+                            </div>
+                            <!-- 支付宝账号 -->
+                            <div class="mb-6">
+                                <label class="text-sm mb-2 block" style="color: var(--van-text-color);">支付宝账号</label>
+                                <van-field v-model="alipayAccount" placeholder="请输入支付宝账号"
+                                    class="flex items-center rounded-lg bg-white/90 backdrop-blur-sm shadow-sm"
+                                    :rules="[{ required: true, message: ' ' }]">
+                                    <template #left-icon>
+                                        <van-icon name="phone-o" style="color: var(--van-text-color-2);" />
+                                    </template>
+                                </van-field>
+                                <small class="text-xs mt-1 block" style="color: var(--van-text-color-2);">可填写支付宝账户绑定的手机号</small>
+                            </div>
+                            <!-- 支付宝实名姓名 -->
+                            <div class="mb-6">
+                                <label class="text-sm mb-2 block" style="color: var(--van-text-color);">实名姓名</label>
+                                <van-field v-model="realName" placeholder="请输入支付宝认证姓名"
+                                    class="flex items-center rounded-lg bg-white/90 backdrop-blur-sm shadow-sm" :rules="[
+                                        {
+                                            required: true,
+                                            message: ' ',
+                                            validator: (val) =>
+                                                /^[\u4e00-\u9fa5]{2,4}$/.test(val),
+                                        },
+                                    ]">
+                                    <template #left-icon>
+                                        <van-icon name="contact-o" style="color: var(--van-text-color-2);" />
+                                    </template>
+                                </van-field>
+                                <small class="text-xs mt-1 block" style="color: var(--van-text-color-2);">请填写支付宝账户认证的真实姓名</small>
+                            </div>
+                        </div>
+                    </van-tab>
+                    <van-tab title="银行卡" :name="2">
+                        <div class="pt-2">
+                            <div class="flex items-center mb-4">
+                                <van-icon name="balance-list-o" class="text-xl mr-2" style="color: var(--van-theme-primary);" />
+                                <span class="text-base font-medium" style="color: var(--van-text-color);">银行卡提现</span>
+                            </div>
+                            <!-- 银行卡号 -->
+                            <div class="mb-6">
+                                <label class="text-sm mb-2 block" style="color: var(--van-text-color);">银行卡号</label>
+                                <van-field v-model="bankCardNo" placeholder="请输入银行卡号" type="number"
+                                    class="flex items-center rounded-lg bg-white/90 backdrop-blur-sm shadow-sm"
+                                    :rules="[{ required: true, message: ' ' }]">
+                                    <template #left-icon>
+                                        <van-icon name="balance-list-o" style="color: var(--van-text-color-2);" />
+                                    </template>
+                                </van-field>
+                                <small class="text-xs mt-1 block" style="color: var(--van-text-color-2);">请填写与实名一致的开户银行卡号</small>
+                            </div>
+                            <!-- 开户行名称 -->
+                            <div class="mb-6">
+                                <label class="text-sm mb-2 block" style="color: var(--van-text-color);">开户行名称</label>
+                                <van-field v-model="bankName" placeholder="请输入开户行名称，如：中国工商银行XX支行"
+                                    class="flex items-center rounded-lg bg-white/90 backdrop-blur-sm shadow-sm"
+                                    :rules="[{ required: true, message: ' ' }]">
+                                    <template #left-icon>
+                                        <van-icon name="shop-o" style="color: var(--van-text-color-2);" />
+                                    </template>
+                                </van-field>
+                            </div>
+                            <!-- 收款人姓名 -->
+                            <div class="mb-6">
+                                <label class="text-sm mb-2 block" style="color: var(--van-text-color);">收款人姓名</label>
+                                <van-field v-model="bankPayeeName" placeholder="请输入银行卡户主姓名"
+                                    class="flex items-center rounded-lg bg-white/90 backdrop-blur-sm shadow-sm" :rules="[
+                                        {
+                                            required: true,
+                                            message: ' ',
+                                            validator: (val) =>
+                                                /^[\u4e00-\u9fa5]{2,4}$/.test(val),
+                                        },
+                                    ]">
+                                    <template #left-icon>
+                                        <van-icon name="contact-o" style="color: var(--van-text-color-2);" />
+                                    </template>
+                                </van-field>
+                                <small class="text-xs mt-1 block" style="color: var(--van-text-color-2);">需与银行卡开户姓名一致</small>
+                            </div>
+                        </div>
+                    </van-tab>
+                </van-tabs>
                 <!-- 提现金额 -->
                 <div class="mb-4">
                     <label class="text-sm mb-2 block" style="color: var(--van-text-color);">提现金额</label>
@@ -94,7 +149,8 @@
                     <ul class="text-xs space-y-1" style="color: var(--van-text-color);">
                         <li>· 每日限提现1次，最低50元</li>
                         <li>· 提现收取6%税收</li>
-                        <li>· 到账时间：24小时内</li>
+                        <li>· 到账时间：1-3个工作日（需人工审核）</li>
+                        <li>· 银行卡提现：请确保开户行、户名与实名一致，到账前会有审核</li>
                     </ul>
                 </div>
 
@@ -201,11 +257,16 @@
                         </h2>
                         <template v-if="status === 2">
                             <p class="text-sm" style="color: var(--van-text-color-2);">
-                                已向
-                                <span style="color: var(--van-theme-primary);">{{
-                                    alipayAccount
-                                    }}</span>
-                                转账
+                                <template v-if="withdrawalType === 1">
+                                    已向
+                                    <span style="color: var(--van-theme-primary);">{{ alipayAccount }}</span>
+                                    转账
+                                </template>
+                                <template v-else>
+                                    已向
+                                    <span style="color: var(--van-theme-primary);">尾号{{ displayBankCardTail }}</span>
+                                    银行卡转账
+                                </template>
                             </p>
                             <p class="text-2xl font-bold mt-2" style="color: #10b981;">
                                 ¥{{ amount }}
@@ -227,8 +288,9 @@
                     <!-- 辅助文案 -->
                     <div class="text-xs space-y-1.5" style="color: var(--van-text-color-2);">
                         <template v-if="status === 2">
-                            <p>预计24小时内到账</p>
-                            <p>可在支付宝账单中查看详情</p>
+                            <p>预计1-3个工作日到账（需人工审核）</p>
+                            <p v-if="withdrawalType === 1">可在支付宝账单中查看详情</p>
+                            <p v-else>请留意银行卡到账通知</p>
                         </template>
                         <template v-if="status === 1">
                             <p>您的申请已进入处理队列</p>
@@ -289,6 +351,12 @@ const estimatedActualAmount = computed(() => {
     return Number(amount.value) - estimatedTaxAmount.value;
 });
 
+// 银行卡号尾号（成功弹窗展示用）
+const displayBankCardTail = computed(() => {
+    const no = (bankCardNo.value || "").replace(/\s/g, "");
+    return no.length >= 4 ? no.slice(-4) : no || "****";
+});
+
 // 样式配置
 const statusIcon = {
     1: "clock",
@@ -325,11 +393,29 @@ const statusMessages = {
     3: "提现失败",
 };
 
-// 表单数据
+// 提现方式：1=支付宝，2=银行卡
+const withdrawalType = ref(1);
+// 表单数据 - 支付宝
 const alipayAccount = ref("");
 const amount = ref(0);
 const availableAmount = ref(null);
 const realName = ref("");
+// 表单数据 - 银行卡
+const bankCardNo = ref("");
+const bankName = ref("");
+const bankPayeeName = ref("");
+
+// 切换提现方式时清空另一侧部分字段（金额保留）
+const onWithdrawalTypeChange = () => {
+    if (withdrawalType.value === 1) {
+        bankCardNo.value = "";
+        bankName.value = "";
+        bankPayeeName.value = "";
+    } else {
+        alipayAccount.value = "";
+        realName.value = "";
+    }
+};
 
 const getData = async () => {
     const { data, error } = await getRevenueInfo();
@@ -350,35 +436,58 @@ const validateAmount = (val) => {
 };
 
 const validateForm = () => {
-    if (!realName.value.trim()) {
-        showToast("请输入账户实名姓名");
-        return false;
-    }
-    if (!/^[\u4e00-\u9fa5]{2,4}$/.test(realName.value)) {
-        showToast("请输入2-4位中文姓名");
-        return false;
-    }
-    if (!alipayAccount.value.trim()) {
-        showToast("请输入支付宝账号");
-        return false;
-    }
-
     const amountNum = Number(amount.value);
     if (!amount.value || isNaN(amountNum)) {
         showToast("请输入有效金额");
         return false;
     }
-
     if (amountNum < 50) {
         showToast("提现金额不能低于50元");
         return false;
     }
-
     if (amountNum > availableAmount.value) {
         showToast("超过可提现金额");
         return false;
     }
 
+    if (withdrawalType.value === 1) {
+        // 支付宝
+        if (!realName.value.trim()) {
+            showToast("请输入账户实名姓名");
+            return false;
+        }
+        if (!/^[\u4e00-\u9fa5]{2,4}$/.test(realName.value)) {
+            showToast("请输入2-4位中文姓名");
+            return false;
+        }
+        if (!alipayAccount.value.trim()) {
+            showToast("请输入支付宝账号");
+            return false;
+        }
+    } else {
+        // 银行卡
+        if (!bankCardNo.value.trim()) {
+            showToast("请输入银行卡号");
+            return false;
+        }
+        if (!/^\d{16,19}$/.test(bankCardNo.value.replace(/\s/g, ""))) {
+            showToast("请输入正确的银行卡号");
+            return false;
+        }
+        if (!bankName.value.trim()) {
+            showToast("请输入开户行名称");
+            return false;
+        }
+        if (!bankPayeeName.value.trim()) {
+            showToast("请输入收款人姓名");
+            return false;
+        }
+        if (!/^[\u4e00-\u9fa5]{2,4}$/.test(bankPayeeName.value)) {
+            showToast("请输入2-4位中文姓名");
+            return false;
+        }
+    }
+
     return true;
 };
 
@@ -409,11 +518,19 @@ const confirmWithdraw = async () => {
     isSubmitting.value = true;
     try {
         const { applyWithdrawal } = await import('@/api/agent');
-        const { data, error } = await applyWithdrawal({
-            payee_account: alipayAccount.value,
+        const payload = {
+            withdrawal_type: withdrawalType.value,
             amount: Number(amount.value),
-            payee_name: realName.value,
-        });
+            payee_name: withdrawalType.value === 1 ? realName.value : bankPayeeName.value,
+        };
+        if (withdrawalType.value === 1) {
+            payload.payee_account = alipayAccount.value;
+        } else {
+            payload.payee_account = bankCardNo.value.replace(/\s/g, "");
+            payload.bank_card_no = bankCardNo.value.replace(/\s/g, "");
+            payload.bank_name = bankName.value.trim();
+        }
+        const { data, error } = await applyWithdrawal(payload);
         if (data.value?.code === 200 && !error.value) {
             status.value = 1; // 新系统：申请后状态为1（待审核）
             showTaxConfirmPopup.value = false;
@@ -450,6 +567,9 @@ const resetForm = () => {
     alipayAccount.value = "";
     amount.value = "";
     realName.value = "";
+    bankCardNo.value = "";
+    bankName.value = "";
+    bankPayeeName.value = "";
 };
 </script>