f

app/main/api/internal/logic/query/queryservicelogic.go

@@ -0,0 +1,736 @@
+package query
+
+import (
+	"context"
+	"encoding/hex"
+	"encoding/json"
+	"fmt"
+	"os"
+	"time"
+	"qnc-server/app/main/api/internal/service"
+	"qnc-server/common/ctxdata"
+	"qnc-server/common/xerr"
+	"qnc-server/pkg/lzkit/crypto"
+	"qnc-server/pkg/lzkit/validator"
+
+	"github.com/pkg/errors"
+	"github.com/zeromicro/go-zero/core/stores/redis"
+
+	"qnc-server/app/main/api/internal/svc"
+	"qnc-server/app/main/api/internal/types"
+
+	"github.com/zeromicro/go-zero/core/logx"
+)
+
+type QueryServiceLogic struct {
+	logx.Logger
+	ctx    context.Context
+	svcCtx *svc.ServiceContext
+}
+
+func NewQueryServiceLogic(ctx context.Context, svcCtx *svc.ServiceContext) *QueryServiceLogic {
+	return &QueryServiceLogic{
+		Logger: logx.WithContext(ctx),
+		ctx:    ctx,
+		svcCtx: svcCtx,
+	}
+}
+
+func (l *QueryServiceLogic) QueryService(req *types.QueryServiceReq) (resp *types.QueryServiceResp, err error) {
+	if req.AgentIdentifier != "" {
+		l.ctx = context.WithValue(l.ctx, "agentIdentifier", req.AgentIdentifier)
+	} else if req.App {
+		l.ctx = context.WithValue(l.ctx, "app", req.App)
+	}
+	return l.PreprocessLogic(req, req.Product)
+}
+
+var productProcessors = map[string]func(*QueryServiceLogic, *types.QueryServiceReq) (*types.QueryServiceResp, error){
+	"marriage":               (*QueryServiceLogic).ProcessMarriageLogic,
+	"homeservice":            (*QueryServiceLogic).ProcessHomeServiceLogic,
+	"riskassessment":         (*QueryServiceLogic).ProcessRiskAssessmentLogic,
+	"companyinfo":            (*QueryServiceLogic).ProcessCompanyInfoLogic,
+	"rentalinfo":             (*QueryServiceLogic).ProcessRentalInfoLogic,
+	"preloanbackgroundcheck": (*QueryServiceLogic).ProcessPreLoanBackgroundCheckLogic,
+	"backgroundcheck":        (*QueryServiceLogic).ProcessBackgroundCheckLogic,
+	"personalData":           (*QueryServiceLogic).ProcessPersonalDataLogic,
+	"consumerFinanceReport":  (*QueryServiceLogic).ProcessConsumerFinanceReportLogic,
+}
+
+func (l *QueryServiceLogic) PreprocessLogic(req *types.QueryServiceReq, product string) (*types.QueryServiceResp, error) {
+	if processor, exists := productProcessors[product]; exists {
+		return processor(l, req) // 璋冪敤瀵瑰簲鐨勫鐞嗗嚱鏁?
+	}
+	return nil, errors.New("鏈壘鍒扮浉搴旂殑澶勭悊绋嬪簭")
+}
+func (l *QueryServiceLogic) ProcessMarriageLogic(req *types.QueryServiceReq) (*types.QueryServiceResp, error) {
+
+	// AES瑙ｅ瘑
+	decryptData, DecryptDataErr := l.DecryptData(req.Data)
+	if DecryptDataErr != nil {
+		return nil, DecryptDataErr
+	}
+
+	// 鏍￠獙鍙傛暟
+	var data types.MarriageReq
+	if unmarshalErr := json.Unmarshal(decryptData, &data); unmarshalErr != nil {
+		return nil, errors.Wrapf(xerr.NewErrCode(xerr.SERVER_COMMON_ERROR), "鏌ヨ鏈嶅姟, 瑙ｅ瘑鍚庣殑鏁版嵁鏍煎紡涓嶆纭? %+v", unmarshalErr)
+	}
+
+	if validatorErr := validator.Validate(data); validatorErr != nil {
+		return nil, errors.Wrapf(xerr.NewErrCodeMsg(xerr.PARAM_VERIFICATION_ERROR, validatorErr.Error()), "鏌ヨ鏈嶅姟, 鍙傛暟涓嶆纭? %+v", validatorErr)
+	}
+
+	// 鏍￠獙楠岃瘉鐮?
+	verifyCodeErr := l.VerifyCode(data.Mobile, data.Code)
+	if verifyCodeErr != nil {
+		return nil, verifyCodeErr
+	}
+
+	// 鏍￠獙涓夎绱?
+	verifyErr := l.Verify(data.Name, data.IDCard, data.Mobile)
+	if verifyErr != nil {
+		return nil, verifyErr
+	}
+
+	// 缂撳瓨
+	params := map[string]interface{}{
+		"name":    data.Name,
+		"id_card": data.IDCard,
+		"mobile":  data.Mobile,
+	}
+	userID, err := l.GetOrCreateUser()
+	if err != nil {
+		return nil, errors.Wrapf(xerr.NewErrCode(xerr.SERVER_COMMON_ERROR), "鏌ヨ鏈嶅姟, 澶勭悊鐢ㄦ埛澶辫触: %v", err)
+	}
+	cacheNo, cacheDataErr := l.CacheData(params, "marriage", userID)
+	if cacheDataErr != nil {
+		return nil, cacheDataErr
+	}
+	token, err := l.svcCtx.UserService.GeneralUserToken(l.ctx, userID)
+	if err != nil {
+		return nil, errors.Wrapf(xerr.NewErrCode(xerr.SERVER_COMMON_ERROR), "鏌ヨ鏈嶅姟, 鐢熸垚token澶辫触 : %v", err)
+	}
+
+	// 鑾峰彇褰撳墠鏃堕棿鎴?
+	now := time.Now().Unix()
+	return &types.QueryServiceResp{
+		Id:           cacheNo,
+		AccessToken:  token,
+		AccessExpire: now + l.svcCtx.Config.JwtAuth.AccessExpire,
+		RefreshAfter: now + l.svcCtx.Config.JwtAuth.RefreshAfter,
+	}, nil
+}
+
+// 澶勭悊瀹舵斂鏈嶅姟鐩稿叧閫昏緫
+func (l *QueryServiceLogic) ProcessHomeServiceLogic(req *types.QueryServiceReq) (*types.QueryServiceResp, error) {
+
+	// AES瑙ｅ瘑
+	decryptData, DecryptDataErr := l.DecryptData(req.Data)
+	if DecryptDataErr != nil {
+		return nil, DecryptDataErr
+	}
+
+	// 鏍￠獙鍙傛暟
+	var data types.HomeServiceReq
+	if unmarshalErr := json.Unmarshal(decryptData, &data); unmarshalErr != nil {
+		return nil, errors.Wrapf(xerr.NewErrCode(xerr.SERVER_COMMON_ERROR), "鏌ヨ鏈嶅姟, 瑙ｅ瘑鍚庣殑鏁版嵁鏍煎紡涓嶆纭? %+v", unmarshalErr)
+	}
+
+	if validatorErr := validator.Validate(data); validatorErr != nil {
+		return nil, errors.Wrapf(xerr.NewErrCodeMsg(xerr.PARAM_VERIFICATION_ERROR, validatorErr.Error()), "鏌ヨ鏈嶅姟, 鍙傛暟涓嶆纭? %+v", validatorErr)
+	}
+
+	// 鏍￠獙楠岃瘉鐮?
+	verifyCodeErr := l.VerifyCode(data.Mobile, data.Code)
+	if verifyCodeErr != nil {
+		return nil, verifyCodeErr
+	}
+
+	// 鏍￠獙涓夎绱?
+	verifyErr := l.Verify(data.Name, data.IDCard, data.Mobile)
+	if verifyErr != nil {
+		return nil, verifyErr
+	}
+
+	// 缂撳瓨
+	params := map[string]interface{}{
+		"name":    data.Name,
+		"id_card": data.IDCard,
+		"mobile":  data.Mobile,
+	}
+	userID, err := l.GetOrCreateUser()
+	if err != nil {
+		return nil, errors.Wrapf(xerr.NewErrCode(xerr.SERVER_COMMON_ERROR), "鏌ヨ鏈嶅姟, 澶勭悊鐢ㄦ埛澶辫触: %v", err)
+	}
+	cacheNo, cacheDataErr := l.CacheData(params, "homeservice", userID)
+	if cacheDataErr != nil {
+		return nil, cacheDataErr
+	}
+
+	token, err := l.svcCtx.UserService.GeneralUserToken(l.ctx, userID)
+	if err != nil {
+		return nil, errors.Wrapf(xerr.NewErrCode(xerr.SERVER_COMMON_ERROR), "鏌ヨ鏈嶅姟, 鐢熸垚token澶辫触 : %d", userID)
+	}
+
+	// 鑾峰彇褰撳墠鏃堕棿鎴?
+	now := time.Now().Unix()
+	return &types.QueryServiceResp{
+		Id:           cacheNo,
+		AccessToken:  token,
+		AccessExpire: now + l.svcCtx.Config.JwtAuth.AccessExpire,
+		RefreshAfter: now + l.svcCtx.Config.JwtAuth.RefreshAfter,
+	}, nil
+}
+
+// 澶勭悊椋庨櫓璇勪及鐩稿叧閫昏緫
+func (l *QueryServiceLogic) ProcessRiskAssessmentLogic(req *types.QueryServiceReq) (*types.QueryServiceResp, error) {
+
+	// AES瑙ｅ瘑
+	decryptData, DecryptDataErr := l.DecryptData(req.Data)
+	if DecryptDataErr != nil {
+		return nil, DecryptDataErr
+	}
+
+	// 鏍￠獙鍙傛暟
+	var data types.RiskAssessmentReq
+	if unmarshalErr := json.Unmarshal(decryptData, &data); unmarshalErr != nil {
+		return nil, errors.Wrapf(xerr.NewErrCode(xerr.SERVER_COMMON_ERROR), "鏌ヨ鏈嶅姟, 瑙ｅ瘑鍚庣殑鏁版嵁鏍煎紡涓嶆纭? %+v", unmarshalErr)
+	}
+
+	if validatorErr := validator.Validate(data); validatorErr != nil {
+		return nil, errors.Wrapf(xerr.NewErrCodeMsg(xerr.PARAM_VERIFICATION_ERROR, validatorErr.Error()), "鏌ヨ鏈嶅姟, 鍙傛暟涓嶆纭? %+v", validatorErr)
+	}
+
+	// 鏍￠獙楠岃瘉鐮?
+	verifyCodeErr := l.VerifyCode(data.Mobile, data.Code)
+	if verifyCodeErr != nil {
+		return nil, verifyCodeErr
+	}
+
+	// 鏍￠獙涓夎绱?
+	verifyErr := l.Verify(data.Name, data.IDCard, data.Mobile)
+	if verifyErr != nil {
+		return nil, verifyErr
+	}
+
+	// 缂撳瓨
+	params := map[string]interface{}{
+		"name":    data.Name,
+		"id_card": data.IDCard,
+		"mobile":  data.Mobile,
+	}
+	userID, err := l.GetOrCreateUser()
+	if err != nil {
+		return nil, errors.Wrapf(xerr.NewErrCode(xerr.SERVER_COMMON_ERROR), "鏌ヨ鏈嶅姟, 澶勭悊鐢ㄦ埛澶辫触: %v", err)
+	}
+	cacheNo, cacheDataErr := l.CacheData(params, "riskassessment", userID)
+	if cacheDataErr != nil {
+		return nil, cacheDataErr
+	}
+
+	token, err := l.svcCtx.UserService.GeneralUserToken(l.ctx, userID)
+	if err != nil {
+		return nil, errors.Wrapf(xerr.NewErrCode(xerr.SERVER_COMMON_ERROR), "鏌ヨ鏈嶅姟, 鐢熸垚token澶辫触 : %d", userID)
+	}
+
+	// 鑾峰彇褰撳墠鏃堕棿鎴?
+	now := time.Now().Unix()
+	return &types.QueryServiceResp{
+		Id:           cacheNo,
+		AccessToken:  token,
+		AccessExpire: now + l.svcCtx.Config.JwtAuth.AccessExpire,
+		RefreshAfter: now + l.svcCtx.Config.JwtAuth.RefreshAfter,
+	}, nil
+}
+
+// 澶勭悊鍏徃淇℃伅鏌ヨ鐩稿叧閫昏緫
+func (l *QueryServiceLogic) ProcessCompanyInfoLogic(req *types.QueryServiceReq) (*types.QueryServiceResp, error) {
+	// AES瑙ｅ瘑
+	decryptData, DecryptDataErr := l.DecryptData(req.Data)
+	if DecryptDataErr != nil {
+		return nil, DecryptDataErr
+	}
+
+	// 鏍￠獙鍙傛暟
+	var data types.CompanyInfoReq
+	if unmarshalErr := json.Unmarshal(decryptData, &data); unmarshalErr != nil {
+		return nil, errors.Wrapf(xerr.NewErrCode(xerr.SERVER_COMMON_ERROR), "鏌ヨ鏈嶅姟, 瑙ｅ瘑鍚庣殑鏁版嵁鏍煎紡涓嶆纭? %+v", unmarshalErr)
+	}
+
+	if validatorErr := validator.Validate(data); validatorErr != nil {
+		return nil, errors.Wrapf(xerr.NewErrCodeMsg(xerr.PARAM_VERIFICATION_ERROR, validatorErr.Error()), "鏌ヨ鏈嶅姟, 鍙傛暟涓嶆纭? %+v", validatorErr)
+	}
+
+	// 鏍￠獙楠岃瘉鐮?
+	verifyCodeErr := l.VerifyCode(data.Mobile, data.Code)
+	if verifyCodeErr != nil {
+		return nil, verifyCodeErr
+	}
+
+	// 鏍￠獙涓夎绱?
+	verifyErr := l.Verify(data.Name, data.IDCard, data.Mobile)
+	if verifyErr != nil {
+		return nil, verifyErr
+	}
+
+	// 缂撳瓨
+	params := map[string]interface{}{
+		"name":    data.Name,
+		"id_card": data.IDCard,
+		"mobile":  data.Mobile,
+	}
+	userID, err := l.GetOrCreateUser()
+	if err != nil {
+		return nil, errors.Wrapf(xerr.NewErrCode(xerr.SERVER_COMMON_ERROR), "鏌ヨ鏈嶅姟, 澶勭悊鐢ㄦ埛澶辫触: %v", err)
+	}
+	cacheNo, cacheDataErr := l.CacheData(params, "companyinfo", userID)
+	if cacheDataErr != nil {
+		return nil, cacheDataErr
+	}
+
+	token, err := l.svcCtx.UserService.GeneralUserToken(l.ctx, userID)
+	if err != nil {
+		return nil, errors.Wrapf(xerr.NewErrCode(xerr.SERVER_COMMON_ERROR), "鏌ヨ鏈嶅姟, 鐢熸垚token澶辫触 : %d", userID)
+	}
+
+	// 鑾峰彇褰撳墠鏃堕棿鎴?
+	now := time.Now().Unix()
+	return &types.QueryServiceResp{
+		Id:           cacheNo,
+		AccessToken:  token,
+		AccessExpire: now + l.svcCtx.Config.JwtAuth.AccessExpire,
+		RefreshAfter: now + l.svcCtx.Config.JwtAuth.RefreshAfter,
+	}, nil
+}
+
+// 澶勭悊绉熻祦淇℃伅鏌ヨ鐩稿叧閫昏緫
+func (l *QueryServiceLogic) ProcessRentalInfoLogic(req *types.QueryServiceReq) (*types.QueryServiceResp, error) {
+
+	// AES瑙ｅ瘑
+	decryptData, DecryptDataErr := l.DecryptData(req.Data)
+	if DecryptDataErr != nil {
+		return nil, DecryptDataErr
+	}
+
+	// 鏍￠獙鍙傛暟
+	var data types.RentalInfoReq
+	if unmarshalErr := json.Unmarshal(decryptData, &data); unmarshalErr != nil {
+		return nil, errors.Wrapf(xerr.NewErrCode(xerr.SERVER_COMMON_ERROR), "鏌ヨ鏈嶅姟, 瑙ｅ瘑鍚庣殑鏁版嵁鏍煎紡涓嶆纭? %+v", unmarshalErr)
+	}
+
+	if validatorErr := validator.Validate(data); validatorErr != nil {
+		return nil, errors.Wrapf(xerr.NewErrCodeMsg(xerr.PARAM_VERIFICATION_ERROR, validatorErr.Error()), "鏌ヨ鏈嶅姟, 鍙傛暟涓嶆纭? %+v", validatorErr)
+	}
+
+	// 鏍￠獙楠岃瘉鐮?
+	verifyCodeErr := l.VerifyCode(data.Mobile, data.Code)
+	if verifyCodeErr != nil {
+		return nil, verifyCodeErr
+	}
+
+	// 鏍￠獙涓夎绱?
+	verifyErr := l.Verify(data.Name, data.IDCard, data.Mobile)
+	if verifyErr != nil {
+		return nil, verifyErr
+	}
+
+	// 缂撳瓨
+	params := map[string]interface{}{
+		"name":    data.Name,
+		"id_card": data.IDCard,
+		"mobile":  data.Mobile,
+	}
+	userID, err := l.GetOrCreateUser()
+	if err != nil {
+		return nil, errors.Wrapf(xerr.NewErrCode(xerr.SERVER_COMMON_ERROR), "鏌ヨ鏈嶅姟, 澶勭悊鐢ㄦ埛澶辫触: %v", err)
+	}
+	cacheNo, cacheDataErr := l.CacheData(params, "rentalinfo", userID)
+	if cacheDataErr != nil {
+		return nil, cacheDataErr
+	}
+
+	token, err := l.svcCtx.UserService.GeneralUserToken(l.ctx, userID)
+	if err != nil {
+		return nil, errors.Wrapf(xerr.NewErrCode(xerr.SERVER_COMMON_ERROR), "鏌ヨ鏈嶅姟, 鐢熸垚token澶辫触 : %d", userID)
+	}
+
+	// 鑾峰彇褰撳墠鏃堕棿鎴?
+	now := time.Now().Unix()
+	return &types.QueryServiceResp{
+		Id:           cacheNo,
+		AccessToken:  token,
+		AccessExpire: now + l.svcCtx.Config.JwtAuth.AccessExpire,
+		RefreshAfter: now + l.svcCtx.Config.JwtAuth.RefreshAfter,
+	}, nil
+}
+
+// 澶勭悊璐峰墠鑳屾櫙妫€鏌ョ浉鍏抽€昏緫
+func (l *QueryServiceLogic) ProcessPreLoanBackgroundCheckLogic(req *types.QueryServiceReq) (*types.QueryServiceResp, error) {
+
+	// AES瑙ｅ瘑
+	decryptData, DecryptDataErr := l.DecryptData(req.Data)
+	if DecryptDataErr != nil {
+		return nil, DecryptDataErr
+	}
+
+	// 鏍￠獙鍙傛暟
+	var data types.PreLoanBackgroundCheckReq
+	if unmarshalErr := json.Unmarshal(decryptData, &data); unmarshalErr != nil {
+		return nil, errors.Wrapf(xerr.NewErrCode(xerr.SERVER_COMMON_ERROR), "鏌ヨ鏈嶅姟, 瑙ｅ瘑鍚庣殑鏁版嵁鏍煎紡涓嶆纭? %+v", unmarshalErr)
+	}
+
+	if validatorErr := validator.Validate(data); validatorErr != nil {
+		return nil, errors.Wrapf(xerr.NewErrCodeMsg(xerr.PARAM_VERIFICATION_ERROR, validatorErr.Error()), "鏌ヨ鏈嶅姟, 鍙傛暟涓嶆纭? %+v", validatorErr)
+	}
+
+	// 鏍￠獙楠岃瘉鐮?
+	verifyCodeErr := l.VerifyCode(data.Mobile, data.Code)
+	if verifyCodeErr != nil {
+		return nil, verifyCodeErr
+	}
+
+	// 鏍￠獙涓夎绱?
+	verifyErr := l.Verify(data.Name, data.IDCard, data.Mobile)
+	if verifyErr != nil {
+		return nil, verifyErr
+	}
+
+	// 缂撳瓨
+	params := map[string]interface{}{
+		"name":    data.Name,
+		"id_card": data.IDCard,
+		"mobile":  data.Mobile,
+	}
+	userID, err := l.GetOrCreateUser()
+	if err != nil {
+		return nil, errors.Wrapf(xerr.NewErrCode(xerr.SERVER_COMMON_ERROR), "鏌ヨ鏈嶅姟, 澶勭悊鐢ㄦ埛澶辫触: %v", err)
+	}
+	cacheNo, cacheDataErr := l.CacheData(params, "preloanbackgroundcheck", userID)
+	if cacheDataErr != nil {
+		return nil, cacheDataErr
+	}
+
+	token, err := l.svcCtx.UserService.GeneralUserToken(l.ctx, userID)
+	if err != nil {
+		return nil, errors.Wrapf(xerr.NewErrCode(xerr.SERVER_COMMON_ERROR), "鏌ヨ鏈嶅姟, 鐢熸垚token澶辫触 : %d", userID)
+	}
+
+	// 鑾峰彇褰撳墠鏃堕棿鎴?
+	now := time.Now().Unix()
+	return &types.QueryServiceResp{
+		Id:           cacheNo,
+		AccessToken:  token,
+		AccessExpire: now + l.svcCtx.Config.JwtAuth.AccessExpire,
+		RefreshAfter: now + l.svcCtx.Config.JwtAuth.RefreshAfter,
+	}, nil
+}
+
+// 澶勭悊浜轰簨鑳岃皟鐩稿叧閫昏緫
+func (l *QueryServiceLogic) ProcessBackgroundCheckLogic(req *types.QueryServiceReq) (*types.QueryServiceResp, error) {
+	// AES瑙ｅ瘑
+	decryptData, DecryptDataErr := l.DecryptData(req.Data)
+	if DecryptDataErr != nil {
+		return nil, DecryptDataErr
+	}
+
+	// 鏍￠獙鍙傛暟
+	var data types.BackgroundCheckReq
+	if unmarshalErr := json.Unmarshal(decryptData, &data); unmarshalErr != nil {
+		return nil, errors.Wrapf(xerr.NewErrCode(xerr.SERVER_COMMON_ERROR), "鏌ヨ鏈嶅姟, 瑙ｅ瘑鍚庣殑鏁版嵁鏍煎紡涓嶆纭? %+v", unmarshalErr)
+	}
+
+	if validatorErr := validator.Validate(data); validatorErr != nil {
+		return nil, errors.Wrapf(xerr.NewErrCodeMsg(xerr.PARAM_VERIFICATION_ERROR, validatorErr.Error()), "鏌ヨ鏈嶅姟, 鍙傛暟涓嶆纭? %+v", validatorErr)
+	}
+
+	// 鏍￠獙楠岃瘉鐮?
+	verifyCodeErr := l.VerifyCode(data.Mobile, data.Code)
+	if verifyCodeErr != nil {
+		return nil, verifyCodeErr
+	}
+
+	// 鏍￠獙涓夎绱?
+	verifyErr := l.Verify(data.Name, data.IDCard, data.Mobile)
+	if verifyErr != nil {
+		return nil, verifyErr
+	}
+
+	// 缂撳瓨
+	params := map[string]interface{}{
+		"name":    data.Name,
+		"id_card": data.IDCard,
+		"mobile":  data.Mobile,
+	}
+	userID, err := l.GetOrCreateUser()
+	if err != nil {
+		return nil, errors.Wrapf(xerr.NewErrCode(xerr.SERVER_COMMON_ERROR), "鏌ヨ鏈嶅姟, 澶勭悊鐢ㄦ埛澶辫触: %v", err)
+	}
+	cacheNo, cacheDataErr := l.CacheData(params, "backgroundcheck", userID)
+	if cacheDataErr != nil {
+		return nil, cacheDataErr
+	}
+
+	token, err := l.svcCtx.UserService.GeneralUserToken(l.ctx, userID)
+	if err != nil {
+		return nil, errors.Wrapf(xerr.NewErrCode(xerr.SERVER_COMMON_ERROR), "鏌ヨ鏈嶅姟, 鐢熸垚token澶辫触 : %d", userID)
+	}
+
+	// 鑾峰彇褰撳墠鏃堕棿鎴?
+	now := time.Now().Unix()
+	return &types.QueryServiceResp{
+		Id:           cacheNo,
+		AccessToken:  token,
+		AccessExpire: now + l.svcCtx.Config.JwtAuth.AccessExpire,
+		RefreshAfter: now + l.svcCtx.Config.JwtAuth.RefreshAfter,
+	}, nil
+}
+func (l *QueryServiceLogic) ProcessPersonalDataLogic(req *types.QueryServiceReq) (*types.QueryServiceResp, error) {
+	// AES瑙ｅ瘑
+	decryptData, DecryptDataErr := l.DecryptData(req.Data)
+	if DecryptDataErr != nil {
+		return nil, DecryptDataErr
+	}
+
+	// 鏍￠獙鍙傛暟
+	var data types.PersonalDataReq
+	if unmarshalErr := json.Unmarshal(decryptData, &data); unmarshalErr != nil {
+		return nil, errors.Wrapf(xerr.NewErrCode(xerr.SERVER_COMMON_ERROR), "鏌ヨ鏈嶅姟, 瑙ｅ瘑鍚庣殑鏁版嵁鏍煎紡涓嶆纭? %+v", unmarshalErr)
+	}
+
+	if validatorErr := validator.Validate(data); validatorErr != nil {
+		return nil, errors.Wrapf(xerr.NewErrCodeMsg(xerr.PARAM_VERIFICATION_ERROR, validatorErr.Error()), "鏌ヨ鏈嶅姟, 鍙傛暟涓嶆纭? %+v", validatorErr)
+	}
+
+	// 鏍￠獙楠岃瘉鐮?
+	verifyCodeErr := l.VerifyCode(data.Mobile, data.Code)
+	if verifyCodeErr != nil {
+		return nil, verifyCodeErr
+	}
+
+	// 鏍￠獙涓夎绱?
+	verifyErr := l.Verify(data.Name, data.IDCard, data.Mobile)
+	if verifyErr != nil {
+		return nil, verifyErr
+	}
+
+	// 缂撳瓨
+	params := map[string]interface{}{
+		"name":    data.Name,
+		"id_card": data.IDCard,
+		"mobile":  data.Mobile,
+	}
+	userID, err := l.GetOrCreateUser()
+	if err != nil {
+		return nil, errors.Wrapf(xerr.NewErrCode(xerr.SERVER_COMMON_ERROR), "鏌ヨ鏈嶅姟, 澶勭悊鐢ㄦ埛澶辫触: %v", err)
+	}
+	cacheNo, cacheDataErr := l.CacheData(params, "personalData", userID)
+	if cacheDataErr != nil {
+		return nil, cacheDataErr
+	}
+
+	token, err := l.svcCtx.UserService.GeneralUserToken(l.ctx, userID)
+	if err != nil {
+		return nil, errors.Wrapf(xerr.NewErrCode(xerr.SERVER_COMMON_ERROR), "鏌ヨ鏈嶅姟, 鐢熸垚token澶辫触 : %d", userID)
+	}
+
+	// 鑾峰彇褰撳墠鏃堕棿鎴?
+	now := time.Now().Unix()
+	return &types.QueryServiceResp{
+		Id:           cacheNo,
+		AccessToken:  token,
+		AccessExpire: now + l.svcCtx.Config.JwtAuth.AccessExpire,
+		RefreshAfter: now + l.svcCtx.Config.JwtAuth.RefreshAfter,
+	}, nil
+}
+func (l *QueryServiceLogic) ProcessConsumerFinanceReportLogic(req *types.QueryServiceReq) (*types.QueryServiceResp, error) {
+	// AES瑙ｅ瘑
+	decryptData, DecryptDataErr := l.DecryptData(req.Data)
+	if DecryptDataErr != nil {
+		return nil, DecryptDataErr
+	}
+
+	// 鏍￠獙鍙傛暟
+	var data types.ConsumerFinanceReportReq
+	if unmarshalErr := json.Unmarshal(decryptData, &data); unmarshalErr != nil {
+		return nil, errors.Wrapf(xerr.NewErrCode(xerr.SERVER_COMMON_ERROR), "鏌ヨ鏈嶅姟, 瑙ｅ瘑鍚庣殑鏁版嵁鏍煎紡涓嶆纭? %+v", unmarshalErr)
+	}
+
+	if validatorErr := validator.Validate(data); validatorErr != nil {
+		return nil, errors.Wrapf(xerr.NewErrCodeMsg(xerr.PARAM_VERIFICATION_ERROR, validatorErr.Error()), "鏌ヨ鏈嶅姟, 鍙傛暟涓嶆纭? %+v", validatorErr)
+	}
+
+	// 鏍￠獙楠岃瘉鐮?
+	verifyCodeErr := l.VerifyCode(data.Mobile, data.Code)
+	if verifyCodeErr != nil {
+		return nil, verifyCodeErr
+	}
+
+	// 鏍￠獙涓夎绱?
+	verifyErr := l.Verify(data.Name, data.IDCard, data.Mobile)
+	if verifyErr != nil {
+		return nil, verifyErr
+	}
+
+	// 缂撳瓨
+	params := map[string]interface{}{
+		"name":    data.Name,
+		"id_card": data.IDCard,
+		"mobile":  data.Mobile,
+	}
+	userID, err := l.GetOrCreateUser()
+	if err != nil {
+		return nil, errors.Wrapf(xerr.NewErrCode(xerr.SERVER_COMMON_ERROR), "鏌ヨ鏈嶅姟, 澶勭悊鐢ㄦ埛澶辫触: %v", err)
+	}
+	cacheNo, cacheDataErr := l.CacheData(params, "consumerFinanceReport", userID)
+	if cacheDataErr != nil {
+		return nil, cacheDataErr
+	}
+
+	token, err := l.svcCtx.UserService.GeneralUserToken(l.ctx, userID)
+	if err != nil {
+		return nil, errors.Wrapf(xerr.NewErrCode(xerr.SERVER_COMMON_ERROR), "鏌ヨ鏈嶅姟, 鐢熸垚token澶辫触 : %d", userID)
+	}
+
+	// 鑾峰彇褰撳墠鏃堕棿鎴?
+	now := time.Now().Unix()
+	return &types.QueryServiceResp{
+		Id:           cacheNo,
+		AccessToken:  token,
+		AccessExpire: now + l.svcCtx.Config.JwtAuth.AccessExpire,
+		RefreshAfter: now + l.svcCtx.Config.JwtAuth.RefreshAfter,
+	}, nil
+}
+func (l *QueryServiceLogic) DecryptData(data string) ([]byte, error) {
+	secretKey := l.svcCtx.Config.Encrypt.SecretKey
+	key, decodeErr := hex.DecodeString(secretKey)
+	if decodeErr != nil {
+		return nil, errors.Wrapf(xerr.NewErrCode(xerr.SERVER_COMMON_ERROR), "瀵嗛挜鑾峰彇澶辫触: %+v", decodeErr)
+	}
+	decryptData, aesDecryptErr := crypto.AesDecrypt(data, key)
+	if aesDecryptErr != nil || len(decryptData) == 0 {
+		return nil, errors.Wrapf(xerr.NewErrCode(xerr.SERVER_COMMON_ERROR), "瑙ｅ瘑澶辫触: %+v", aesDecryptErr)
+	}
+	return decryptData, nil
+}
+
+// 鏍￠獙楠岃瘉鐮?
+func (l *QueryServiceLogic) VerifyCode(mobile string, code string) error {
+	// 寮€鍙戠幆澧冧笅璺宠繃楠岃瘉鐮佹牎楠?
+	if os.Getenv("ENV") == "development" {
+		return nil
+	}
+	secretKey := l.svcCtx.Config.Encrypt.SecretKey
+	encryptedMobile, err := crypto.EncryptMobile(mobile, secretKey)
+	if err != nil {
+		return errors.Wrapf(xerr.NewErrCode(xerr.SERVER_COMMON_ERROR), "鍔犲瘑鎵嬫満鍙峰け璐? %+v", err)
+	}
+	codeRedisKey := fmt.Sprintf("%s:%s", "query", encryptedMobile)
+	cacheCode, err := l.svcCtx.Redis.Get(codeRedisKey)
+	if err != nil {
+		if errors.Is(err, redis.Nil) {
+			return errors.Wrapf(xerr.NewErrMsg("楠岃瘉鐮佸凡杩囨湡"), "楠岃瘉鐮佽繃鏈? %s", mobile)
+		}
+		return errors.Wrapf(xerr.NewErrCode(xerr.DB_ERROR), "璇诲彇楠岃瘉鐮乺edis缂撳瓨澶辫触, mobile: %s, err: %+v", mobile, err)
+	}
+	if cacheCode != code {
+		return errors.Wrapf(xerr.NewErrMsg("楠岃瘉鐮佷笉姝ｇ‘"), "楠岃瘉鐮佷笉姝ｇ‘: %s", mobile)
+	}
+	return nil
+}
+
+// 浜屻€佷笁瑕佺礌楠岃瘉
+func (l *QueryServiceLogic) Verify(Name string, IDCard string, Mobile string) error {
+	// 寮€鍙戠幆澧冧笅璺宠繃浜?涓夎绱犻獙璇?
+	if os.Getenv("ENV") == "development" {
+		return nil
+	}
+	if !l.svcCtx.Config.SystemConfig.ThreeVerify {
+		twoVerification := service.TwoFactorVerificationRequest{
+			Name:   Name,
+			IDCard: IDCard,
+		}
+		verification, err := l.svcCtx.VerificationService.TwoFactorVerification(twoVerification)
+		if err != nil {
+			return errors.Wrapf(xerr.NewErrCode(xerr.SERVER_COMMON_ERROR), "浜岃绱犻獙璇佸け璐? %v", err)
+		}
+		if !verification.Passed {
+			return errors.Wrapf(xerr.NewErrCodeMsg(xerr.SERVER_COMMON_ERROR, verification.Err.Error()), "浜岃绱犻獙璇佷笉閫氳繃: %v", err)
+		}
+	} else {
+		// 涓夎绱犻獙璇?
+		threeVerification := service.ThreeFactorVerificationRequest{
+			Name:   Name,
+			IDCard: IDCard,
+			Mobile: Mobile,
+		}
+		verification, err := l.svcCtx.VerificationService.ThreeFactorVerification(threeVerification)
+		if err != nil {
+			return errors.Wrapf(xerr.NewErrCode(xerr.SERVER_COMMON_ERROR), "涓夎绱犻獙璇佸け璐? %v", err)
+		}
+		if !verification.Passed {
+			return errors.Wrapf(xerr.NewErrCodeMsg(xerr.SERVER_COMMON_ERROR, verification.Err.Error()), "涓夎绱犻獙璇佷笉閫氳繃: %v", err)
+		}
+	}
+	return nil
+}
+
+// 缂撳瓨
+func (l *QueryServiceLogic) CacheData(params map[string]interface{}, Product string, userID string) (string, error) {
+	agentIdentifier, _ := l.ctx.Value("agentIdentifier").(string)
+	secretKey := l.svcCtx.Config.Encrypt.SecretKey
+	key, decodeErr := hex.DecodeString(secretKey)
+	if decodeErr != nil {
+		return "", errors.Wrapf(xerr.NewErrCode(xerr.SERVER_COMMON_ERROR), "鏌ヨ鏈嶅姟, 鑾峰彇AES瀵嗛挜澶辫触: %+v", decodeErr)
+	}
+	paramsMarshal, marshalErr := json.Marshal(params)
+	if marshalErr != nil {
+		return "", errors.Wrapf(xerr.NewErrCode(xerr.SERVER_COMMON_ERROR), "鏌ヨ鏈嶅姟, 搴忓垪鍖栧弬鏁板け璐? %+v", marshalErr)
+	}
+	encryptParams, aesEncryptErr := crypto.AesEncrypt(paramsMarshal, key)
+	if aesEncryptErr != nil {
+		return "", errors.Wrapf(xerr.NewErrCode(xerr.SERVER_COMMON_ERROR), "鏌ヨ鏈嶅姟, 鍔犲瘑鍙傛暟澶辫触: %+v", aesEncryptErr)
+	}
+	queryCache := types.QueryCacheLoad{
+		Params:          encryptParams,
+		Product:         Product,
+		AgentIdentifier: agentIdentifier,
+	}
+	jsonData, marshalErr := json.Marshal(queryCache)
+	if marshalErr != nil {
+		return "", errors.Wrapf(xerr.NewErrCode(xerr.SERVER_COMMON_ERROR), "鏌ヨ鏈嶅姟, 搴忓垪鍖栧弬鏁板け璐? %+v", marshalErr)
+	}
+	outTradeNo := "Q_" + l.svcCtx.AlipayService.GenerateOutTradeNo()
+	redisKey := fmt.Sprintf(types.QueryCacheKey, userID, outTradeNo)
+	cacheErr := l.svcCtx.Redis.SetexCtx(l.ctx, redisKey, string(jsonData), int(2*time.Hour))
+	if cacheErr != nil {
+		return "", cacheErr
+	}
+	return outTradeNo, nil
+}
+
+// GetOrCreateUser 获取或创建用户
+// 1. 如果已登录，使用当前登录用户
+// 2. 如果未登录，创建临时用户（UUID用户）
+// 注意：查询服务不负责手机号绑定，手机号绑定由用户在其他地方自主选择
+func (l *QueryServiceLogic) GetOrCreateUser() (string, error) {
+	// 获取当前登录态
+	claims, err := ctxdata.GetClaimsFromCtx(l.ctx)
+	logx.Infof("claims: %+v", claims)
+	if err != nil && !errors.Is(err, ctxdata.ErrNoInCtx) {
+		return "", errors.Wrapf(xerr.NewErrCode(xerr.SERVER_COMMON_ERROR), "获取用户信息失败: %v", err)
+	}
+
+	// 如果已登录，使用当前登录用户
+	if claims != nil {
+		return claims.UserId, nil
+	}
+
+	// 未登录：创建临时用户（UUID用户）
+	userID, err := l.svcCtx.UserService.RegisterUUIDUser(l.ctx)
+	if err != nil {
+		return "", errors.Wrapf(xerr.NewErrCode(xerr.SERVER_COMMON_ERROR), "创建临时用户失败: %v", err)
+	}
+
+	return userID, nil
+}