diff --git a/internal/domains/api/services/processors/jrzq/jrzq0oo1_processor.go b/internal/domains/api/services/processors/jrzq/jrzq0oo1_processor.go
index d37c02d..48b0601 100644
--- a/internal/domains/api/services/processors/jrzq/jrzq0oo1_processor.go
+++ b/internal/domains/api/services/processors/jrzq/jrzq0oo1_processor.go
@@ -42,5 +42,9 @@ func ProcessJRZQ0OO1Request(ctx context.Context, params []byte, deps *processors
 		return nil, errors.Join(processors.ErrSystem, err)
 	}
 
-	return respBytes, nil
+	transformed, err := transformJRZQ0OO1Response(respBytes)
+	if err != nil {
+		return nil, errors.Join(processors.ErrSystem, err)
+	}
+	return transformed, nil
 }
diff --git a/internal/domains/api/services/processors/jrzq/jrzq0oo1_transform.go b/internal/domains/api/services/processors/jrzq/jrzq0oo1_transform.go
new file mode 100644
index 0000000..eda1d38
--- /dev/null
+++ b/internal/domains/api/services/processors/jrzq/jrzq0oo1_transform.go
@@ -0,0 +1,70 @@
+package jrzq
+
+import (
+	"encoding/json"
+	"fmt"
+	"strings"
+)
+
+// JRZQ0OO1 字段命名约定：{窗口}_{机构类型}_{事件}_{指标}
+// 窗口: m1/m3/m6/m12
+// 机构类型: 省略=全部贷款；bank=银行；cfc=消金；sloan=小贷
+// 事件: total/severe_overdue/overdue/repay_fail/repay_ok/repay_remind/
+//
+//	disburse_fail/disburse_ok/audit_fail/audit_ok/apply/register/verify_code/marketing/other
+//
+// 指标: cnt=次数；org=机构数
+var (
+	jrzq0OO1Periods   = []string{"m1", "m3", "m6", "m12"}
+	jrzq0OO1InstTypes = []string{"", "bank", "cfc", "sloan"}
+	jrzq0OO1Events    = []string{
+		"total", "severe_overdue", "overdue", "repay_fail", "repay_ok",
+		"repay_remind", "disburse_fail", "disburse_ok", "audit_fail", "audit_ok",
+		"apply", "register", "verify_code", "marketing", "other",
+	}
+	jrzq0OO1Metrics = []string{"cnt", "org"}
+
+	// jrzq0OO1FieldMap B001-B480 -> 语义化扁平字段名
+	jrzq0OO1FieldMap = buildJRZQ0OO1FieldMap()
+)
+
+func buildJRZQ0OO1FieldMap() map[string]string {
+	m := make(map[string]string, 480)
+	n := 1
+	for _, period := range jrzq0OO1Periods {
+		for _, inst := range jrzq0OO1InstTypes {
+			for _, event := range jrzq0OO1Events {
+				for _, metric := range jrzq0OO1Metrics {
+					key := fmt.Sprintf("B%03d", n)
+					parts := []string{period}
+					if inst != "" {
+						parts = append(parts, inst)
+					}
+					parts = append(parts, event, metric)
+					m[key] = strings.Join(parts, "_")
+					n++
+				}
+			}
+		}
+	}
+	return m
+}
+
+// transformJRZQ0OO1Response 将 Info360 的 Bxxx 字段重命名为语义化扁平字段。
+// 未在映射表中的键原样保留。
+func transformJRZQ0OO1Response(respBytes []byte) ([]byte, error) {
+	var raw map[string]interface{}
+	if err := json.Unmarshal(respBytes, &raw); err != nil {
+		return nil, err
+	}
+
+	out := make(map[string]interface{}, len(raw))
+	for k, v := range raw {
+		if renamed, ok := jrzq0OO1FieldMap[k]; ok {
+			out[renamed] = v
+			continue
+		}
+		out[k] = v
+	}
+	return json.Marshal(out)
+}
diff --git a/internal/domains/api/services/processors/jrzq/jrzq0oo1_transform_test.go b/internal/domains/api/services/processors/jrzq/jrzq0oo1_transform_test.go
new file mode 100644
index 0000000..4e45051
--- /dev/null
+++ b/internal/domains/api/services/processors/jrzq/jrzq0oo1_transform_test.go
@@ -0,0 +1,156 @@
+package jrzq
+
+import (
+	"encoding/json"
+	"testing"
+)
+
+func TestBuildJRZQ0OO1FieldMap_CountAndBounds(t *testing.T) {
+	if len(jrzq0OO1FieldMap) != 480 {
+		t.Fatalf("expected 480 mappings, got %d", len(jrzq0OO1FieldMap))
+	}
+	if got, want := jrzq0OO1FieldMap["B001"], "m1_total_cnt"; got != want {
+		t.Fatalf("B001: got %q want %q", got, want)
+	}
+	if got, want := jrzq0OO1FieldMap["B480"], "m12_sloan_other_org"; got != want {
+		t.Fatalf("B480: got %q want %q", got, want)
+	}
+}
+
+func TestJRZQ0OO1FieldMap_DocSpotChecks(t *testing.T) {
+	cases := map[string]string{
+		"B001": "m1_total_cnt",                 // 最近1个月贷款类总次数
+		"B009": "m1_repay_ok_cnt",              // 最近1个月还款成功次数
+		"B031": "m1_bank_total_cnt",            // 最近1个月银行类贷款总次数
+		"B129": "m3_repay_ok_cnt",              // 最近3个月还款成功次数
+		"B130": "m3_repay_ok_org",              // 最近3个月还款成功机构数
+		"B133": "m3_disburse_fail_cnt",         // 最近3个月放款失败次数
+		"B134": "m3_disburse_fail_org",         // 最近3个月放款失败机构数
+		"B157": "m3_bank_repay_fail_cnt",       // 最近3个月银行类还款失败次数
+		"B158": "m3_bank_repay_fail_org",       // 最近3个月银行类还款失败机构数
+		"B219": "m3_sloan_repay_ok_cnt",        // 最近3个月小贷类还款成功次数
+		"B220": "m3_sloan_repay_ok_org",        // 最近3个月小贷类还款成功机构数
+		"B223": "m3_sloan_disburse_fail_cnt",   // 最近3个月小贷类放款失败次数
+		"B224": "m3_sloan_disburse_fail_org",   // 最近3个月小贷类放款失败机构数
+		"B247": "m6_repay_fail_cnt",            // 最近6个月还款失败次数
+		"B248": "m6_repay_fail_org",            // 最近6个月还款失败机构数
+		"B257": "m6_audit_fail_cnt",            // 最近6个月审核失败次数
+		"B258": "m6_audit_fail_org",            // 最近6个月审核失败机构数
+		"B261": "m6_apply_cnt",                 // 最近6个月贷款申请次数
+		"B262": "m6_apply_org",                 // 最近6个月贷款申请机构数
+		"B285": "m6_bank_disburse_ok_cnt",      // 最近6个月银行类放款成功次数
+		"B286": "m6_bank_disburse_ok_org",      // 最近6个月银行类放款成功机构数
+		"B347": "m6_sloan_audit_fail_cnt",      // 最近6个月小贷类审核失败次数
+		"B348": "m6_sloan_audit_fail_org",      // 最近6个月小贷类审核失败机构数
+		"B351": "m6_sloan_apply_cnt",           // 最近6个月小贷类贷款申请次数
+		"B352": "m6_sloan_apply_org",           // 最近6个月小贷类贷款申请机构数
+		"B375": "m12_disburse_ok_cnt",          // 最近12个月放款成功次数
+		"B376": "m12_disburse_ok_org",          // 最近12个月放款成功机构数
+		"B061": "m1_cfc_total_cnt",             // 最近1个月持牌消金类贷款总次数
+		"B301": "m6_cfc_total_cnt",             // 最近6个月消金类贷款总次数
+	}
+	for src, want := range cases {
+		if got := jrzq0OO1FieldMap[src]; got != want {
+			t.Errorf("%s: got %q want %q", src, got, want)
+		}
+	}
+}
+
+func TestTransformJRZQ0OO1Response_Sample(t *testing.T) {
+	in := []byte(`{
+  "B129": 6,
+  "B130": 3,
+  "B133": 4,
+  "B134": 2,
+  "B157": 2,
+  "B158": 1,
+  "B219": 6,
+  "B220": 3,
+  "B223": 4,
+  "B224": 2,
+  "B247": 2,
+  "B248": 1,
+  "B257": 6,
+  "B258": 3,
+  "B261": 4,
+  "B262": 2,
+  "B285": 2,
+  "B286": 1,
+  "B347": 6,
+  "B348": 3,
+  "B351": 4,
+  "B352": 2,
+  "B375": 2,
+  "B376": 1
+}`)
+
+	outBytes, err := transformJRZQ0OO1Response(in)
+	if err != nil {
+		t.Fatal(err)
+	}
+
+	var out map[string]interface{}
+	if err := json.Unmarshal(outBytes, &out); err != nil {
+		t.Fatal(err)
+	}
+
+	want := map[string]float64{
+		"m3_repay_ok_cnt":            6,
+		"m3_repay_ok_org":            3,
+		"m3_disburse_fail_cnt":       4,
+		"m3_disburse_fail_org":       2,
+		"m3_bank_repay_fail_cnt":     2,
+		"m3_bank_repay_fail_org":     1,
+		"m3_sloan_repay_ok_cnt":      6,
+		"m3_sloan_repay_ok_org":      3,
+		"m3_sloan_disburse_fail_cnt": 4,
+		"m3_sloan_disburse_fail_org": 2,
+		"m6_repay_fail_cnt":          2,
+		"m6_repay_fail_org":          1,
+		"m6_audit_fail_cnt":          6,
+		"m6_audit_fail_org":          3,
+		"m6_apply_cnt":               4,
+		"m6_apply_org":               2,
+		"m6_bank_disburse_ok_cnt":    2,
+		"m6_bank_disburse_ok_org":    1,
+		"m6_sloan_audit_fail_cnt":    6,
+		"m6_sloan_audit_fail_org":    3,
+		"m6_sloan_apply_cnt":         4,
+		"m6_sloan_apply_org":         2,
+		"m12_disburse_ok_cnt":        2,
+		"m12_disburse_ok_org":        1,
+	}
+
+	if len(out) != len(want) {
+		t.Fatalf("field count: got %d want %d, out=%v", len(out), len(want), out)
+	}
+	for k, w := range want {
+		got, ok := out[k]
+		if !ok {
+			t.Errorf("missing key %s", k)
+			continue
+		}
+		num, ok := got.(float64)
+		if !ok || num != w {
+			t.Errorf("%s: got %#v want %v", k, got, w)
+		}
+	}
+}
+
+func TestTransformJRZQ0OO1Response_KeepUnknown(t *testing.T) {
+	in := []byte(`{"B001":1,"extra":"x"}`)
+	outBytes, err := transformJRZQ0OO1Response(in)
+	if err != nil {
+		t.Fatal(err)
+	}
+	var out map[string]interface{}
+	if err := json.Unmarshal(outBytes, &out); err != nil {
+		t.Fatal(err)
+	}
+	if _, ok := out["m1_total_cnt"]; !ok {
+		t.Fatal("expected m1_total_cnt")
+	}
+	if out["extra"] != "x" {
+		t.Fatalf("expected extra kept, got %#v", out["extra"])
+	}
+}