diff --git a/app/main/api/etc/main.dev.yaml b/app/main/api/etc/main.dev.yaml
index 2b929d7..d69b2e5 100644
--- a/app/main/api/etc/main.dev.yaml
+++ b/app/main/api/etc/main.dev.yaml
@@ -29,10 +29,10 @@ YushanConfig:
     AcctID: "YSSJ843926726"
     Url: "https://api.yushanshuju.com/credit-gw/service"
 Alipay:
-    AppID: "2021005113664540"
-    PrivateKey: "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"
-    AlipayPublicKey: "MIIBIjANBgkqhkiG9w0BAQEFAAOCAQ8AMIIBCgKCAQEA0kkRL7lgKYs7f8Xi4DNKzp2ggjwy4By7RunwT4Ur4A71HVOqRQed9r45a6/W4JPuVv51tiHMojZifEKX7ixSlDG6be677RiNslMJ5G3mjw/+Ku01tV9Qzw5YyhvxbqmS8Qp9vgL8VPYhxqTxKO6WW+xiyVvxko+mrU+dbSFIVbBjp88NVVcquu+vZT/uwtjriKSwsesAm8DkKT6mTqY5P/JroMzTU7xa3/ErAMte6t2dOsxPS7kqWjJyoLBHRk+AH87X5lNBEjLgYPk1ADU7zFsLdC+nv4fm7nihYre7fCrdCTVKguXmPCEFBjqwSkag7BSIxRQjS3qHxi+DUMst7wIDAQAB"
-    AppCertPath: "etc/merchant/appCertPublicKey_2021005113664540.crt"
+    AppID: "2021004165608254"
+    PrivateKey: "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"
+    AlipayPublicKey: "MIIBIjANBgkqhkiG9w0BAQEFAAOCAQ8AMIIBCgKCAQEA2CqoCp95w/JV3RT/gzF4/8QmVT1HQNaeW7yUp+mA7x9AbjvlTW/+eRn6oGAL/XhZLjvHD0XjKLVKX0MJVS1aUQHEHEbOJN4Eu8II45OavD4iZISa7Kp9V6AM+i4qTyaeV2wNDnGxHQBaLVUGCfMR+56EK2YpORdE1H9uy72SSQseVb3bmpsV9EW/IJNmcVL/ut3uA1JWAoRmzlQ7ekxg7p8AYXzYPEHQr1tl7W+M4zv9wO9GKZCxIqMA8U3RP5npPfRaCfIRGzXzCqFEEUvWuidOB7frsvN4jiPD07qpL2Bi9LM1X/ee2kC/oM8Uhd7ERZhG8MbZfijZKxgrsDKBcwIDAQAB"
+    AppCertPath: "etc/merchant/appCertPublicKey_2021004165608254.crt"
     AlipayCertPath: "etc/merchant/alipayCertPublicKey_RSA2.crt"
     AlipayRootCertPath: "etc/merchant/alipayRootCert.crt"
     IsProduction: true
@@ -41,12 +41,13 @@ Alipay:
 
 Wxpay:
     AppID: "wxa581992dc74d860e"
-    MchID: "1704330055"
-    MchCertificateSerialNumber: "749065854D0CECCE8F98EAFEA55AD4FB17F868C4"
-    MchApiv3Key: "A9f3G7kL2mP5sQ8tV1xY4zB6nC0dE3hJ"
+    MchID: "1682635136"
+    MchCertificateSerialNumber: "5369B8AEEBDCF7AF274510252E6A8C0659C30F61"
+    MchApiv3Key: "e3ea4cf0765f1e71b01bb387dfcdbc9f"
     MchPrivateKeyPath: "etc/merchant/apiclient_key.pem"
-    MchPublicKeyID: "PUB_KEY_ID_0117043300552025010900447500000187"
+    MchPublicKeyID: "PUB_KEY_ID_0116826351362025060900382267001601"
     MchPublicKeyPath: "etc/merchant/pub_key.pem"
+    MchPlatformRAS: "1FFEC3F62E31885FAB4C91ADCB8D7557E9488781"
     NotifyUrl: "https://6m4685017o.goho.co/api/v1/pay/wechat/callback"
     RefundNotifyUrl: "https://6m4685017o.goho.co/api/v1/wechat/refund_callback"
 Applepay:
diff --git a/app/main/api/etc/main.yaml b/app/main/api/etc/main.yaml
index 7aac7bf..6e8f22e 100644
--- a/app/main/api/etc/main.yaml
+++ b/app/main/api/etc/main.yaml
@@ -42,12 +42,13 @@ Alipay:
     ReturnURL: "https://www.tianyuandb.com/payment/result"
 Wxpay:
     AppID: "wxa581992dc74d860e"
-    MchID: "1683589176"
-    MchCertificateSerialNumber: "63139CD5FF5A703B261050D11BB991C3FAA68471"
-    MchApiv3Key: "k9Px7mF2jR5wN8zQ3vB6yT1cH4sD0aM9lK"
+    MchID: "1682635136"
+    MchCertificateSerialNumber: "5369B8AEEBDCF7AF274510252E6A8C0659C30F61"
+    MchApiv3Key: "e3ea4cf0765f1e71b01bb387dfcdbc9f"
     MchPrivateKeyPath: "etc/merchant/apiclient_key.pem"
-    MchPublicKeyID: "PUB_KEY_ID_0116835891762025062600211574000800"
+    MchPublicKeyID: "PUB_KEY_ID_0116826351362025060900382267001601"
     MchPublicKeyPath: "etc/merchant/pub_key.pem"
+    MchPlatformRAS: "1FFEC3F62E31885FAB4C91ADCB8D7557E9488781"
     NotifyUrl: "https://www.tianyuandb.com/api/v1/pay/wechat/callback"
     RefundNotifyUrl: "https://www.tianyuandb.com/api/v1/wechat/refund_callback"
 Applepay:
diff --git a/app/main/api/etc/merchant/apiclient_cert.p12 b/app/main/api/etc/merchant/apiclient_cert.p12
deleted file mode 100644
index 91a815f..0000000
Binary files a/app/main/api/etc/merchant/apiclient_cert.p12 and /dev/null differ
diff --git a/app/main/api/etc/merchant/apiclient_cert.pem b/app/main/api/etc/merchant/apiclient_cert.pem
deleted file mode 100644
index 6bad96b..0000000
--- a/app/main/api/etc/merchant/apiclient_cert.pem
+++ /dev/null
@@ -1,25 +0,0 @@
------BEGIN CERTIFICATE-----
-MIIELjCCAxagAwIBAgIUYxOc1f9acDsmEFDRG7mRw/qmhHEwDQYJKoZIhvcNAQEL
-BQAwXjELMAkGA1UEBhMCQ04xEzARBgNVBAoTClRlbnBheS5jb20xHTAbBgNVBAsT
-FFRlbnBheS5jb20gQ0EgQ2VudGVyMRswGQYDVQQDExJUZW5wYXkuY29tIFJvb3Qg
-Q0EwHhcNMjUwNjI2MDY1MTEwWhcNMzAwNjI1MDY1MTEwWjCBhzETMBEGA1UEAwwK
-MTY4MzU4OTE3NjEbMBkGA1UECgwS5b6u5L+h5ZWG5oi357O757ufMTMwMQYDVQQL
-DCrmtbfljZfnnIHlrablrofmgJ3nvZHnu5znp5HmioDmnInpmZDlhazlj7gxCzAJ
-BgNVBAYTAkNOMREwDwYDVQQHDAhTaGVuWmhlbjCCASIwDQYJKoZIhvcNAQEBBQAD
-ggEPADCCAQoCggEBALrww1QwtdPHNZeCYAEA7QqlgS/y0I5mmIWmAI6WTFv/9V56
-vSumhvG9IKeeVGjo3GC0zH4d2ZSpPRagRwRSZ+db4VFdy0Bzt1f1mfhOxV2uH3Ij
-jEWta82ATGkeCm6ROHMxDpeoowUd/o59zeAmBiA8wriVjUOfK0fOab6fJm8jzFJq
-+/IXD9VeqlqTRtJ8dR+g+CFi9PDtaZ9HFXVNYmJRjFRWzDQX/CkFMcLD4bsLYari
-5N+AX3UERy1kNK5Pzq0FVLBl3ZhJr7M2SnwcS2w6HT8mgm51GNayc31zkTpnjBsX
-cqSNFnBrQFucb+3Q1BIdvlKvUYW63ujNa280AxECAwEAAaOBuTCBtjAJBgNVHRME
-AjAAMAsGA1UdDwQEAwID+DCBmwYDVR0fBIGTMIGQMIGNoIGKoIGHhoGEaHR0cDov
-L2V2Y2EuaXRydXMuY29tLmNuL3B1YmxpYy9pdHJ1c2NybD9DQT0xQkQ0MjIwRTUw
-REJDMDRCMDZBRDM5NzU0OTg0NkMwMUMzRThFQkQyJnNnPUhBQ0M0NzFCNjU0MjJF
-MTJCMjdBOUQzM0E4N0FEMUNERjU5MjZFMTQwMzcxMA0GCSqGSIb3DQEBCwUAA4IB
-AQCzNP10pMYaO1I2nnqJXTMNom1AX+sSxo29v69Bgpie0uHC1VHJvqQAESaPRoz1
-ODrRsU0LeYXQ1bLxEIC37cfhnPCZR35+cqgofS1rMl696ZrW9rhbrIhC1T8AgigP
-KyqqllUHBiDkO8GscIgbDFFd6SIpTwSs6No8OnNdEoeDGAvLDDmAJ3+56gTXw22n
-JOKn31oOhfP5sHl5OFZDrceCw/I8AJu2w7B2e0BmvV5+FBiHXSXcFV6REA1ubOF3
-eqjZ4dD273aDbQw+8XeE+/YLyb/d2hOfSyX+yJ7chBRDmBOjC5lTma+bqfYUgddl
-3vMikpDq3VG/HrRC/nkpc1Q4
------END CERTIFICATE-----
diff --git a/app/main/api/etc/merchant/apiclient_key.pem b/app/main/api/etc/merchant/apiclient_key.pem
index 6f6e9c6..246c1df 100644
--- a/app/main/api/etc/merchant/apiclient_key.pem
+++ b/app/main/api/etc/merchant/apiclient_key.pem
@@ -1,28 +1,28 @@
 -----BEGIN PRIVATE KEY-----
-MIIEvgIBADANBgkqhkiG9w0BAQEFAASCBKgwggSkAgEAAoIBAQC68MNUMLXTxzWX
-gmABAO0KpYEv8tCOZpiFpgCOlkxb//Veer0rpobxvSCnnlRo6NxgtMx+HdmUqT0W
-oEcEUmfnW+FRXctAc7dX9Zn4TsVdrh9yI4xFrWvNgExpHgpukThzMQ6XqKMFHf6O
-fc3gJgYgPMK4lY1DnytHzmm+nyZvI8xSavvyFw/VXqpak0bSfHUfoPghYvTw7Wmf
-RxV1TWJiUYxUVsw0F/wpBTHCw+G7C2Gq4uTfgF91BEctZDSuT86tBVSwZd2YSa+z
-Nkp8HEtsOh0/JoJudRjWsnN9c5E6Z4wbF3KkjRZwa0BbnG/t0NQSHb5Sr1GFut7o
-zWtvNAMRAgMBAAECggEAfsG+UJnu0LjlN+SpYETWdj+fB3onvEcI6KaU/hofkMpQ
-AE5NcwmpusS5Ha8YIUK0G8a8Wk+3NzxCNdNcFCwkVBZTA68LoJpWGYhpbJtM7Kai
-n+xGswBSdremGCjMfghuNH1xHZi1YUTjVI8tR+3AfZ91kV+mt9F3sWre/OhBUV3U
-anHkhg0EiU1GXQx7q5TpT4XRg02aDge+FF4JNetUExeYDHmiECCmmz6QfuZgVwxV
-nggvLOoQetRU5nlu6yroQnR2OWa5Ku3jk1RqWXoibVoD7KAmMtPTvPCz59hXqZFP
-bxlWH9+tj6NiC9E0yLAzpALcr6c1D7doPs9R5rXLmQKBgQDyrdUfecOfHEkI0y1Y
-4OLe62BB+3YStfgq9DZarWm8UBOOzsfbdPIi7hHGhUcHwAg2DteB1Dj1Zr/eYBh/
-2r8LV0RvxsbbA+Jj7QfnV4sBxvG4jKq1WajgvXZXKbUgWNZh6eBKN/aoQVNdDuqe
-fr6z2riKXxcynWIVJ8uYoodO1wKBgQDFM67J3OPE10LGWazgMrGsZHEBH+15mqh8
-np8MN1u6RC3Rn64IyEHjWM7rdNgkXiQVfF9fd0yLf3xq86woYqSAwUIPSkJrLOjm
-fdwW/ypXlAs3qrS/euQfk3c2Ql4oPM0yzt+h2wkV92pH+wWTwkw0ZrBa0pu5D+6+
-LGQ/vJqIVwKBgQCtwpPgBqJv8aPFotdMVTF8ZdI1TGS9fvejYdrtUE9uG3P1g8+M
-Lg8VvZqSp2k1fmUit7vM5PSnmZt2ER5ZpXm3GBQTaKOHvB9EZzqKhZ8tdZIsDuRI
-F1uZF299d4qOD63oy7nhynJdBPE4p26Mb7oCM3CA+xc0EYZiGW1o666wXwKBgQC5
-iG2LWDonKQuXCCnA6ZEGC53SHBLWFS8tyCMFYFP5xEmDboNTme17k0NifZUZakTy
-vggRDnHC0RfinA0+FciFps2bCxfANAmPSZy3OizBJvUC06WofVuBZcGEGB70Jng8
-tCvs4OIEe7nPrRlLMkN2DaMgYAPIsnfBDozm9nBBkwKBgC6IwExmVxskBBgvI9kY
-LyXWnbMkYBvOeL9EZH75Z1ddQJXrpTAySRH0E7BxvG7UDJ2Mbfutdh+2JPdBLesK
-B9bGk5bdVQRAvqVXI1sXUXB6c79VJUyD9feABlU4NfP8SDtf8CRpX7MP76K292Wv
-Hx/bi3ojz/NLb2kX5GACG7cQ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 -----END PRIVATE KEY-----
diff --git a/app/main/api/etc/merchant/pub_key.pem b/app/main/api/etc/merchant/pub_key.pem
index c273c73..9356d8d 100644
--- a/app/main/api/etc/merchant/pub_key.pem
+++ b/app/main/api/etc/merchant/pub_key.pem
@@ -1,9 +1,9 @@
 -----BEGIN PUBLIC KEY-----
-MIIBIjANBgkqhkiG9w0BAQEFAAOCAQ8AMIIBCgKCAQEArw9V+Nc7LZ/2Sul64PWT
-rIpnWKAILD5Mt+lStWBm48sWxGsDDXcZVlp8Pk58Otrxl/d1yuGOWDa3WAp6W1cs
-xWnx4jfG5V9sh/xWWEMnGTnOYC+KwtOADFLqIXPbkNeieDjaIxoVyDQEQFxIjN6W
-lNdHbA0iWH8rqzFPtLwlP1U4X/xXpZvN/vwfEbuC/+tDhMROYbi1uGCEoYVpT8i4
-cd6UfO46CG40VuT2V+ZWGC0Ulu5dxjG/MSmIwhFhSoaF8Ec9wxR+yumTUhRG4Ahv
-ZRBylfZrJFk95LYWVEXf7dbJvbc5wYpWTOH4k3A4Nvo5ILzN4KQoA5WoULLCHUeu
-vQIDAQAB
+MIIBIjANBgkqhkiG9w0BAQEFAAOCAQ8AMIIBCgKCAQEAvwSy7dS/ICZV38tI0HxM
+SAIE7+Ug92qryuNlkNyaNDRjfsykHsrPCSsUUQEZblBNmZOLfLQxmAaWC+cQqWCv
+zfy4rXGAHE1widWFkHGzQzaw6cB0VdDXatK9yAt1PgXdp5jzBRzOn9Z3u4t0s771
+2zjuxCnLxMq84DovNgh2y0LBiuorWbtuTFTd8SXUGk2Jyuojq/02U3KTuyh+7SmW
+ffJXKrzhrKwSpGh59e/fFxqX2xGlVoJ1kdohMZPo/7k+e5jP7qjrf93l7JVeUKYa
+V27hNVowJ4oho21WVCJ1AYo41IbPJWI+6WxlaVeoR4zKix0Mb2timaWayyLoN53y
+aQIDAQAB
 -----END PUBLIC KEY-----
diff --git a/app/main/api/internal/service/wechatpayService.go b/app/main/api/internal/service/wechatpayService.go
index 614ece5..c312172 100644
--- a/app/main/api/internal/service/wechatpayService.go
+++ b/app/main/api/internal/service/wechatpayService.go
@@ -137,10 +137,10 @@ func newWechatPayServiceWithWxPayPubKey(c config.Config, userAuthModel model.Use
 	}
 
 	// 初始化 notify.Handler
-	// 使用微信支付公钥方式时，使用 NewSHA256WithRSAPubkeyVerifier
+	certificateVisitor := downloader.MgrInstance().GetCertificateVisitor(mchID)
 	notifyHandler := notify.NewNotifyHandler(
 		mchAPIv3Key,
-		verifiers.NewSHA256WithRSAPubkeyVerifier(mchPublicKeyID, *mchPublicKey))
+		verifiers.NewSHA256WithRSACombinedVerifier(certificateVisitor, mchPublicKeyID, *mchPublicKey))
 
 	logx.Infof("微信支付客户端初始化成功(微信支付公钥方式)")
 	return &WechatPayService{