diff --git a/app/user/cmd/api/internal/logic/query/queryservicelogic.go b/app/user/cmd/api/internal/logic/query/queryservicelogic.go
index 2e05a76..db16a89 100644
--- a/app/user/cmd/api/internal/logic/query/queryservicelogic.go
+++ b/app/user/cmd/api/internal/logic/query/queryservicelogic.go
@@ -39,28 +39,31 @@ func (l *QueryServiceLogic) QueryService(req *types.QueryServiceReq) (resp *type
 }
 
 var productProcessors = map[string]func(*QueryServiceLogic, *types.QueryServiceReq) (*types.QueryServiceResp, error){
-	"marriage":                        (*QueryServiceLogic).ProcessMarriageLogic,
-	"homeservice":                     (*QueryServiceLogic).ProcessHomeServiceLogic,
-	"riskassessment":                  (*QueryServiceLogic).ProcessRiskAssessmentLogic,
-	"companyinfo":                     (*QueryServiceLogic).ProcessCompanyInfoLogic,
-	"rentalinfo":                      (*QueryServiceLogic).ProcessRentalInfoLogic,
-	"preloanbackgroundcheck":          (*QueryServiceLogic).ProcessPreLoanBackgroundCheckLogic,
-	"backgroundcheck":                 (*QueryServiceLogic).ProcessBackgroundCheckLogic,
-	"toc_Marriage":                    (*QueryServiceLogic).ProcessTocMarriageLogic,
-	"toc_PersonalBadRecord":           (*QueryServiceLogic).ProcessTocPersonalBadRecordLogic,
-	"toc_ShareholderBusinessRelation": (*QueryServiceLogic).ProcessTocShareholderBusinessRelationLogic,
-	"toc_PersonalLawsuit":             (*QueryServiceLogic).ProcessTocPersonalLawsuitLogic,
-	"toc_EnterpriseLawsuit":           (*QueryServiceLogic).ProcessTocEnterpriseLawsuitLogic,
-	"toc_PhoneThreeElements":          (*QueryServiceLogic).ProcessTocPhoneThreeElementsLogic,
-	"toc_PhoneTwoElements":            (*QueryServiceLogic).ProcessTocPhoneTwoElementsLogic,
-	"toc_IDCardTwoElements":           (*QueryServiceLogic).ProcessTocIDCardTwoElementsLogic,
-	"toc_NaturalLifeStatus":           (*QueryServiceLogic).ProcessTocNaturalLifeStatusLogic,
-	"toc_PersonVehicleVerification":   (*QueryServiceLogic).ProcessTocPersonVehicleVerificationLogic,
-	"toc_DualMarriage":                (*QueryServiceLogic).ProcessTocDualMarriageLogic,
-	"toc_PhoneNumberRisk":             (*QueryServiceLogic).ProcessTocPhoneNumberRiskLogic,
-	"toc_NetworkDuration":             (*QueryServiceLogic).ProcessTocNetworkDurationLogic,
-	"toc_PhoneSecondaryCard":          (*QueryServiceLogic).ProcessTocPhoneSecondaryCardLogic,
-	"toc_BankCardFourElements":        (*QueryServiceLogic).ProcessTocBankCardFourElementsLogic,
+	"marriage":                           (*QueryServiceLogic).ProcessMarriageLogic,
+	"homeservice":                        (*QueryServiceLogic).ProcessHomeServiceLogic,
+	"riskassessment":                     (*QueryServiceLogic).ProcessRiskAssessmentLogic,
+	"companyinfo":                        (*QueryServiceLogic).ProcessCompanyInfoLogic,
+	"rentalinfo":                         (*QueryServiceLogic).ProcessRentalInfoLogic,
+	"preloanbackgroundcheck":             (*QueryServiceLogic).ProcessPreLoanBackgroundCheckLogic,
+	"backgroundcheck":                    (*QueryServiceLogic).ProcessBackgroundCheckLogic,
+	"toc_Marriage":                       (*QueryServiceLogic).ProcessTocMarriageLogic,
+	"toc_PersonalBadRecord":              (*QueryServiceLogic).ProcessTocPersonalBadRecordLogic,
+	"toc_ShareholderBusinessRelation":    (*QueryServiceLogic).ProcessTocShareholderBusinessRelationLogic,
+	"toc_PersonalLawsuit":                (*QueryServiceLogic).ProcessTocPersonalLawsuitLogic,
+	"toc_EnterpriseLawsuit":              (*QueryServiceLogic).ProcessTocEnterpriseLawsuitLogic,
+	"toc_PhoneThreeElements":             (*QueryServiceLogic).ProcessTocPhoneThreeElementsLogic,
+	"toc_PhoneTwoElements":               (*QueryServiceLogic).ProcessTocPhoneTwoElementsLogic,
+	"toc_IDCardTwoElements":              (*QueryServiceLogic).ProcessTocIDCardTwoElementsLogic,
+	"toc_NaturalLifeStatus":              (*QueryServiceLogic).ProcessTocNaturalLifeStatusLogic,
+	"toc_PersonVehicleVerification":      (*QueryServiceLogic).ProcessTocPersonVehicleVerificationLogic,
+	"toc_DualMarriage":                   (*QueryServiceLogic).ProcessTocDualMarriageLogic,
+	"toc_PhoneNumberRisk":                (*QueryServiceLogic).ProcessTocPhoneNumberRiskLogic,
+	"toc_NetworkDuration":                (*QueryServiceLogic).ProcessTocNetworkDurationLogic,
+	"toc_PhoneSecondaryCard":             (*QueryServiceLogic).ProcessTocPhoneSecondaryCardLogic,
+	"toc_BankCardFourElements":           (*QueryServiceLogic).ProcessTocBankCardFourElementsLogic,
+	"toc_PersonalConsumptionRestriction": (*QueryServiceLogic).ProcessTocPersonalConsumptionRestrictionLogic,
+	"toc_PersonalDiscredit":              (*QueryServiceLogic).ProcessTocPersonalDiscreditLogic,
+
 	// 车辆部分
 	"toc_BankCardBlacklist":        (*QueryServiceLogic).ProcessTocBankCardBlacklistLogic,
 	"toc_VehiclesUnderName":        (*QueryServiceLogic).ProcessTocVehiclesUnderNameLogic,
@@ -1243,6 +1246,76 @@ func (l *QueryServiceLogic) ProcessTocBankCardFourElementsLogic(req *types.Query
 
 	return &types.QueryServiceResp{Id: cacheNo}, nil
 }
+
+// ProcessTocPersonalConsumptionRestrictionLogic 个人限高
+func (l *QueryServiceLogic) ProcessTocPersonalConsumptionRestrictionLogic(req *types.QueryServiceReq) (*types.QueryServiceResp, error) {
+	userID, getUidErr := ctxdata.GetUidFromCtx(l.ctx)
+	if getUidErr != nil {
+		return nil, errors.Wrapf(xerr.NewErrCode(xerr.SERVER_COMMON_ERROR), "查询服务, 获取用户信息失败, %+v", getUidErr)
+	}
+
+	// AES解密
+	decryptData, DecryptDataErr := l.DecryptData(req.Data)
+	if DecryptDataErr != nil {
+		return nil, DecryptDataErr
+	}
+
+	// 校验参数
+	var data types.TocIDCardTwoElements
+	if unmarshalErr := json.Unmarshal(decryptData, &data); unmarshalErr != nil {
+		return nil, errors.Wrapf(xerr.NewErrCode(xerr.SERVER_COMMON_ERROR), "查询服务, 解密后的数据格式不正确: %+v", unmarshalErr)
+	}
+
+	if validatorErr := validator.Validate(data); validatorErr != nil {
+		return nil, errors.Wrapf(xerr.NewErrCodeMsg(xerr.PARAM_VERIFICATION_ERROR, validatorErr.Error()), "查询服务, 参数不正确: %+v", validatorErr)
+	}
+
+	params := map[string]interface{}{
+		"name":    data.Name,
+		"id_card": data.IDCard,
+	}
+	cacheNo, cacheDataErr := l.CacheData(params, "toc_PersonalConsumptionRestriction", userID)
+	if cacheDataErr != nil {
+		return nil, cacheDataErr
+	}
+
+	return &types.QueryServiceResp{Id: cacheNo}, nil
+}
+
+// ProcessTocPersonalDiscreditLogic 个人失信
+func (l *QueryServiceLogic) ProcessTocPersonalDiscreditLogic(req *types.QueryServiceReq) (*types.QueryServiceResp, error) {
+	userID, getUidErr := ctxdata.GetUidFromCtx(l.ctx)
+	if getUidErr != nil {
+		return nil, errors.Wrapf(xerr.NewErrCode(xerr.SERVER_COMMON_ERROR), "查询服务, 获取用户信息失败, %+v", getUidErr)
+	}
+
+	// AES解密
+	decryptData, DecryptDataErr := l.DecryptData(req.Data)
+	if DecryptDataErr != nil {
+		return nil, DecryptDataErr
+	}
+
+	// 校验参数
+	var data types.TocIDCardTwoElements
+	if unmarshalErr := json.Unmarshal(decryptData, &data); unmarshalErr != nil {
+		return nil, errors.Wrapf(xerr.NewErrCode(xerr.SERVER_COMMON_ERROR), "查询服务, 解密后的数据格式不正确: %+v", unmarshalErr)
+	}
+
+	if validatorErr := validator.Validate(data); validatorErr != nil {
+		return nil, errors.Wrapf(xerr.NewErrCodeMsg(xerr.PARAM_VERIFICATION_ERROR, validatorErr.Error()), "查询服务, 参数不正确: %+v", validatorErr)
+	}
+
+	params := map[string]interface{}{
+		"name":    data.Name,
+		"id_card": data.IDCard,
+	}
+	cacheNo, cacheDataErr := l.CacheData(params, "toc_PersonalDiscredit", userID)
+	if cacheDataErr != nil {
+		return nil, cacheDataErr
+	}
+
+	return &types.QueryServiceResp{Id: cacheNo}, nil
+}
 func (l *QueryServiceLogic) DecryptData(data string) ([]byte, error) {
 	secretKey := l.svcCtx.Config.Encrypt.SecretKey
 	key, decodeErr := hex.DecodeString(secretKey)