f

app/main/api/desc/front/app.api

@@ -19,6 +19,12 @@ service main {
 
 	@handler getAppVersion
 	get /app/version returns (getAppVersionResp)
+
+	@doc(
+		summary: "获取APP全局配置"
+	)
+	@handler getAppConfig
+	get /app/config returns (GetAppConfigResp)
 }
 
 type (
@@ -34,4 +40,14 @@ type (
 		Version string `json:"version"`
 		WgtUrl  string `json:"wgtUrl"`
 	}
-)
+)
+
+type (
+	AppQueryConfig {
+		RetentionDays int64 `json:"retention_days"` // 查询结果保留天数
+	}
+
+	GetAppConfigResp {
+		Query AppQueryConfig `json:"query"` // 查询相关配置
+	}
+)

app/main/api/etc/main.example.yaml

@@ -50,7 +50,7 @@ Wxpay:
     MchPublicKeyPath: "etc/merchant/wxpay/XXXXXXXXXXXX_XXXXXXXXXXXX_cert/pub_key.pem"
     MchPlatformRAS: "xxxx"
     NotifyUrl: "https://www.XXXXXXXXXXXXXX.com/api/v1/pay/wechat/callback"
-    RefundNotifyUrl: "https://www.XXXXXXXXXXXXXX.com/api/v1/wechat/refund_callback"
+    RefundNotifyUrl: "https://www.XXXXXXXXXXXXXX.com/api/v1/pay/wechat/refund_callback"
 Applepay:
     ProductionVerifyURL: "https://api.storekit.itunes.apple.com/inApps/v1/transactions/receipt"
     SandboxVerifyURL: "https://api.storekit-sandbox.itunes.apple.com/inApps/v1/transactions/receipt"

app/main/api/internal/handler/app/getappconfighandler.go

@@ -0,0 +1,17 @@
+package app
+
+import (
+	"net/http"
+
+	"bdrp-server/app/main/api/internal/logic/app"
+	"bdrp-server/app/main/api/internal/svc"
+	"bdrp-server/common/result"
+)
+
+func GetAppConfigHandler(svcCtx *svc.ServiceContext) http.HandlerFunc {
+	return func(w http.ResponseWriter, r *http.Request) {
+		l := app.NewGetAppConfigLogic(r.Context(), svcCtx)
+		resp, err := l.GetAppConfig()
+		result.HttpResult(r, w, resp, err)
+	}
+}

app/main/api/internal/handler/routes.go

@@ -899,6 +899,12 @@ func RegisterHandlers(server *rest.Server, serverCtx *svc.ServiceContext) {
 
 	server.AddRoutes(
 		[]rest.Route{
+			{
+				// 获取APP全局配置
+				Method:  http.MethodGet,
+				Path:    "/app/config",
+				Handler: app.GetAppConfigHandler(serverCtx),
+			},
 			{
 				Method:  http.MethodGet,
 				Path:    "/app/version",

app/main/api/internal/logic/admin_agent/adminbatchunfreezeagentcommissionlogic.go

@@ -57,7 +57,7 @@ func (l *AdminBatchUnfreezeAgentCommissionLogic) AdminBatchUnfreezeAgentCommissi
 	// 计算总金额
 	var totalAmount float64
 	for _, commission := range commissions {
-		totalAmount += commission.Amount
+		totalAmount = roundMoney(totalAmount + commission.Amount)
 	}
 
 	// 开始事务
@@ -96,16 +96,16 @@ func (l *AdminBatchUnfreezeAgentCommissionLogic) AdminBatchUnfreezeAgentCommissi
 
 			// 累加到对应代理商的钱包数据
 			if wallet, exists := agentWalletMap[commission.AgentId]; exists {
-				wallet.Balance += commission.Amount
+				wallet.Balance = roundMoney(wallet.Balance + commission.Amount)
-				wallet.FrozenBalance -= commission.Amount
+				wallet.FrozenBalance = roundMoney(wallet.FrozenBalance - commission.Amount)
 			} else {
 				// 查询该代理商的钱包
 				wallet, err := l.svcCtx.AgentWalletModel.FindOneByAgentId(ctx, commission.AgentId)
 				if err != nil {
 					return err
 				}
-				wallet.Balance += commission.Amount
+				wallet.Balance = roundMoney(wallet.Balance + commission.Amount)
-				wallet.FrozenBalance -= commission.Amount
+				wallet.FrozenBalance = roundMoney(wallet.FrozenBalance - commission.Amount)
 				agentWalletMap[commission.AgentId] = wallet
 			}
 		}

app/main/api/internal/logic/admin_agent/adminreviewbankcardwithdrawallogic.go

@@ -1,11 +1,11 @@
 package admin_agent
 
 import (
+	"bdrp-server/app/main/model"
+	"bdrp-server/common/xerr"
 	"context"
 	"database/sql"
 	"time"
-	"bdrp-server/app/main/model"
-	"bdrp-server/common/xerr"
 
 	"github.com/pkg/errors"
 	"github.com/zeromicro/go-zero/core/stores/sqlx"
@@ -164,7 +164,7 @@ func (l *AdminReviewBankCardWithdrawalLogic) approveBankCardWithdrawal(ctx conte
 	frozenBalanceBefore := wallet.FrozenBalance
 
 	// 更新钱包（减少冻结余额）
-	wallet.FrozenBalance -= record.Amount
+	wallet.FrozenBalance = roundMoney(wallet.FrozenBalance - record.Amount)
 	if err := l.svcCtx.AgentWalletModel.UpdateWithVersion(ctx, session, wallet); err != nil {
 		return errors.Wrapf(xerr.NewErrCode(xerr.DB_ERROR), "更新钱包失败: %v", err)
 	}
@@ -175,14 +175,14 @@ func (l *AdminReviewBankCardWithdrawalLogic) approveBankCardWithdrawal(ctx conte
 		session,
 		wallet.AgentId,
 		model.WalletTransactionTypeWithdraw,
-		-record.Amount,       // 变动金额（负数表示减少）
+		roundMoney(-record.Amount),       // 变动金额（负数表示减少）
-		wallet.Balance,       // 变动前余额（不变）
+		roundMoney(wallet.Balance),       // 变动前余额（不变）
-		wallet.Balance,       // 变动后余额（不变）
+		roundMoney(wallet.Balance),       // 变动后余额（不变）
-		frozenBalanceBefore,  // 变动前冻结余额
+		roundMoney(frozenBalanceBefore),  // 变动前冻结余额
-		wallet.FrozenBalance, // 变动后冻结余额
+		roundMoney(wallet.FrozenBalance), // 变动后冻结余额
-		record.WithdrawNo,    // 关联交易ID
+		record.WithdrawNo,                // 关联交易ID
-		0,                    // 关联用户ID
+		0,                                // 关联用户ID
-		"提现审核通过",             // 备注
+		"提现审核通过",                         // 备注
 	)
 	if err != nil {
 		return err
@@ -234,8 +234,8 @@ func (l *AdminReviewBankCardWithdrawalLogic) rejectWithdrawal(ctx context.Contex
 	frozenBalanceBefore := wallet.FrozenBalance
 
 	// 更新钱包（余额增加，冻结余额减少）
-	wallet.Balance += record.Amount
+	wallet.Balance = roundMoney(wallet.Balance + record.Amount)
-	wallet.FrozenBalance -= record.Amount
+	wallet.FrozenBalance = roundMoney(wallet.FrozenBalance - record.Amount)
 	if err := l.svcCtx.AgentWalletModel.UpdateWithVersion(ctx, session, wallet); err != nil {
 		return errors.Wrapf(xerr.NewErrCode(xerr.DB_ERROR), "更新钱包失败: %v", err)
 	}
@@ -246,14 +246,14 @@ func (l *AdminReviewBankCardWithdrawalLogic) rejectWithdrawal(ctx context.Contex
 		session,
 		wallet.AgentId,
 		model.WalletTransactionTypeUnfreeze,
-		record.Amount,        // 变动金额（正数表示增加）
+		roundMoney(record.Amount),        // 变动金额（正数表示增加）
-		balanceBefore,        // 变动前余额
+		roundMoney(balanceBefore),        // 变动前余额
-		wallet.Balance,       // 变动后余额
+		roundMoney(wallet.Balance),       // 变动后余额
-		frozenBalanceBefore,  // 变动前冻结余额
+		roundMoney(frozenBalanceBefore),  // 变动前冻结余额
-		wallet.FrozenBalance, // 变动后冻结余额
+		roundMoney(wallet.FrozenBalance), // 变动后冻结余额
-		record.WithdrawNo,    // 关联交易ID
+		record.WithdrawNo,                // 关联交易ID
-		0,                    // 关联用户ID
+		0,                                // 关联用户ID
-		"提现拒绝，解冻资金",          // 备注
+		"提现拒绝，解冻资金",                      // 备注
 	)
 	if err != nil {
 		return err
@@ -295,7 +295,7 @@ func (l *AdminReviewBankCardWithdrawalLogic) completeWithdrawalSuccess(ctx conte
 	frozenBalanceBefore := wallet.FrozenBalance
 
 	// 更新钱包（减少冻结余额）
-	wallet.FrozenBalance -= record.Amount
+	wallet.FrozenBalance = roundMoney(wallet.FrozenBalance - record.Amount)
 	if err := l.svcCtx.AgentWalletModel.UpdateWithVersion(ctx, session, wallet); err != nil {
 		return errors.Wrapf(xerr.NewErrCode(xerr.DB_ERROR), "更新钱包失败: %v", err)
 	}
@@ -306,14 +306,14 @@ func (l *AdminReviewBankCardWithdrawalLogic) completeWithdrawalSuccess(ctx conte
 		session,
 		wallet.AgentId,
 		model.WalletTransactionTypeWithdraw,
-		-record.Amount,       // 变动金额（负数表示减少）
+		roundMoney(-record.Amount),       // 变动金额（负数表示减少）
-		wallet.Balance,       // 变动前余额（不变）
+		roundMoney(wallet.Balance),       // 变动前余额（不变）
-		wallet.Balance,       // 变动后余额（不变）
+		roundMoney(wallet.Balance),       // 变动后余额（不变）
-		frozenBalanceBefore,  // 变动前冻结余额
+		roundMoney(frozenBalanceBefore),  // 变动前冻结余额
-		wallet.FrozenBalance, // 变动后冻结余额
+		roundMoney(wallet.FrozenBalance), // 变动后冻结余额
-		record.WithdrawNo,    // 关联交易ID
+		record.WithdrawNo,                // 关联交易ID
-		0,                    // 关联用户ID
+		0,                                // 关联用户ID
-		"提现成功",               // 备注
+		"提现成功",                           // 备注
 	)
 	if err != nil {
 		return err
@@ -365,8 +365,8 @@ func (l *AdminReviewBankCardWithdrawalLogic) completeWithdrawalFailure(ctx conte
 	frozenBalanceBefore := wallet.FrozenBalance
 
 	// 更新钱包（余额增加，冻结余额减少）
-	wallet.Balance += record.Amount
+	wallet.Balance = roundMoney(wallet.Balance + record.Amount)
-	wallet.FrozenBalance -= record.Amount
+	wallet.FrozenBalance = roundMoney(wallet.FrozenBalance - record.Amount)
 	if err := l.svcCtx.AgentWalletModel.UpdateWithVersion(ctx, session, wallet); err != nil {
 		return errors.Wrapf(xerr.NewErrCode(xerr.DB_ERROR), "更新钱包失败: %v", err)
 	}
@@ -377,14 +377,14 @@ func (l *AdminReviewBankCardWithdrawalLogic) completeWithdrawalFailure(ctx conte
 		session,
 		wallet.AgentId,
 		model.WalletTransactionTypeUnfreeze,
-		record.Amount,        // 变动金额（正数表示增加）
+		roundMoney(record.Amount),        // 变动金额（正数表示增加）
-		balanceBefore,        // 变动前余额
+		roundMoney(balanceBefore),        // 变动前余额
-		wallet.Balance,       // 变动后余额
+		roundMoney(wallet.Balance),       // 变动后余额
-		frozenBalanceBefore,  // 变动前冻结余额
+		roundMoney(frozenBalanceBefore),  // 变动前冻结余额
-		wallet.FrozenBalance, // 变动后冻结余额
+		roundMoney(wallet.FrozenBalance), // 变动后冻结余额
-		record.WithdrawNo,    // 关联交易ID
+		record.WithdrawNo,                // 关联交易ID
-		0,                    // 关联用户ID
+		0,                                // 关联用户ID
-		"提现失败，解冻资金",          // 备注
+		"提现失败，解冻资金",                      // 备注
 	)
 	if err != nil {
 		return err

app/main/api/internal/logic/admin_agent/adminupdateagentwalletbalancelogic.go

@@ -4,6 +4,7 @@ import (
 	"context"
 	"errors"
 	"fmt"
+	"math"
 
 	"bdrp-server/app/main/api/internal/svc"
 	"bdrp-server/app/main/api/internal/types"
@@ -14,6 +15,10 @@ import (
 	"github.com/zeromicro/go-zero/core/stores/sqlx"
 )
 
+func roundMoney(v float64) float64 {
+	return math.Round(v*100) / 100
+}
+
 type AdminUpdateAgentWalletBalanceLogic struct {
 	logx.Logger
 	ctx    context.Context
@@ -47,7 +52,8 @@ func (l *AdminUpdateAgentWalletBalanceLogic) AdminUpdateAgentWalletBalance(req *
 	}
 
 	// 计算新余额
-	newBalance := wallet.Balance + req.Amount
+	adjustAmount := roundMoney(req.Amount)
+	newBalance := roundMoney(wallet.Balance + adjustAmount)
 
 	// 校验余额不能为负数
 	if newBalance < 0 {
@@ -68,20 +74,20 @@ func (l *AdminUpdateAgentWalletBalanceLogic) AdminUpdateAgentWalletBalance(req *
 		}
 
 		// 创建钱包交易流水记录（手动调整）
-		remark := fmt.Sprintf("管理员手动调整余额，金额: %.2f", req.Amount)
+		remark := fmt.Sprintf("管理员手动调整余额，金额: %.2f", adjustAmount)
 		transErr := l.svcCtx.AgentService.CreateWalletTransaction(
 			transCtx,
 			session,
 			req.AgentId,
 			model.WalletTransactionTypeAdjust,
-			req.Amount,           // 变动金额（正数表示增加，负数表示减少）
+			adjustAmount,                     // 变动金额（正数表示增加，负数表示减少）
-			balanceBefore,        // 变动前余额
+			roundMoney(balanceBefore),        // 变动前余额
-			wallet.Balance,       // 变动后余额
+			roundMoney(wallet.Balance),       // 变动后余额
-			frozenBalanceBefore,  // 变动前冻结余额
+			roundMoney(frozenBalanceBefore),  // 变动前冻结余额
-			wallet.FrozenBalance, // 变动后冻结余额（保持不变）
+			roundMoney(wallet.FrozenBalance), // 变动后冻结余额（保持不变）
-			"",                   // 关联交易ID（无关联）
+			"",                               // 关联交易ID（无关联）
-			0,                    // 关联用户ID（无关联）
+			0,                                // 关联用户ID（无关联）
-			remark,               // 备注
+			remark,                           // 备注
 		)
 		if transErr != nil {
 			l.Logger.Errorf("创建代理钱包流水记录失败: %+v", transErr)
@@ -89,7 +95,7 @@ func (l *AdminUpdateAgentWalletBalanceLogic) AdminUpdateAgentWalletBalance(req *
 		}
 
 		l.Logger.Infof("代理钱包余额变更 - AgentId: %d, 原余额: %.2f, 变更金额: %.2f, 新余额: %.2f",
-			req.AgentId, balanceBefore, req.Amount, wallet.Balance)
+			req.AgentId, roundMoney(balanceBefore), adjustAmount, roundMoney(wallet.Balance))
 
 		return nil
 	})
@@ -101,7 +107,7 @@ func (l *AdminUpdateAgentWalletBalanceLogic) AdminUpdateAgentWalletBalance(req *
 
 	resp = &types.AdminUpdateAgentWalletBalanceResp{
 		Success: true,
-		Balance: newBalance,
+		Balance: roundMoney(newBalance),
 	}
 	return
 }

app/main/api/internal/logic/admin_product/admincreateproductlogic.go

@@ -1,15 +1,17 @@
 package admin_product
 
 import (
-	"context"
 	"bdrp-server/app/main/api/internal/svc"
 	"bdrp-server/app/main/api/internal/types"
 	"bdrp-server/app/main/model"
 	"bdrp-server/common/xerr"
+	"context"
 	"database/sql"
+	"math"
 
 	"github.com/pkg/errors"
 	"github.com/zeromicro/go-zero/core/logx"
+	"github.com/zeromicro/go-zero/core/stores/sqlx"
 )
 
 type AdminCreateProductLogic struct {
@@ -27,7 +29,7 @@ func NewAdminCreateProductLogic(ctx context.Context, svcCtx *svc.ServiceContext)
 }
 
 func (l *AdminCreateProductLogic) AdminCreateProduct(req *types.AdminCreateProductReq) (resp *types.AdminCreateProductResp, err error) {
-	// 1. 数据转换
+	// 1. 构建产品数据
 	data := &model.Product{
 		ProductName: req.ProductName,
 		ProductEn:   req.ProductEn,
@@ -37,14 +39,37 @@ func (l *AdminCreateProductLogic) AdminCreateProduct(req *types.AdminCreateProdu
 		SellPrice:   req.SellPrice,
 	}
 
-	// 2. 数据库操作
+	// 2. 开启事务，确保产品与代理产品配置同步创建
-	result, err := l.svcCtx.ProductModel.Insert(l.ctx, nil, data)
+	var id int64
+	err = l.svcCtx.ProductModel.Trans(l.ctx, func(ctx context.Context, session sqlx.Session) error {
+		result, txErr := l.svcCtx.ProductModel.Insert(ctx, session, data)
+		if txErr != nil {
+			return txErr
+		}
+
+		productID, txErr := result.LastInsertId()
+		if txErr != nil {
+			return txErr
+		}
+		id = productID
+
+		priceRangeMax := math.Max(req.CostPrice, req.SellPrice)
+		agentConfig := &model.AgentProductConfig{
+			ProductId:        productID,
+			CostPrice:        req.CostPrice,
+			PriceRangeMin:    req.CostPrice,
+			PriceRangeMax:    priceRangeMax,
+			PricingStandard:  priceRangeMax,
+			OverpricingRatio: 0.10,
+		}
+		_, txErr = l.svcCtx.AgentProductConfigModel.Insert(ctx, session, agentConfig)
+		return txErr
+	})
 	if err != nil {
 		return nil, errors.Wrapf(xerr.NewErrCode(xerr.DB_ERROR),
-			"创建产品失败, err: %v, req: %+v", err, req)
+			"创建产品及代理产品配置失败, err: %v, req: %+v", err, req)
 	}
 
 	// 3. 返回结果
-	id, _ := result.LastInsertId()
 	return &types.AdminCreateProductResp{Id: id}, nil
 }

app/main/api/internal/logic/admin_product/admindeleteproductlogic.go

@@ -1,13 +1,15 @@
 package admin_product
 
 import (
-	"context"
 	"bdrp-server/app/main/api/internal/svc"
 	"bdrp-server/app/main/api/internal/types"
+	"bdrp-server/app/main/model"
 	"bdrp-server/common/xerr"
+	"context"
 
 	"github.com/pkg/errors"
 	"github.com/zeromicro/go-zero/core/logx"
+	"github.com/zeromicro/go-zero/core/stores/sqlx"
 )
 
 type AdminDeleteProductLogic struct {
@@ -25,15 +27,27 @@ func NewAdminDeleteProductLogic(ctx context.Context, svcCtx *svc.ServiceContext)
 }
 
 func (l *AdminDeleteProductLogic) AdminDeleteProduct(req *types.AdminDeleteProductReq) (resp *types.AdminDeleteProductResp, err error) {
-	// 1. 查询记录是否存在
+	// 1. 查询产品是否存在
 	record, err := l.svcCtx.ProductModel.FindOne(l.ctx, req.Id)
 	if err != nil {
 		return nil, errors.Wrapf(xerr.NewErrCode(xerr.DB_ERROR),
 			"查找产品失败, err: %v, id: %d", err, req.Id)
 	}
 
-	// 2. 执行软删除
+	// 2. 事务内执行物理删除，保持 product 与 agent_product_config 同步
-	err = l.svcCtx.ProductModel.DeleteSoft(l.ctx, nil, record)
+	err = l.svcCtx.ProductModel.Trans(l.ctx, func(ctx context.Context, session sqlx.Session) error {
+		agentCfg, findErr := l.svcCtx.AgentProductConfigModel.FindOneByProductId(ctx, req.Id)
+		if findErr != nil && !errors.Is(findErr, model.ErrNotFound) {
+			return findErr
+		}
+		if findErr == nil {
+			if deleteCfgErr := l.svcCtx.AgentProductConfigModel.Delete(ctx, session, agentCfg.Id); deleteCfgErr != nil {
+				return deleteCfgErr
+			}
+		}
+
+		return l.svcCtx.ProductModel.Delete(ctx, session, record.Id)
+	})
 	if err != nil {
 		return nil, errors.Wrapf(xerr.NewErrCode(xerr.DB_ERROR),
 			"删除产品失败, err: %v, id: %d", err, req.Id)

app/main/api/internal/logic/agent/agentwithdrawallogic.go

@@ -1,14 +1,14 @@
 package agent
 
 import (
-	"context"
-	"database/sql"
-	"fmt"
-	"time"
 	"bdrp-server/app/main/model"
 	"bdrp-server/common/ctxdata"
 	"bdrp-server/common/xerr"
 	"bdrp-server/pkg/lzkit/lzUtils"
+	"context"
+	"database/sql"
+	"fmt"
+	"time"
 
 	"github.com/cenkalti/backoff/v4"
 	"github.com/pkg/errors"
@@ -56,6 +56,8 @@ func (l *AgentWithdrawalLogic) AgentWithdrawal(req *types.WithdrawalReq) (*types
 		agentID     int64
 	)
 	var finalWithdrawAmount float64 // 实际到账金额
+	withdrawAmount := roundMoney(req.Amount)
+
 	// 使用事务处理核心操作
 	err := l.svcCtx.AgentModel.Trans(l.ctx, func(ctx context.Context, session sqlx.Session) error {
 		userID, err := ctxdata.GetUidFromCtx(l.ctx)
@@ -89,7 +91,7 @@ func (l *AgentWithdrawalLogic) AgentWithdrawal(req *types.WithdrawalReq) (*types
 		}
 
 		// 校验可提现金额
-		if req.Amount > agentWallet.Balance {
+		if withdrawAmount > roundMoney(agentWallet.Balance) {
 			return errors.Wrapf(xerr.NewErrMsg("您可提现的余额不足"), "获取用户ID失败")
 		}
 
@@ -97,7 +99,7 @@ func (l *AgentWithdrawalLogic) AgentWithdrawal(req *types.WithdrawalReq) (*types
 		outBizNo = "W_" + l.svcCtx.AlipayService.GenerateOutTradeNo()
 
 		// 冻结资金（事务内操作）
-		if err = l.freezeFunds(session, agentWallet, req.Amount); err != nil {
+		if err = l.freezeFunds(session, agentWallet, withdrawAmount); err != nil {
 			return errors.Wrapf(xerr.NewErrCode(xerr.DB_ERROR), "资金冻结失败: %v", err)
 		}
 		yearMonth := int64(time.Now().Year()*100 + int(time.Now().Month()))
@@ -111,14 +113,14 @@ func (l *AgentWithdrawalLogic) AgentWithdrawal(req *types.WithdrawalReq) (*types
 		)
 
 		// 统一扣税逻辑：所有提现都按6%收取税收
-		exemptionAmount = 0                          // 免税金额 = 0
+		exemptionAmount = 0                                          // 免税金额 = 0
-		TaxStatus = model.TaxStatusPending           // 扣税状态 = 待扣税
+		TaxStatus = model.TaxStatusPending                           // 扣税状态 = 待扣税
-		taxDeductionPart = req.Amount                // 应税金额 = 提现金额
+		taxDeductionPart = withdrawAmount                            // 应税金额 = 提现金额
-		taxAmount = taxDeductionPart * taxRate       // 应缴税费 = 应税金额 * 税率
+		taxAmount = roundMoney(taxDeductionPart * taxRate)           // 应缴税费 = 应税金额 * 税率
-		finalWithdrawAmount = req.Amount - taxAmount // 实际到账金额 = 提现金额 - 应缴税费
+		finalWithdrawAmount = roundMoney(withdrawAmount - taxAmount) // 实际到账金额 = 提现金额 - 应缴税费
 
 		// 创建提现记录（初始状态为处理中）
-		withdrawalID, err := l.createWithdrawalRecord(session, agentModel.Id, req.PayeeAccount, req.PayeeName, req.Amount, finalWithdrawAmount, taxAmount, outBizNo)
+		withdrawalID, err := l.createWithdrawalRecord(session, agentModel.Id, req.PayeeAccount, req.PayeeName, withdrawAmount, finalWithdrawAmount, taxAmount, outBizNo)
 		if err != nil {
 			return errors.Wrapf(xerr.NewErrCode(xerr.DB_ERROR), "创建提现记录失败: %v", err)
 		}
@@ -127,7 +129,7 @@ func (l *AgentWithdrawalLogic) AgentWithdrawal(req *types.WithdrawalReq) (*types
 			AgentId:           agentModel.Id,
 			YearMonth:         yearMonth,
 			WithdrawalId:      withdrawalID,
-			WithdrawalAmount:  req.Amount,
+			WithdrawalAmount:  withdrawAmount,
 			ExemptionAmount:   exemptionAmount,
 			TaxableAmount:     taxDeductionPart,
 			TaxRate:           taxRate,
@@ -153,7 +155,7 @@ func (l *AgentWithdrawalLogic) AgentWithdrawal(req *types.WithdrawalReq) (*types
 	withdrawRes.Status = WithdrawStatusProcessing
 	withdrawRes.FailMsg = ""
 
-	l.Logger.Infof("支付宝提现申请成功 outBizNo:%s agentId:%d amount:%f", outBizNo, agentID, req.Amount)
+	l.Logger.Infof("支付宝提现申请成功 outBizNo:%s agentId:%d amount:%f", outBizNo, agentID, withdrawAmount)
 	return withdrawRes, nil
 }
 
@@ -193,6 +195,7 @@ func (l *AgentWithdrawalLogic) mapAlipayError(code string) string {
 	if msg, ok := errorMapping[code]; ok {
 		return msg
 	}
+	l.Logger.Infof("未匹配到支付宝错误码 code:%s", code)
 	return "系统错误，请联系客服"
 }
 
@@ -204,9 +207,9 @@ func (l *AgentWithdrawalLogic) createWithdrawalRecord(session sqlx.Session, agen
 		WithdrawNo:   outBizNo,
 		PayeeAccount: payeeAccount,
 		PayeeName:    sql.NullString{String: payeeName, Valid: true}, // 设置收款人姓名
-		Amount:       amount,
+		Amount:       roundMoney(amount),
-		ActualAmount: finalWithdrawAmount,
+		ActualAmount: roundMoney(finalWithdrawAmount),
-		TaxAmount:    taxAmount,
+		TaxAmount:    roundMoney(taxAmount),
 		Status:       StatusProcessing,
 	}
 
@@ -219,8 +222,8 @@ func (l *AgentWithdrawalLogic) createWithdrawalRecord(session sqlx.Session, agen
 
 // 冻结资金（事务内操作）
 func (l *AgentWithdrawalLogic) freezeFunds(session sqlx.Session, wallet *model.AgentWallet, amount float64) error {
-	wallet.Balance -= amount
+	wallet.Balance = roundMoney(wallet.Balance - amount)
-	wallet.FrozenBalance += amount
+	wallet.FrozenBalance = roundMoney(wallet.FrozenBalance + amount)
 	err := l.svcCtx.AgentWalletModel.UpdateWithVersion(l.ctx, session, wallet)
 	if err != nil {
 		return err
@@ -296,8 +299,8 @@ func (l *AgentWithdrawalLogic) updateWithdrawalStatus(outBizNo string, status in
 				return err
 			}
 
-			wallet.Balance += record.Amount
+			wallet.Balance = roundMoney(wallet.Balance + record.Amount)
-			wallet.FrozenBalance -= record.Amount
+			wallet.FrozenBalance = roundMoney(wallet.FrozenBalance - record.Amount)
 			if err := l.svcCtx.AgentWalletModel.UpdateWithVersion(ctx, session, wallet); err != nil {
 				return err
 			}
@@ -320,7 +323,7 @@ func (l *AgentWithdrawalLogic) updateWithdrawalStatus(outBizNo string, status in
 				return err
 			}
 
-			wallet.FrozenBalance -= record.Amount
+			wallet.FrozenBalance = roundMoney(wallet.FrozenBalance - record.Amount)
 			if err := l.svcCtx.AgentWalletModel.UpdateWithVersion(ctx, session, wallet); err != nil {
 				return err
 			}

app/main/api/internal/logic/agent/bankcardwithdrawallogic.go

@@ -1,13 +1,13 @@
 package agent
 
 import (
+	"bdrp-server/app/main/model"
+	"bdrp-server/common/ctxdata"
+	"bdrp-server/common/xerr"
 	"context"
 	"database/sql"
 	"regexp"
 	"time"
-	"bdrp-server/app/main/model"
-	"bdrp-server/common/ctxdata"
-	"bdrp-server/common/xerr"
 
 	"github.com/pkg/errors"
 	"github.com/zeromicro/go-zero/core/stores/sqlx"
@@ -57,6 +57,8 @@ func (l *BankCardWithdrawalLogic) BankCardWithdrawal(req *types.BankCardWithdraw
 		return nil, errors.Wrapf(xerr.NewErrMsg("开户支行不能为空"), "开户支行验证失败")
 	}
 
+	withdrawAmount := roundMoney(req.Amount)
+
 	// 使用事务处理核心操作
 	err = l.svcCtx.AgentModel.Trans(l.ctx, func(ctx context.Context, session sqlx.Session) error {
 		userID, err := ctxdata.GetUidFromCtx(l.ctx)
@@ -90,12 +92,12 @@ func (l *BankCardWithdrawalLogic) BankCardWithdrawal(req *types.BankCardWithdraw
 		}
 
 		// 校验可提现金额
-		if req.Amount > agentWallet.Balance {
+		if withdrawAmount > roundMoney(agentWallet.Balance) {
 			return errors.Wrapf(xerr.NewErrMsg("您可提现的余额不足"), "余额不足")
 		}
 
 		// 最低提现金额验证
-		if req.Amount < 50 {
+		if withdrawAmount < 50 {
 			return errors.Wrapf(xerr.NewErrMsg("提现金额不能低于50元"), "金额验证失败")
 		}
 
@@ -103,7 +105,7 @@ func (l *BankCardWithdrawalLogic) BankCardWithdrawal(req *types.BankCardWithdraw
 		outBizNo = "BC_" + l.svcCtx.AlipayService.GenerateOutTradeNo()
 
 		// 冻结资金（事务内操作）
-		if err = l.freezeFunds(session, agentWallet, req.Amount); err != nil {
+		if err = l.freezeFunds(session, agentWallet, withdrawAmount); err != nil {
 			return errors.Wrapf(xerr.NewErrCode(xerr.DB_ERROR), "资金冻结失败: %v", err)
 		}
 
@@ -118,14 +120,14 @@ func (l *BankCardWithdrawalLogic) BankCardWithdrawal(req *types.BankCardWithdraw
 		)
 
 		// 统一扣税逻辑：所有提现都按6%收取税收
-		exemptionAmount = 0                          // 免税金额 = 0
+		exemptionAmount = 0                                          // 免税金额 = 0
-		TaxStatus = model.TaxStatusPending           // 扣税状态 = 待扣税
+		TaxStatus = model.TaxStatusPending                           // 扣税状态 = 待扣税
-		taxDeductionPart = req.Amount                // 应税金额 = 提现金额
+		taxDeductionPart = withdrawAmount                            // 应税金额 = 提现金额
-		taxAmount = taxDeductionPart * taxRate       // 应缴税费 = 应税金额 * 税率
+		taxAmount = roundMoney(taxDeductionPart * taxRate)           // 应缴税费 = 应税金额 * 税率
-		finalWithdrawAmount = req.Amount - taxAmount // 实际到账金额 = 提现金额 - 应缴税费
+		finalWithdrawAmount = roundMoney(withdrawAmount - taxAmount) // 实际到账金额 = 提现金额 - 应缴税费
 
 		// 创建提现记录（初始状态为申请中，提现类型为银行卡）
-		withdrawalID, err := l.createBankCardWithdrawalRecord(session, agentModel.Id, req.BankCardNo, req.BankName, agentRealName.Name, req.Amount, finalWithdrawAmount, taxAmount, outBizNo)
+		withdrawalID, err := l.createBankCardWithdrawalRecord(session, agentModel.Id, req.BankCardNo, req.BankName, agentRealName.Name, withdrawAmount, finalWithdrawAmount, taxAmount, outBizNo)
 		if err != nil {
 			return errors.Wrapf(xerr.NewErrCode(xerr.DB_ERROR), "创建提现记录失败: %v", err)
 		}
@@ -135,7 +137,7 @@ func (l *BankCardWithdrawalLogic) BankCardWithdrawal(req *types.BankCardWithdraw
 			AgentId:           agentModel.Id,
 			YearMonth:         yearMonth,
 			WithdrawalId:      withdrawalID,
-			WithdrawalAmount:  req.Amount,
+			WithdrawalAmount:  withdrawAmount,
 			ExemptionAmount:   exemptionAmount,
 			TaxableAmount:     taxDeductionPart,
 			TaxRate:           taxRate,
@@ -160,7 +162,7 @@ func (l *BankCardWithdrawalLogic) BankCardWithdrawal(req *types.BankCardWithdraw
 	withdrawRes.Status = WithdrawStatusProcessing
 	withdrawRes.FailMsg = ""
 
-	l.Logger.Infof("银行卡提现申请成功 outBizNo:%s agentId:%d amount:%f", outBizNo, agentID, req.Amount)
+	l.Logger.Infof("银行卡提现申请成功 outBizNo:%s agentId:%d amount:%f", outBizNo, agentID, withdrawAmount)
 	return withdrawRes, nil
 }
 
@@ -171,9 +173,9 @@ func (l *BankCardWithdrawalLogic) createBankCardWithdrawalRecord(session sqlx.Se
 		WithdrawType: WithdrawTypeBankCard, // 银行卡提现
 		WithdrawNo:   outBizNo,
 		PayeeAccount: bankCardNo, // 银行卡号存储在PayeeAccount字段
-		Amount:       amount,
+		Amount:       roundMoney(amount),
-		ActualAmount: finalWithdrawAmount,
+		ActualAmount: roundMoney(finalWithdrawAmount),
-		TaxAmount:    taxAmount,
+		TaxAmount:    roundMoney(taxAmount),
 		Status:       StatusProcessing, // 申请中状态
 		BankCardNo:   sql.NullString{String: bankCardNo, Valid: true},
 		BankName:     sql.NullString{String: bankName, Valid: true},
@@ -194,8 +196,8 @@ func (l *BankCardWithdrawalLogic) freezeFunds(session sqlx.Session, wallet *mode
 	frozenBalanceBefore := wallet.FrozenBalance
 
 	// 更新钱包余额
-	wallet.Balance -= amount
+	wallet.Balance = roundMoney(wallet.Balance - amount)
-	wallet.FrozenBalance += amount
+	wallet.FrozenBalance = roundMoney(wallet.FrozenBalance + amount)
 	err := l.svcCtx.AgentWalletModel.UpdateWithVersion(l.ctx, session, wallet)
 	if err != nil {
 		return err
@@ -207,7 +209,7 @@ func (l *BankCardWithdrawalLogic) freezeFunds(session sqlx.Session, wallet *mode
 		session,
 		wallet.AgentId,
 		model.WalletTransactionTypeFreeze,
-		amount,               // 变动金额
+		roundMoney(amount),   // 变动金额
 		balanceBefore,        // 变动前余额
 		wallet.Balance,       // 变动后余额
 		frozenBalanceBefore,  // 变动前冻结余额

app/main/api/internal/logic/agent/getagentproductconfiglogic.go

@@ -5,6 +5,7 @@ import (
 	"bdrp-server/app/main/model"
 	"bdrp-server/common/ctxdata"
 	"bdrp-server/common/xerr"
+	"math"
 
 	"github.com/pkg/errors"
 	"github.com/zeromicro/go-zero/core/mr"
@@ -32,6 +33,10 @@ func NewGetAgentProductConfigLogic(ctx context.Context, svcCtx *svc.ServiceConte
 type AgentProductConfigResp struct {
 }
 
+func roundMoney(v float64) float64 {
+	return math.Round(v*100) / 100
+}
+
 func (l *GetAgentProductConfigLogic) GetAgentProductConfig() (resp *types.AgentProductConfigResp, err error) {
 	userID, err := ctxdata.GetUidFromCtx(l.ctx)
 	if err != nil {
@@ -81,10 +86,10 @@ func (l *GetAgentProductConfigLogic) GetAgentProductConfig() (resp *types.AgentP
 				return
 			}
 			agentProductConfig.ProductID = config.ProductId
-			agentProductConfig.CostPrice = agentProductConfigModel.CostPrice
+			agentProductConfig.CostPrice = roundMoney(agentProductConfigModel.CostPrice)
-			agentProductConfig.PriceRangeMin = agentProductConfigModel.PriceRangeMin
+			agentProductConfig.PriceRangeMin = roundMoney(agentProductConfigModel.PriceRangeMin)
-			agentProductConfig.PriceRangeMax = agentProductConfigModel.PriceRangeMax
+			agentProductConfig.PriceRangeMax = roundMoney(agentProductConfigModel.PriceRangeMax)
-			agentProductConfig.PPricingStandard = agentProductConfigModel.PricingStandard
+			agentProductConfig.PPricingStandard = roundMoney(agentProductConfigModel.PricingStandard)
 			agentProductConfig.POverpricingRatio = agentProductConfigModel.OverpricingRatio
 
 			// 看推广人是否有上级，上级是否有这个配置权限，上级是否有相关配置
@@ -119,10 +124,10 @@ func (l *GetAgentProductConfigLogic) GetAgentProductConfig() (resp *types.AgentP
 						cancel(membershipConfigErr)
 						return
 					}
-					agentProductConfig.CostPrice += membershipUserConfigModel.PriceIncreaseAmount
+					agentProductConfig.CostPrice = roundMoney(agentProductConfig.CostPrice + membershipUserConfigModel.PriceIncreaseAmount)
-					agentProductConfig.PriceRangeMin += membershipUserConfigModel.PriceIncreaseAmount
+					agentProductConfig.PriceRangeMin = roundMoney(agentProductConfig.PriceRangeMin + membershipUserConfigModel.PriceIncreaseAmount)
-					agentProductConfig.APricingStandard = membershipUserConfigModel.PriceRangeFrom
+					agentProductConfig.APricingStandard = roundMoney(membershipUserConfigModel.PriceRangeFrom)
-					agentProductConfig.APricingEnd = membershipUserConfigModel.PriceRangeTo
+					agentProductConfig.APricingEnd = roundMoney(membershipUserConfigModel.PriceRangeTo)
 					agentProductConfig.AOverpricingRatio = membershipUserConfigModel.PriceRatio
 				}
 			}

app/main/api/internal/logic/app/getappconfiglogic.go

@@ -0,0 +1,51 @@
+package app
+
+import (
+	"context"
+	"strconv"
+
+	"bdrp-server/app/main/api/internal/svc"
+	"bdrp-server/app/main/api/internal/types"
+	"bdrp-server/app/main/model"
+
+	"github.com/zeromicro/go-zero/core/logx"
+)
+
+type GetAppConfigLogic struct {
+	logx.Logger
+	ctx    context.Context
+	svcCtx *svc.ServiceContext
+}
+
+func NewGetAppConfigLogic(ctx context.Context, svcCtx *svc.ServiceContext) *GetAppConfigLogic {
+	return &GetAppConfigLogic{
+		Logger: logx.WithContext(ctx),
+		ctx:    ctx,
+		svcCtx: svcCtx,
+	}
+}
+
+func (l *GetAppConfigLogic) GetAppConfig() (resp *types.GetAppConfigResp, err error) {
+	const defaultRetentionDays int64 = 30
+	retentionDays := defaultRetentionDays
+
+	retentionConfig, findErr := l.svcCtx.QueryCleanupConfigModel.FindOneByConfigKey(l.ctx, "retention_days")
+	if findErr != nil {
+		if findErr != model.ErrNotFound {
+			l.Errorf("获取 APP 配置 retention_days 失败: %+v", findErr)
+		}
+	} else if retentionConfig.Status == 1 {
+		parsedDays, parseErr := strconv.ParseInt(retentionConfig.ConfigValue, 10, 64)
+		if parseErr != nil || parsedDays <= 0 {
+			l.Errorf("解析 APP 配置 retention_days 失败, value=%s, err=%+v", retentionConfig.ConfigValue, parseErr)
+		} else {
+			retentionDays = parsedDays
+		}
+	}
+
+	return &types.GetAppConfigResp{
+		Query: types.AppQueryConfig{
+			RetentionDays: retentionDays,
+		},
+	}, nil
+}

app/main/api/internal/logic/pay/wechatpayrefundcallbacklogic.go

@@ -1,14 +1,15 @@
 package pay
 
 import (
-	"context"
-	"database/sql"
-	"net/http"
-	"strings"
-	"time"
 	"bdrp-server/app/main/api/internal/svc"
 	"bdrp-server/app/main/model"
 	"bdrp-server/common/globalkey"
+	"context"
+	"database/sql"
+	"math"
+	"net/http"
+	"strings"
+	"time"
 
 	"github.com/Masterminds/squirrel"
 	"github.com/pkg/errors"
@@ -17,10 +18,15 @@ import (
 	"github.com/zeromicro/go-zero/core/stores/sqlx"
 )
 
+func roundMoney(v float64) float64 {
+	return math.Round(v*100) / 100
+}
+
 // HandleCommissionAndWalletDeduction 处理退款后的佣金状态更新和钱包金额扣除
 // refundAmount 为本次实际退款金额（单位：元），从代理侧总共需要承担的金额
 // 该函数会优先冲减当前订单相关的佣金（基于 RefundedAmount），不足部分再从钱包余额/冻结余额中扣除
 func HandleCommissionAndWalletDeduction(ctx context.Context, svcCtx *svc.ServiceContext, session sqlx.Session, order *model.Order, refundAmount float64) error {
+	refundAmount = roundMoney(refundAmount)
 	if refundAmount <= 0 {
 		return nil
 	}
@@ -52,7 +58,7 @@ func HandleCommissionAndWalletDeduction(ctx context.Context, svcCtx *svc.Service
 
 	// 1. 先在佣金记录上做冲减：增加 RefundedAmount，必要时将状态置为已退款
 	for _, commission := range commissions {
-		available := commission.Amount - commission.RefundedAmount
+		available := roundMoney(commission.Amount - commission.RefundedAmount)
 		if available <= 0 {
 			continue
 		}
@@ -66,11 +72,12 @@ func HandleCommissionAndWalletDeduction(ctx context.Context, svcCtx *svc.Service
 		if currentRefund > remainRefundAmount {
 			currentRefund = remainRefundAmount
 		}
+		currentRefund = roundMoney(currentRefund)
 
 		// 更新佣金的已退款金额
-		commission.RefundedAmount += currentRefund
+		commission.RefundedAmount = roundMoney(commission.RefundedAmount + currentRefund)
 		// 如果这条佣金已经被完全冲减，则标记为已退款
-		if commission.RefundedAmount >= commission.Amount {
+		if commission.RefundedAmount >= roundMoney(commission.Amount) {
 			commission.Status = 2
 		}
 
@@ -92,9 +99,9 @@ func HandleCommissionAndWalletDeduction(ctx context.Context, svcCtx *svc.Service
 			wa = &walletAdjust{agentId: commission.AgentId}
 			walletAdjustMap[commission.AgentId] = wa
 		}
-		wa.amount += currentRefund
+		wa.amount = roundMoney(wa.amount + currentRefund)
 
-		remainRefundAmount -= currentRefund
+		remainRefundAmount = roundMoney(remainRefundAmount - currentRefund)
 	}
 
 	// 2. 再按代理维度，从钱包（冻结余额/可用余额）中扣除对应金额
@@ -115,19 +122,19 @@ func HandleCommissionAndWalletDeduction(ctx context.Context, svcCtx *svc.Service
 		frozenBalanceBefore := wallet.FrozenBalance
 
 		// 优先从冻结余额中扣除（与原先“冻结佣金优先使用冻结余额”的设计一致）
-		deduct := wa.amount
+		deduct := roundMoney(wa.amount)
 		if wallet.FrozenBalance >= deduct {
-			wallet.FrozenBalance -= deduct
+			wallet.FrozenBalance = roundMoney(wallet.FrozenBalance - deduct)
 		} else {
-			remaining := deduct - wallet.FrozenBalance
+			remaining := roundMoney(deduct - wallet.FrozenBalance)
 			wallet.FrozenBalance = 0
 			// 可用余额可以为负数，由业务承担风险
-			wallet.Balance -= remaining
+			wallet.Balance = roundMoney(wallet.Balance - remaining)
 		}
 
 		// 变动后余额和冻结余额
-		balanceAfter := wallet.Balance
+		balanceAfter := roundMoney(wallet.Balance)
-		frozenBalanceAfter := wallet.FrozenBalance
+		frozenBalanceAfter := roundMoney(wallet.FrozenBalance)
 		// 更新钱包
 		var updateWalletErr error
 		if session != nil {
@@ -145,7 +152,7 @@ func HandleCommissionAndWalletDeduction(ctx context.Context, svcCtx *svc.Service
 			session,
 			wa.agentId,
 			model.WalletTransactionTypeRefund,
-			-wa.amount*-1, // 钱包流水金额为负数
+			roundMoney(-wa.amount*-1), // 钱包流水金额为负数
 			balanceBefore,
 			balanceAfter,
 			frozenBalanceBefore,
@@ -348,7 +355,7 @@ func (l *WechatPayRefundCallbackLogic) WechatPayRefundCallback(w http.ResponseWr
 	var refundAmountYuan float64
 	if notification.Amount != nil && notification.Amount.Refund != nil {
 		// 微信退款金额单位为分，这里转换为元
-		refundAmountYuan = float64(*notification.Amount.Refund) / 100.0
+		refundAmountYuan = roundMoney(float64(*notification.Amount.Refund) / 100.0)
 	}
 
 	// 4. 根据订单号前缀处理不同类型的订单

app/main/api/internal/service/alipayService.go

@@ -1,11 +1,11 @@
 package service
 
 import (
-	"context"
-	"crypto/rand"
 	"bdrp-server/app/main/api/internal/config"
 	"bdrp-server/app/main/model"
 	"bdrp-server/pkg/lzkit/lzUtils"
+	"context"
+	"crypto/rand"
 	"encoding/hex"
 	"fmt"
 	"net/http"
@@ -217,12 +217,19 @@ func (a *AliPayService) AliTransfer(
 
 	// 构造转账请求
 	req := alipay.FundTransUniTransfer{
-		OutBizNo:    outBizNo,
+		OutBizNo:          outBizNo,
-		TransAmount: lzUtils.ToAlipayAmount(amount), // 金额格式转换
+		TransAmount:       lzUtils.ToAlipayAmount(amount), // 金额格式转换
-		ProductCode: "TRANS_ACCOUNT_NO_PWD",         // 单笔无密转账到支付宝账户
+		ProductCode:       "TRANS_ACCOUNT_NO_PWD",         // 单笔无密转账到支付宝账户
-		BizScene:    "DIRECT_TRANSFER",              // 单笔转账
+		BizScene:          "DIRECT_TRANSFER",              // 单笔转账
-		OrderTitle:  "账户提现",                         // 转账标题
+		OrderTitle:        "账户提现",                         // 转账标题
-		Remark:      remark,
+		Remark:            remark,
+		TransferSceneName: "业务结算",
+		TransferSceneReportInfo: []*alipay.TransferSceneReportInfo{
+			{
+				InfoType:    "结算款项名称",
+				InfoContent: "向代理商转账支付代理费用",
+			},
+		},
 		PayeeInfo: &alipay.PayeeInfo{
 			Identity:     payeeAccount,
 			IdentityType: "ALIPAY_LOGON_ID", // 根据账户类型选择：

app/main/api/internal/types/types.go

@@ -1317,6 +1317,10 @@ type AgentWithdrawalListItem struct {
 	PayeeName    string  `json:"payee_name"`    // 收款人姓名
 }
 
+type AppQueryConfig struct {
+	RetentionDays int64 `json:"retention_days"` // 查询结果保留天数
+}
+
 type AuthorizationDocumentInfo struct {
 	DocumentId int64  `json:"documentId"` // 授权书ID
 	UserId     int64  `json:"userId"`     // 用户ID
@@ -1504,6 +1508,10 @@ type GetAgentSubordinateListResp struct {
 	List  []AgentSubordinateList `json:"list"`  // 查询列表
 }
 
+type GetAppConfigResp struct {
+	Query AppQueryConfig `json:"query"` // 查询相关配置
+}
+
 type GetAuthorizationDocumentByOrderReq struct {
 	OrderId int64 `json:"orderId" validate:"required"` // 订单ID
 }

go.mod

@@ -25,7 +25,7 @@ require (
 	github.com/samber/lo v1.50.0
 	github.com/shopspring/decimal v1.4.0
 	github.com/skip2/go-qrcode v0.0.0-20200617195104-da1b6568686e
-	github.com/smartwalle/alipay/v3 v3.2.23
+	github.com/smartwalle/alipay/v3 v3.2.29-0.20251230233706-e15a4853bc1c
 	github.com/sony/sonyflake v1.2.0
 	github.com/stretchr/testify v1.11.1
 	github.com/tidwall/gjson v1.18.0
@@ -81,7 +81,7 @@ require (
 	github.com/prometheus/procfs v0.15.1 // indirect
 	github.com/robfig/cron/v3 v3.0.1 // indirect
 	github.com/smartwalle/ncrypto v1.0.4 // indirect
-	github.com/smartwalle/ngx v1.0.9 // indirect
+	github.com/smartwalle/ngx v1.0.12 // indirect
 	github.com/smartwalle/nsign v1.0.9 // indirect
 	github.com/spaolacci/murmur3 v1.1.0 // indirect
 	github.com/spf13/cast v1.7.0 // indirect

go.sum

@@ -237,12 +237,12 @@ github.com/shopspring/decimal v1.4.0 h1:bxl37RwXBklmTi0C79JfXCEBD1cqqHt0bbgBAGFp
 github.com/shopspring/decimal v1.4.0/go.mod h1:gawqmDU56v4yIKSwfBSFip1HdCCXN8/+DMd9qYNcwME=
 github.com/skip2/go-qrcode v0.0.0-20200617195104-da1b6568686e h1:MRM5ITcdelLK2j1vwZ3Je0FKVCfqOLp5zO6trqMLYs0=
 github.com/skip2/go-qrcode v0.0.0-20200617195104-da1b6568686e/go.mod h1:XV66xRDqSt+GTGFMVlhk3ULuV0y9ZmzeVGR4mloJI3M=
-github.com/smartwalle/alipay/v3 v3.2.23 h1:i1VwJeu70EmwpsXXz6GZZnMAtRx5MTfn2dPoql/L3zE=
+github.com/smartwalle/alipay/v3 v3.2.29-0.20251230233706-e15a4853bc1c h1:o48e92wOA4wuoWHtugNBU2wizp9ui4skQNcpqxcvgsM=
-github.com/smartwalle/alipay/v3 v3.2.23/go.mod h1:lVqFiupPf8YsAXaq5JXcwqnOUC2MCF+2/5vub+RlagE=
+github.com/smartwalle/alipay/v3 v3.2.29-0.20251230233706-e15a4853bc1c/go.mod h1:dwPyjY5y17qUsDrsVYCQqmDBtQ/qpvY8JmQMvuJYGLQ=
 github.com/smartwalle/ncrypto v1.0.4 h1:P2rqQxDepJwgeO5ShoC+wGcK2wNJDmcdBOWAksuIgx8=
 github.com/smartwalle/ncrypto v1.0.4/go.mod h1:Dwlp6sfeNaPMnOxMNayMTacvC5JGEVln3CVdiVDgbBk=
-github.com/smartwalle/ngx v1.0.9 h1:pUXDvWRZJIHVrCKA1uZ15YwNti+5P4GuJGbpJ4WvpMw=
+github.com/smartwalle/ngx v1.0.12 h1:jcoCyu/0HtQ1y/gbiSLzqOUZcHnVLlKOmm0awRF7Mcg=
-github.com/smartwalle/ngx v1.0.9/go.mod h1:mx/nz2Pk5j+RBs7t6u6k22MPiBG/8CtOMpCnALIG8Y0=
+github.com/smartwalle/ngx v1.0.12/go.mod h1:mx/nz2Pk5j+RBs7t6u6k22MPiBG/8CtOMpCnALIG8Y0=
 github.com/smartwalle/nsign v1.0.9 h1:8poAgG7zBd8HkZy9RQDwasC6XZvJpDGQWSjzL2FZL6E=
 github.com/smartwalle/nsign v1.0.9/go.mod h1:eY6I4CJlyNdVMP+t6z1H6Jpd4m5/V+8xi44ufSTxXgc=
 github.com/smartystreets/assertions v0.0.0-20180927180507-b2de0cb4f26d/go.mod h1:OnSkiWE9lh6wB0YB77sQom3nweQdgAjqCqsofrRNTgc=